$0 balance transfer feeWhile this information was accurate at the time this post was published, these cards’ offers and perks may have expired or changed over time. Visit our reviews of the best balance transfer cards to find the right card for your needs.

While there are a number of balance transfer credit cards offering lengthy 0% intro APR periods on transfers, it’s a rarity to find one that doesn’t charge a 3% to 5% fee to transfer the balance. Although the cost of the balance transfer fee usually balances out the amount of interest you save in the long run, most people would probably agree that no fee is a far more appealing option. For those looking to transfer a high balance from one card to the next without paying a hefty fee, you’re in luck. The BankAmericard Credit Card now features a $0 balance transfer fee for transfers made within the first 60 days of account opening (after that, it’s a 3% or $10 balance transfer fee, whichever is greater). Learn more about this offer and what else makes this card a good pick.

What does the BankAmericard Credit Card have to offer?

To start, BankAmericard Credit Card offers new cardholders 0% intro APR for 15 billing cycles on purchases and balance transfers made in the first 60 days of account opening. As noted above, balance transfers completed during the first 60 days of account opening will be charged a $0 balance transfer fee, though any transfers after 60 days is up will be charged a 3% balance transfer fee ($10 minimum). On top of that, the BankAmericard Credit Card does not charge an annual fee or have a penalty APR (meaning, if you pay late, your APR won’t increase). Keeping track of your finances is a breeze with access to your FICO score for free wherever you are via online and mobile banking. You can also see data on your spending habits.

How does this card compare to its competitors?

The Barclaycard Ring Mastercard is another credit card we review that has a 15-month 0% intro APR on purchases and balance transfers made within the first 45 days of account opening and charges a $0 balance transfer fee. The card also has no annual fee. These cards have a lot in common, though the Barclaycard Ring Mastercard’s ongoing APR — the APR you’ll be charged after the 0% intro APR period is over — is slightly lower (depend on your creditworthiness). Speaking of which, the BankAmericard Credit Card requires good to excellent credit for approvaltypically considered a credit score in or above the 700’s, while the Barclaycard Ring Mastercard requires excellent credit for approval, which means those with less-than-perfect credit should opt for the BankAmericard Credit Card. If you’re looking for a balance transfer credit card designed for people with average to excellent credit, you might want to consider the Discover it Balance Transfer card (note that this card has a 3% balance transfer fee for all balance transfers). Overall, the BankAmericard Credit Card is a strong choice for someone who is looking to transfer a high balance from one or more credit cards to one without taking a hit on balance transfer fees. Just be sure to transfer your balance within the first 60 days of account opening so you can not only avoid the fee, but also get the 0% intro APR on balance transfers for 15 billing cycles.

To learn more about balance transfer credit cards, visit our credit card reviews.

Disclaimer: This content is not provided or commissioned by the credit card issuer. Opinions expressed here are author’s alone, not those of the credit card issuer, and have not been reviewed, approved or otherwise endorsed by the credit card issuer. This content was accurate at the time of this post, but card terms and conditions may change at any time. This site may be compensated through the credit card issuer Affiliate Program.