Bank of America® Business Advantage Travel Rewards World Mastercard® credit card Review

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Our Detailed Review of This Card

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The Bank of America® Business Advantage Travel Rewards World Mastercard® credit card offers straightforward point earnings with a nice introductory bonus. Cardholders will earn an unlimited 1.5X points for every $1 they spend on purchases, and 3X points per dollar for travel booked through the Bank of America Travel Center. Users will also earn 25,000 points when they make at least $1,000 in net purchases within 60 days of account opening — which can be redeemed for a $250 statement credit towards travel purchases. Earned points can be redeemed online for gift cards, cash, and travel — however, travel redemption is likely to be your best bet, as it’s valued at $0.01 per point redeemed. Users will also benefit from a 0% introductory APR for 9 billing cycles on purchases (then 13.49% - 23.49% Variable APR on purchases) and no foreign transaction fees when they travel outside the United States.

Redeem Rewards

  • Redeem points for gift cards, cash, and travel with no blackout dates.

Fees and APR

  • Annual Fee: $0
  • Purchase APR: 0% for 9 billing cycles, then 13.49% - 23.49% Variable APR on purchases, depending on credit history.
  • Balance Transfer APR: 13.49% - 23.49% Variable APR on balance transfers, depending on credit history.
  • Balance Transfer Fee: Either $10 or 4% of the amount of each transaction, whichever is greater.
  • Foreign Transaction Fee: None
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