NextAdvisor - Thom

Thom Tracy is a personal finance writer with 28 years of experience in the insurance, employee benefits and financial services industries. He lives near Scranton, PA and hopes to reach at least one of the Seven Summits.

Posts by Thom:

How to Choose the Right Credit Card for You

If you’re wondering how to choose a credit card, the selection will often come down to examining your philosophy on personal finance and finding a program that aligns with that mindset. There is a dizzying number of credit cards on the market, and acquiring one randomly might put
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How Credit Cards Work

In very simple terms, credit cards are a way to borrow money for goods or services that an individual or business might need. Like any other form of debt, if you spread out payments over the course of time, there will be interest charges that will add to the
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Guide to Paying Rent with Your Credit Card

You might think of a credit card as a way to get valuable points, miles or cash back on the purchases you make. Then again, you may look at a card as a last resort for a necessary item or unexpected expense. One use you might not have considered is paying for
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