Bank of America® Platinum Visa® Business credit card Review

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Our Detailed Review of This Card

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The Bank of America® Platinum Visa® Business credit card is a good fit if you’re in the market for a business card with a 0% intro APR on purchases and a generous intro bonus.

To start, Bank of America® Platinum Visa® Business credit card features a $300 statement credit when you make at least $3,000 in net purchases within 90 days of your account opening. Although the card doesn’t offer ongoing rewards, it does have some nice perks, like $100,000 in travel accident insurance and auto rental insurance, emergency ticket replacement, lost-luggage assistance and the option to get extended protection.

Cardholders will enjoy a 0% intro APR for 7 billing cycles, then 11.49% - 22.49% Variable APR on purchases. With more than a half a year of $0 interest on purchases, you can make any big or small business investments you need and pay nothing in interest fees. It’s a handy way to save a little money and pay down your balance without hurting your pocketbook.

Bank of America® Platinum Visa® Business credit card has a nice intro bonus and a 0% intro APR, but no ongoing rewards. If you’re looking for a more of a rewards card, check out the SimplyCash® Plus Business Credit Card from American Express (a NextAdvisor advertiser), which has a significant intro offer, ongoing cash back rewards and a 0% intro APR on purchases.

Fees and APR

  • Annual Fee: $0
  • Purchase APR: 0% for 7 billing cycles, then 11.49% - 22.49% Variable APR on purchases, depending on credit history.
  • Balance Transfer APR: 11.49% - 22.49% Variable APR on balance transfers, depending on credit history.
  • Balance Transfer Fee: Either $10 or 4% of the amount of each transaction, whichever is greater.
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Disclaimer: This content is not provided or commissioned by the credit card issuer. Opinions expressed here are author's alone, not those of the credit card issuer, and have not been reviewed, approved or otherwise endorsed by the credit card issuer. This site may be compensated through the credit card issuer Affiliate Program.