Bank of America® Travel Rewards Visa® credit card Review

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Our Detailed Review of This Card

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The Bank of America® Travel Rewards Visa® credit card makes earning and redeeming travel rewards easy and the card offers a great incentive to become a Bank of America® customer if you aren’t one already.

Bank of America® Travel Rewards Visa® credit card holders earn an unlimited 1.5X points for every purchase. Plus, users will earn an intro bonus of 25,000 points after spending $1,000 on purchases in the first 90 days of account opening — that can be worth $250 in statement credit toward travel purchases! Redeeming your earned points is simple; just pay for your travel with your card and use your points toward a statement credit for all or a portion of your travel purchases. This means you can fly, stay or book your travel with whomever you’d like, however you’d like, giving you a ton of reward redemption flexibility.

As an added perk, Bank of America® Travel Rewards Visa® credit card customers with a qualifying Bank of America Preferred Rewards Gold, Platinum or Platinum Honors account will earn even more of a bonus — from 25% to 75% bonus on every purchase! Cardholders will also benefit from no foreign transaction fees when they travel outside the United States.

In addition to the great reward earning potential, Bank of America® Travel Rewards Visa® credit card users can reap the benefits of a 0% Introductory APR on purchases for 12 billing cycles, then 16.49% - 24.49% Variable APR on purchases. This intro APR is a helpful tool for making both large and small purchases and not paying a dime in interest fees for a year.

We recommend the Bank of America® Travel Rewards Visa® credit card to anyone looking for a $0 annual fee travel card with flexible redemption options (no blackout dates!) and good reward value. It’s particularly appealing to those who are or want to become Bank of America customers in order to take advantage of the ongoing bonus opportunity.

Rewards

  • Earn 25,000 online bonus points if you make at least $1,000 in purchases in the first 90 days of account opening - that can be a $250 statement credit toward travel purchases.
  • Earn 1.5X points for every purchase.
  • Preferred Rewards members can earn 25%- 75% bonus on every purchase.

Redeem Rewards

  • Simply pay for your travel with your card. Then, call or go online and you can redeem your points for a statement credit toward all or part of your travel purchases.

Fees and APR

  • Annual Fee: $0.
  • Purchase APR: 0% Introductory APR on purchases for 12 billing cycles, then 16.49% - 24.49% Variable APR on purchases, depending on credit history.
  • Balance Transfer APR: 16.49% - 24.49% Variable on balance transfers, depending on credit history.
  • Balance Transfer Fee: Either $10 or 3% of the amount of each transaction, whichever is greater.
  • Foreign Transaction Fee: None.
  • Penalty APR: up to 29.99% APR.
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