NextAdvisor - Cynthia

Cynthia Bowman is a business and personal finance writer. She lives between the West Coast and Europe to report on global business and finance. In her spare time, she travels to Africa and the Middle East to mentor women’s NGOs on entrepreneurship and small business development.

Posts by Cynthia:

How Does Paying Off a Loan Affect Your Credit Score?

You’ve made all your installment loan payments on time every month with the goal of closing out the debt. You’ve even made budget sacrifices to pay extra toward the loan’s principal to shorten the life of the loan. You may be proud of paying off a loan
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How Long Do Closed Accounts Stay On Your Credit Report?

There are times when a credit card no longer works for your needs, and you decide to close it. Or a credit card provider closes your account due to inactivity or because you made too many late payments, or worse, let the account become delinquent. Closing the
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Can You Buy a Car with a Credit Card?

If you have a rewards credit card where you can earn cash back or points you can use for free travel, the thought of paying for your new vehicle with a credit card has probably crossed your mind. After all, a car costs tens of thousands of
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What is Regulation Z?

Regulation Z is a section of the extensive Truth in Lending Act (TILA) of 1968, which was enacted by Congress to protect consumers. The regulation implements TILA so lenders clearly and plainly explain borrowing terms, fees and interest rates to the public. Anyone who applies for a
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What Happens to Your Credit When You Get Married?

Getting married is an important life event and comes with many considerations. Will you share a bank account? How will you handle household expenses? When will you start a family? Do you both dream of owning a home? Financially literate individuals may even ask themselves, what happens
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