Methodology

NextAdvisor's Best Credit Cards for March 2020

Finding the right card for your needs and spending habits isn’t as hard as you think. Our editors combed through the credit cards we review to find the best offers for cash back, balance transfers, low APR and more. See our list of the top offers from our partners to find the perfect addition to your wallet.

More of the Best Credit Cards Our editors thoroughly research all the credit card offers we review, comparing interest rates, features, rewards programs, annual fees, late fees and other features. After our initial evaluation, we continue to monitor the credit cards and update our reviews as situations change. The reviews are the expert opinion of our editors, and not influenced by any remuneration this site may receive from card issuers. Not all products from all issuers have been evaluated.

Credit Card Bottom Line Purchase APR Annual Fee Balance Transfer APR Credit Needed Features

Bottom Line

Earn 2% cash back on all purchases, the highest standard cash back rate of all the cards we review; 0% intro APR for 18 months on balance transfers

Purchase APR

13.99% - 23.99% (Variable)

Annual Fee

$0

Balance Transfer APR

0% intro for 18 months on Balance Transfers, then 13.99% - 23.99% (Variable)

Credit Needed

Excellent, Good

Features

Earn 2% cash back on all purchases (1% when you make a purchase, plus another 1% when you pay for the purchase)

Bottom Line

This card is perfect for your modern everyday purchases, as it earns 6% cash back at U.S. supermarkets on up to $6,000/year in purchases and on select U.S. streaming subscriptions as well as 3% at U.S. gas stations and on transit. There's also a $250 intro bonus opportunity, a lengthy intro APR period and more. Terms apply.

Purchase APR

0% on purchases for 12 months, then 12.99%-23.99% Variable

Rates and Fees

Annual Fee

$95

Balance Transfer APR

0% on balance transfers for 12 months, then 12.99%-23.99% Variable

Credit Needed

Excellent, Good

Features

Earn 6% cash back at U.S. supermarkets (on up to $6,000/year, then 1%) and on select U.S. streaming services. Plus, earn 3% back at U.S. gas stations and on transit, as well as 1% back on all other purchases. $250 statement credit after you spend $1,000 in purchases on your new Card within the first 3 months. Terms apply.

Bottom Line

This card has an 18-month 0% intro APR on purchases and qualifying balance transfers. Cardholder will also pay no annual fee and get mobile phone protection when they use their card to pay their mobile phone bill. See Rates and Fees

Purchase APR

0% for 18 months, then 15.49%-24.99% (Variable)

Annual Fee

$0

Balance Transfer APR

0% for 18 months on qualifying balance transfers, then 15.49%-24.99% (Variable)

Credit Needed

Excellent/Good

Features

0% intro APR on qualifying balance transfers and on purchases

Bottom Line

Rightfully named, this card is a true cash magnet with its $150 intro bonus opportunity and unlimited 1.5% cash back on all purchases. On top of that, it comes with a 15-month 0% intro APR on purchases and balance transfers and has no annual fee.

Purchase APR

0% on purchases for 15 months, then 12.99%-23.99% Variable

Rates and Fees

Annual Fee

$0

Balance Transfer APR

0% on balance transfers for 15 months, then 12.99%-23.99% Variable

Credit Needed

Excellent/Good

Features

Earn a $150 statement credit after you spend $1,000 or more on purchases within the first 3 months; earn 1.5% cash back; get a 15-month 0% intro APR on purchases and balance transfers; pay no annual fee