NextAdvisor - NickiEscudero

Nicki Escudero is a Phoenix-based freelance writer and journalist with more than 18 years of experience in the publishing industry, writing for international publications such as USA Today and Entrepreneur. A former expat living in Australia, Nicki has a passion for world travel and loves to learn about new cultures.

Posts by NickiEscudero:

How to Check Your Business Credit Report

Personal credit reports reflect your level of financial responsibility, including your ability to make payments on time, your credit utilization and the amount of credit card accounts you have open. Business credit reports, on the other hand, reflect on the financial responsibility of the business and indicate
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How to Maximize Your Cash Back on Amazon

Updated: April 1, 2020 If you shop at Whole Foods or Amazon, you may have heard about Amazon’s cash back cards. When you choose a credit card from Amazon, 5% cash back on purchases made at Whole Foods Market and on Amazon.com is one of your rewards, plus other
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Guide to Credit Card APRs

Whenever you apply for a credit card, you’re likely to see the term “APR” — which stands for annual percentage rate — in the term details for the card. This acronym can have a big impact on your finances. Some cards, like 0% intro interest credit cards, come with 0% APR periods
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Guide to Paying Your Mortgage with a Credit Card

Your home loan is probably one of your biggest bills. With the cash back, points or miles you can earn with rewards credit cards, you might be wondering if you can pay mortgage with credit card so you can rack up perks in the process. Even if you
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How to Use Google Pay

If you’re a Google user and enjoy the brand, you might be interested in Google Pay, Google’s mobile wallet product. Google Pay is a safe and secure way to make purchases online or from a smartphone. Your card information is stored in the free Google Pay app,
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How to Use Samsung Pay

Make purchases without having to take out a credit card with Samsung Pay, the most widely accepted form of mobile payments, as Samsung claims. Samsung Pay is a mobile wallet app that enables you to make purchases simply by placing your Samsung device on a near field communication (NFC)
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How to Upgrade Credit Cards with the Same Issuer

Chances are good the issuer you got your credit card from also has additional options that might be looking better now. Maybe the types of credit card rewards you’re after have changed, like you want a travel card rather than the cash back card you have. Or maybe you’ve built up
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How to Use Apple Pay

Open, tap, pay, you’re done. That’s how easy it is to pay with a mobile wallet right from your smartphone. According to eMarketer, the number of mobile payment users in the United States is expected to increase to 67.2 million in 2020. Apple Pay is a major player
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How to Cancel a Credit Card

You may want to know how to cancel a credit card for various reasons. Maybe you have too many cards and are tired of keeping track of all your accounts. Or maybe your wallet is just too full, and you want to simplify your finances. Some people
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Best Credit Cards for Large Purchases

Updated: April 3, 2020 If you’re planning to make a large purchase on furniture, home renovation services, travel purchases, a new computer or something else, you may be wondering what credit card will help you get the most of your purchase. Using a credit card for large
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