NextAdvisor - TiffanyVerbeck

Tiffany Verbeck is a freelance writer focusing on personal finance, travel, and the great outdoors. Her work has appeared in The Financial Diet, Fast Capital 360, myWorth, Matador Network, and more. She lives near Washington, D.C., with her husband and rescue dog named Ruby.

Posts by TiffanyVerbeck:

What is EMV Compliance Law?

It sounds intimidating: EMV compliance law. But it’s not a law, and you can’t be penalized or fined by the government for not following suit. You could face potential costs if you don’t listen to the orders coming from Visa and Mastercard to switch to chip technology
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What Is Malware and How Can I Avoid It?

There’s a lot of talk of viruses these days, but we are here to discuss the digital kind. Malware is a threat to your online security and can put your private information in the wrong hands so you need to know how to avoid it. Just like
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When to Use Tax Form 1099-C for Cancellation of Debt

If you recently negotiated with your credit card company or through a short sale of your house a cancellation of debt, you might have received a 1099-C tax form in the mail which confused you, as no one ever mentioned paying taxes on that canceled debt. You
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Hard and Soft Credit Inquiries

Although they may sound like two different textures of ice cream, hard and soft credit inquiries are not quite as delicious. However, you can sometimes choose how many scoops of each type of inquiry you would like. In other words, you have more power than you may
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Guide to Experian Boost

Experian Boost is a free program offered by Experian, one of three major credit bureaus, that helps people with no credit, new credit or low credit get higher credit scores. Although it may sound too good to be true, for many people, it’s not. The key is
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How to Maintain Good Credit

Maintaining a good credit score is vital to your overall financial health. A clear example of the consequences of a low credit score would be the thousands of dollars you would pay after receiving a high interest rate on a mortgage or an auto loan. A good
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Guide to Keeping Financial Records: Save or Shred?

Storing financial records can be stressful if you don’t know what you’re doing. If you’re someone who holds onto things for way too long out of fear or throws away everything, this guide can help you find a middle ground. While you don’t have to stash store
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Why You Shouldn’t Rent a Car with a Debit Card

When you show up at the counter to rent a car, many rental companies expect you to hand over a credit card. However, what if you only have a debit card on hand? The question then arises: can you rent a car with a debit card? While
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Goodwill Letters and Getting Credit Blemishes Removed

A goodwill letter is one method of attempting to repair blemishes on your credit report. This route is different than filing a dispute with one of the major credit bureaus in cases of fraudulent or incorrect activity. In essence, mistakes addressed by a goodwill letter are those
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What to Know About the Fair Debt Collection Practices Act

If you have a debt collector continuously contacting you to pay off a debt, you have a say in the matter. The Fair Debt Collection Practices Act (FDCPA) makes it illegal to harass you over your debts. The law puts you in control of how often a debt collector
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