Q:  Where can I write to and have free credit reports mailed back to me?

A: Everyone is entitled to request their free credit reports once a year from each of the 3 credit bureaus; Equifax, Experian and TransUnion.   You can request your reports online, by phone or by mail at annualcreditreport.com.  However, in order to mail in your request you’ll need to go online and download the request form.  You can download this form and get directions on how to request your credit report click here.

Although getting your free credit reports every 12 months is a smart idea, getting them more frequently is better.  You can get your credit reports for $1 when you sign up for PrivacyGuard’s 30-day trial, a top credit monitoring service we review on our site.  Not only that, but you’ll get updated credit scores and reports every month! You’ll also be alerted to any changes in your credit reports, helping you stay on top of your credit reports day and night. Overall, PrivacyGuard is a great deal for anyone who wants to have their pulse on what’s going on with their credit history.