NextAdvisor - MichelleWilson

Michelle Wilson is a personal finance writer in San Diego. In her spare time, she enjoys finding new cats to follow on Instagram.

Posts by MichelleWilson:

What is Chase’s 5/24 Rule?

Opening a new credit card can add exciting new possibilities to your financial life, but there are some unseen consequences to opening several cards in a short period of time. All credit card issuers and banks have their own specific policies that guide their lending decisions, and
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Best Credit Cards for the Self-Employed

This page includes information about Discover products that are not currently available on Next Advisor and may be out of date. Self-employed workers have unique financial concerns. Cash flow can change month to month, and personal finances have a tendency to bleed into business finances (and vice
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Best Credit Cards for Startups

If you’re launching a startup business, applying for a business credit card should be one of your first steps. A business credit card allows you to pay for essential purchases as you build capital. For most business cards, your personal credit scores and income will have a
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Best 0% APR Business Credit Cards

This page includes information about Discover products that are not currently available on Next Advisor and may be out of date. If you own a business, a 0% intro APR business credit card can come in handy. For example, maybe your company requires the purchase of new,
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Best Credit Cards for Construction Businesses

If you own a construction business, you’re likely busy with tasks such as obtaining permits, organizing your crew, purchasing equipment and maintaining the established timeline for a given project while staying on budget. One tool you should add to your arsenal is a small business credit card.
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Why You Should Use Your Credit Card’s Mobile App

Several credit card issuers offer mobile apps to help cardholders better manage their finances and monitor their spending. Most credit card apps offer run-of-the-mill features, but they’re still helpful with information like basic transaction details, current balances and bill due dates. More helpful, comprehensive apps might include
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Can You Pay Off a Loan with a Balance Transfer?

Although a loan is a type of financing structured to help you pay for important investments like your education or a car, that doesn’t mean it’s devoid of drawbacks. For many, large amounts of debt are a significant source of stress. According to the American Psychological Association, 62%
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What is Debt Consolidation?

Debt can be easy to accumulate. An unplanned shopping spree here, a gas fill-up there and an expensive mechanical problem with your car to top it all off. It’s typically much easier to swipe your credit card over using cash or even a debit card. Or maybe you’re dealing
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Capital One Quicksilver vs. Discover it Cash Back: Which Card is Right for You?

Updated: April 7, 2020  This page includes information about Discover products that are not currently available on Next Advisor and may be out of date. If you’re on the hunt for a great cash back card, there are plenty of options available that provide different rewards structures, sign
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Best Credit Cards for Seniors

Updated: May 13, 2020 As a senior, you’ve likely spent the last few decades working or raising a family, or maybe both. In your new retired life, you might be interested in traveling, moving to a warmer part of the country or working on a passion project.
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