the Blue Cash Everyday CardWant a card that earns cash back on everyday purchases, offers an impressive intro bonus and has no annual fee? If so, you’re in luck because the Blue Cash Everyday Card from American Express (a NextAdvisor advertiser) just got a lot better, as it now offers a $150 intro bonus opportunity to cardholders who spend $1,000 on purchases in the first 3 months of account opening and a 15-month 0% intro APR on purchases and balance transfers (with a 3% or $5 balance transfer fee, whichever is greater). Add that to the already generous cash back rewards (up to 3% cash back) you can earn with the Blue Cash Everyday Card, and you have one well-rounded credit card. Is it a fit for you? Keep reading to find out.

What else will I get with the Blue Cash Everyday Card?

Blue Cash Everyday Card from American Express
  • Get a $150 cash back bonus when you spend $1,000 on purchases within the first 3 months of account opening.
  • Earn 3% cash back at U.S. supermarkets (up to $6,000/year in purchases, then it’s 1% back), 2% at U.S. gas stations and select U.S. department stores and 1% on all other purchases.
  • Get a 15-month 0% intro APR on purchases and balance transfers (with a 3% or $5 balance transfer fee, whichever is greater).
  • Pay no annual fee.

In addition to the new $150 intro bonus opportunity and 15-month 0% intro APR (detailed above), the Blue Cash Everyday Card earns cardholders 3% cash back at U.S. supermarkets (up to $6,000/year in purchases, then it’s 1% back), 2% at U.S. gas stations and select U.S. department stores as well as 1% on all other purchases. Earned cash back can be redeemed for statement credit, gift cards, merchandise or travel booked through American Express Travel. On top of that, this card has no annual fee.

Does the Blue Cash Everyday Card have any downsides?

The Blue Cash Everyday Card is one well-rounded credit card, but there are two things some consumers may want to consider. First, you should know that it has a higher-earning sister credit card, called the Blue Cash Preferred Card from American Express, that offers much higher rewards. With this card, you’ll earn 6% back at U.S. supermarkets (up to $6,000/year in purchases, then, it’s 1% back), 3% back at U.S. gas stations and select U.S. department stores and 1% on all other purchases. You can also get a $200 cash back bonus when you spend $1,000 on purchases within the first 3 months of card ownership and a 12-month 0% intro APR on purchases and balance transfers (with a 3% or $5 balance transfer fee, whichever is greater). The Blue Cash Preferred Card does have a $95 annual fee, but if you spend a lot at the grocery store or gas station, it may still be worthwhile. If you’d rather avoid an annual fee, stick with the Blue Cash Everyday Card.

Something else you should know about the Blue Cash Everyday Card is the 3% cash back at grocery stores doesn’t include wholesale clubs. This means if you do most of your grocery shopping at Costco or Sam’s Club, the Blue Cash Everyday Card isn’t a fit for you. Instead, you may want to check out the Bank of America Cash Rewards Credit Card. That’s because this card earns 3% back on gas and 2% back at wholesale clubs and grocery stores (up to $2,500 in gas/wholesale club/grocery purchases each quarter, then it’s 1% back) as well as 1% on all other purchases. The Bank of America Cash Rewards Credit Card also has no annual fee, a 12-month 0% intro APR on purchases and balance transfers (with a 3% or $10 balance transfer fee, whichever is greater) and a $150 online bonus for cardholders who spend $500 on purchases in the first 90 days. Check out our Bank of America Cash Rewards Credit Card review to see if this card is a better fit for you.

Should I apply for the Blue Cash Everyday Card?

Those who want to earn cash back rewards on everyday purchases without paying an annual fee will likely be satisfied with the Blue Cash Everyday Card. This card is even more appealing now that it offers a 15-month 0% intro APR and has a $150 cash back bonus opportunity. Visit our Blue Cash Everyday Card from American Express review to apply online. Still not sure if this card is a good addition to your wallet? Use our free, personalized Cash Back Credit Card Calculator to see which card is best for your spending habits.

Disclaimer: This content is not provided or commissioned by the credit card issuer. Opinions expressed here are author’s alone, not those of the credit card issuer, and have not been reviewed, approved or otherwise endorsed by the credit card issuer. This content was accurate at the time of this post, but card terms and conditions may change at any time. This site may be compensated through the credit card issuer Affiliate Program.