Q:  Does LifeLock monitor fraud at all three credit bureaus?  When I sign up, will I be able to see my 3 credit reports online or will they be mailed to me?

A:  The basic LifeLock plan does not provide 3-bureau credit monitoring, however, the more advanced LifeLock Ultimate does feature 3-bureau credit monitoring. LifeLock Ultimate includes all the great identity theft protection features of the well-known LifeLock plan and adds onto it with 3-bureau credit monitoring, monthly credit scores from TransUnion, expanded monitoring for identity theft and a number of other enhancements. Both LifeLock and LifeLock Ultimate do not offer online viewing of your 3-bureau credit reports, instead when you sign up they will be mailed to you. If you want to try out either service, you can do so free of charge via their free 30-day trial and if you choose to continue your membership after the 30 day period you’ll receive a 10% discount on the subscription price.

If you’re looking for an excellent identity theft protection service that includes 3-bureau monitoring, consider Identity Guard. In addition to credit monitoring, Identity Guard monitors the Internet black market for the user of your personal information (credit/debit cards, bank accounts, SSN, etc), public records for any changes in your name and scans databases for application or Social Security fraud. Users will also have access to their 3-bureau reports and scores via the secure online member portal. If you want to try it out risk-free, NextAdvisor visitors are eligible for a free 30-day trial and 25% off the subscription price.