best credit cards for customer satisfactionUpdated: October 17, 2017

J.D. Power recently released its 2017 Credit Card Satisfaction Study. The survey, now in its eleventh year, strives to answer the question “which credit card issuer provides the highest level of customer satisfaction?” To that end, it tallied responses from over 22,000 credit card customers and looked at 6 different factors — interaction, credit card terms, billing and payment, rewards, benefits and services, and problem resolution.

Ultimately, the winner was American Express with 835 out of 1,000 points, but it was closely followed by Discover at 827 and Capital One with 808. Even better news for consumers, in today’s highly competitive marketplace all 3 issuers are offering terrific cards with considerable intro bonuses, great rewards and, of course, high overall customer satisfaction. We’ve selected our favorite top-rated card from each of the issuers and highlighted their information below.

Best Credit Cards for Customer Satisfaction
1. Blue Cash Preferred from American Express

2. Discover it – Cashback Match

3. Capital One Venture

Blue Cash Preferred from American Express

best credit cards for customer satisfactionOur top-rated cash back card, the Blue Cash Preferred Card from American Express (a NextAdvisor advertiser) combines great customer satisfaction with generous rewards and benefits. American Express also led the rankings of this year’s J.D. Power Customer Satisfaction survey, so you can rest easy knowing that you’ll be taken care of if any questions or issues arise. Plus, it was the winner of our own Credit Card Cash Back Analysis thanks to the tremendous earning power granted by its ongoing rewards. Here’s what the Blue Cash Everyday Card from American Express offers:

  • Get a $200 bonus after spending $1,000 on purchases in the first 3 months
  • Earn 6% back at U.S. supermarkets up to $6,000 per year in purchases, then 1% back
  • Earn an unlimited 3% cash back at U.S. gas stations and select U.S. department stores
  • Earn an unlimited 1% cash back on all other eligible purchases
  • Enjoy great AmEx benefits like purchase protection, return protection, extended warranty, car rental loss/damage insurance, and travel accident insurance.
  • $95 annual fee

If the Blue Cash Preferred Card’s annual fee is a deal-breaker for you, you may want to consider its sister card, the Blue Cash Everyday Card from American Express, which has no annual fee, offers a $150 intro bonus opportunity, earns comparable rewards at U.S. grocery stores, U.S. gas stations and U.S. select department stores and more.

Discover it – Cashback Match

best credit cards for customer satisfactionIf you’re in the market for a terrific card with high ranking customer satisfaction, abundant cash back rewards and a lengthy 0% intro APR, Discover it – Cashback Match is perfect for you. Plus, all these great rewards are available to those with just average to excellent credit, typically thought to be a credit score of 670 or higher. Here’s what you can expect with Discover it – Cashback Match:

  • Discover will match all the cash back you’ve earned at the end of your first year. So if you earned $300 in the first year, Discover will match that to give you a total of $600!
  • Earn 5% back in rotating categories up to the quarterly maximum (currently $1,500) each quarter you activate. From now through the end of 2017, you’ll get 5% back at Amazon.com and Target – perfect for holiday shopping!
  • Earn an unlimited 1% back on all other purchases
  • 14-month 0% intro APR on purchases and balance transfers (balance transfer fee is 3%)
  • Get a free FICO® score on your statement each month and receive free identity theft protection alerts after you activate them.
  • $0 annual fee

Capital One Venture Rewards Credit Card

best credit cards for customer satisfactionWhether you’re an avid traveler, or someone who takes one vacation a year, the Capital One Venture Rewards Credit Card can help you pay for your travel with a big bonus, great ongoing rewards and flexible reward redemption. And redeeming your miles is easy — just book travel with your Venture card and then use your earned miles as a credit against your travel purchases. This lets you travel when you want (no blackout dates!), however you’d like to, with no need to worry about choosing a particular airline or hotel. Here’s what the Capital One Venture Rewards Credit Card has to offer:

  • Get a 50,000 intro bonus — equal to $500 in travel — after spending $3,000 within the first 3 months of account opening
  • Earn an unlimited 2x miles on every purchase
  • Fly any airline, stay at any hotel, anytime
  • No foreign transaction fees
  • $0 intro annual fee the first year, then $95 per year

Want to learn more about the cards detailed in this post? Visit our reviews of the best credit cards to see how they compare to other top cards on the market.

Disclaimer: This content is not provided or commissioned by the credit card issuer. Opinions expressed here are author’s alone, not those of the credit card issuer, and have not been reviewed, approved or otherwise endorsed by the credit card issuer. This content was accurate at the time of this post, but card terms and conditions may change at any time. This site may be compensated through the credit card issuer Affiliate Program.