NextAdvisor - Jessica

Jessica Walrack is a personal finance writer at SuperMoney, Interest.com, The Simple Dollar, and PersonalLoans.org. She specializes in writing about personal finance topics related to loans, credit cards, and budgeting.

Posts by Jessica:

How Long Do Late Payments Stay on Your Credit Report?

In the business of everyday life, it’s easy to forget to pay a bill for a few weeks. But that small mistake may have some major financial consequences, especially when it comes to your credit. Late payments can cause your credit scores to drop and can stay
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How to Respond to a Court Summons for Credit Card Debt

Credit cards can be useful tools, but if you aren’t careful, they can also cause you to end up with a bill you can’t pay. If you aren’t able to keep up with your minimum payments, interest charges and fees will continue to pile up, which only
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A Guide To Choosing The Best Corporate Credit Cards

Corporate credit cards describe a type of card designed to meet the needs of large businesses. By large businesses, we’re referring to companies with hundreds of thousands of dollars or more in annual revenue, well-established credit and hundreds of employees. Corporate cards enable these businesses to separate
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Best Credit Cards with Roadside Assistance

Many credit cards come with roadside assistance, a convenient but lesser-talked-about perk that can help you save money on services like towing and tire changes. Credit card issuers that offer this benefit negotiate deals with service providers to get you competitive rates. Some credit cards even have
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Guide to Landlords and Credit Checks

If you have a limited credit history or negative marks on your credit report, you may have trouble qualifying for a lease. Still, landing an apartment you love isn’t impossible, even with bad credit. There are a few things you can do to prepare for your credit
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Best Mobile Credit Card Readers

With so many customers going cashless, it’s essential for small businesses to have a way to accept credit and debit card payments to avoid missing out on sales. With many businesses not operating out of brick-and-mortar stores, businesses need a more flexible solution than the traditional point-of-sale
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How to Get a Business Credit Card

If you run a smaller business, you may think you won’t qualify for a business credit card. However, business credit cards are a great financial tool for businesses of all sizes and not just for large corporations. When used responsibly, business credit cards can provide the funds you need
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How to Use a Business Credit Card

As a business owner, it can seem like you have an endless list of expenses, from startup costs and office supplies to travel for conferences and meetings. Tracking these costs can get tricky, especially when you’re mixing personal and business purchases all within one bank account or
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Are Cash Back Credit Cards Worth It?

Updated: April 30, 2020 Cash back credit cards have become popular in recent years because they allow you to earn money back when you spend on the everyday and not-so-everyday purchases. As a result, new cash back cards are constantly hitting the market, creatively earning users cash in a
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Discover vs. Citi: Which is Best for Your Balance Transfer?

Updated: May 18, 2020  This page includes information about Discover products that are not currently available on Next Advisor and may be out of date. If you have high-interest credit card debt sitting around, a balance transfer credit card can help you pay off your balance without
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