NextAdvisor - Valerie

Valerie Fulton is a personal finance writer who specializes in thrifty living. She lives in Austin, Texas during the school year and drives to the coast of Maine with her two standard poodles every summer to manage the rental property she bought — at a steep discount, of course — in 2015.

Posts by Valerie:

Best Credit Cards for Medical Bills

The United States has the most expensive healthcare system in the world, spending $8,047 per capita on public health, or 14% of our GDP. Much of that cost falls squarely on the shoulders of individual citizens. Even if you are insured, high deductibles and prescription costs can
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Best Credit Cards for No Credit

This page includes information about Discover products that are not currently available on Next Advisor and may be out of date. How do you build a credit history when you’re just starting out? The answer is you’ll have to get strategic and apply for a credit card
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Do Utility Companies Report to Credit Card Bureaus?

Most people know making regular, on-time mortgage and credit card payments has a positive effect on their credit scores. Perhaps you were wondering, though, if paying your utility bills has the same effect. After all, a significant portion of your hard-earned cash goes to pay your power
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Credit Cards with Cell Phone Insurance

Updated: April 30, 2020 In addition to sign up bonuses and rewards programs, credit cards come with a list of added protections. A perk just starting to gain traction is cell phone insurance. When you purchase your monthly cell phone payments with the card, you may get
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Key Factors When Considering Bankruptcy

This page includes information about Discover products that are not currently available on Next Advisor and may be out of date. Sometimes financial obligations become too much to handle. You get laid off from work or have unexpected medical expenses. You get behind on your mortgage payments,
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Best No Annual Fee Credit Cards of May 2020

Updated: May 18, 2020 This page includes information about Discover products that are not currently available on Next Advisor and may be out of date. When you’re shopping for credit cards, an important factor to weigh for each card is whether or not it has an annual
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How to Execute a Successful Balance Transfer

Updated: May 18, 2020 If you have credit card debt, you’re not alone. The average credit card balance in 2019 was $6,194 — a figure that’s been rising ever since 2011. Carrying that much debt makes it harder to afford the things you want in life and can really weigh
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What is Cash Back?

Updated: April 7, 2020 This page includes information about Discover products that are not currently available on Next Advisor and may be out of date. When you use rewards credit cards wisely, you’ll get tremendous perks from the card issuer, including cash back on every purchase you make.
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