Best Capital One business credit cardsUpdated: Oct. 17, 2017

Choosing the right credit card for your small business is important, as it can help serve as one of the financial building blocks to your success. Whether you want to earn air miles or cash back for your business purchases, or you need to work on building your business credit, you should be pleased to know that Capital One has a selection of credit cards designed for business use which can help. One size rarely fits all, and that statement is especially true when it comes to business credit cards. Keep reading as we detail the best Capital One business credit cards to help you make the right pick.

Which Capital One credit card is the best fit for your business?

Best Capital One Business Credit Cards

Best Capital One credit cards for businesses

If you want to earn cash back for your business …

best Capital One business credit cardsThe Capital One Spark Cash for Business offers generous cash back rewards and free employee cards so you can rack up rewards faster. In addition to earning unlimited 2% cash back on all purchases, this card offers a one-time $500 cash bonus that you can earn when you spend $4,500 within 3 months of opening your account. There aren’t any foreign transaction fees to worry about, and the $95 annual fee is waived the first year. Your rewards won’t expire for the life of the account, and you can redeem for cash back at any time online or by phone. If you’d prefer to avoid paying an annual fee, you might consider its sister card, Capital One Spark Cash Select for Business, which offers a 9-month 0% intro APR on purchases, earns unlimited 1.5% on all purchases and has a $200 cash bonus for spending $3,000 within the first 3 months. Both of these cards require good to excellent credit for approval.

If you want to earn air miles for your business …

best Capital One business credit cardsFrequent business trips can add up, which is why a solid travel rewards credit card that earns you miles as you go is great to have. Capital One Spark Miles for Business earns users 2 miles per $1 on all purchases, and if you spend $4,500 within the first 3 months, you’ll get a one-time 50,000-mile bonus. On top of that, you won’t pay any foreign transaction fees or an annual fee for the first year (after that, it’s $95/year). Your miles never expire, and you can redeem them for travel, cash, gift cards, brand-name merchandise and more. If you want to avoid the annual fee, check out the Capital One Spark Miles Select for Business card, which offers similar features but 1.5 miles per $1 spend on all purchases and rewards you with 20,000 bonus miles if you spend $3,000 within the first 3 months. Other features of this card include a 0% intro APR on purchases for the first 9 months and quarterly and year-end summaries to help you keep track of your business’ spending. Both of these travel rewards card require good to excellent credit.

If you don’t have the best credit …

best Capital One business credit cardsYou can build your business credit with the Capital One Spark Classic for Business, which is designed for those with limited, fair or average credit. You’ll earn 1% cash back on all purchases with this card, and you can get employee cards for free to help increase your earning potential. There is no annual fee or foreign transaction fees associated with this credit card, and you’ll get year-end summaries to help with tracking your spending.

If you want to buy a car for your business …

best Capital One business credit cardsThe GM BuyPower Business Card from Capital One – Get The Card That Helps You Get The Car is perfect if you want to earn rewards that you can redeem toward a new General Motors vehicle. To start, you’ll earn 5% cash back on purchases of GM parts, accessories and services purchased at a GM dealer, 3% on purchases at gas stations, restaurants and office supply stores and 1% cash back on all other purchases. You can get additional employee cards for no additional charge, and this card features a 0% intro APR on purchases for the first 12 months. In addition to all of this, enjoy no annual fee or foreign transaction fees. When it comes time to redeem your rewards, you can use them for a down payment on the purchase or lease of a new Chevrolet, Buick, GMC or Cadillac vehicle, or to add upgrade options when you purchase one.

These are the best Capital One business credit cards, but don’t forget that Capital One also offers a number of excellent cards for personal use. Check out our recent post on those, and be sure to follow our credit cards blog to get all the financial news and notes you need.

Disclaimer: This content is not provided or commissioned by the credit card issuer. Opinions expressed here are author’s alone, not those of the credit card issuer, and have not been reviewed, approved or otherwise endorsed by the credit card issuer. This content was accurate at the time of this post, but card terms and conditions may change at any time. This site may be compensated through the credit card issuer Affiliate Program.