Our top two identity theft protection services — Identity Guard Total Protection and TrustedID — go head-to-head to determine which protection is best for consumers.

Price: TrustedID offers its protection at $9.38 per month with an annual prepay and 14-day free trial, while Identity Guard offers its protection on a month-to-month plan at $14.99 per month with a 30-day free trial. Even though Identity Guard offers a longer free trial, TrustedID is the most cost effective of the two, as long as you’re willing to commit to the protection for one year.  TrustedID also provides a cost-effective family plan that will cover everyone living at the same address for just $18 per month with an annual prepay.

Fraud Monitoring: Both Identity Guard and TrustedID offer similar fraud monitoring. The services both provide 3-bureau credit report monitoring and monitor the Internet black market and chat rooms for the fraudulent use of you credit/debit cards, bank account numbers, personal information and social security numbers. They also monitor public records for the suspicious or fraudulent use of your personal information. On top of these services, Identity Guard also scans databases for credit applications in your name and provides public record reports on a quarterly basis, while TrustedID features medical benefit protection. In terms of fraud monitoring, the bottom line is that both of the services offer superior protection of your identity.

Credit Information:  Both Identity Guard and TrustedID provide a 3-bureau credit report at signup as well as credit scores from all 3 credit bureaus.  However, Identity Guard updates your 3-bureau credit report and scores quarterly while TrustedID only updates them annually.

Computer Security: Identity Guard and TrustedID both include computer security software with its plan. Identity Guard includes ZoneAlarm Internet security suite and keylogging software, while TrustedID includes anti-spyware, anti-phishing and anti-keylogging protection. Both services offer effective computer security for protecting against identity theft.

Identity Theft Insurance: In the unlikely event that you’re a victim of identity theft under either Identity Guard or TrustedID‘s service, both offer some sort of ID theft insurance.  Identity Guard offers $1,000,000 in insurance coverage, as well as access to its Identity Theft Recovery Unit, while  TrustedID offers a $1,000,000 theft service warranty. While both of the insurances are generous amounts, the large dollar amounts for identity theft insurance isn’t necessary because consumers are not liable for fraudulent transactions made in their name. Identity Guard does offer access to its Identity Theft Recovery Unit, which helps you get your good name and credit back in order. TrustedID offers a similar service with On-call Protection Specialists who work with you and help with 100 percent of the restoration if you’re ever at risk to secure your identity.

Bottom line, both of the identity theft protections offer similar protection services. So, if you’re willing to save some money and make a long-term commitment to your identity theft protection or you’d like to protect your entire family, then TrustedID might be the best choice for you. On the other hand, if you want the freedom to cancel your protection at anytime, or are interested in more frequent updates to your credit information, then Identity Guard’s month-to-month plan might be the best fit for you. Read our full reviews of both Identity Guard Total Protection and TrustedID, and check out our identity theft protection compare page here.