Blue Cash Everyday® Card from American Express Review

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Our Detailed Review of This Card

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If you’re looking for an everyday cash back card with no annual fee (see rates and fees), the Blue Cash Everyday® Card from American Express (a NextAdvisor advertiser) is for you. It offers solid cash back rewards, an intro bonus opportunity, a lengthy intro APR and so much more. To start, you’ll earn 3% cash back at U.S. supermarkets (on up to $6,000 per year in purchases, then it’s 1%), 2% cash back at U.S. gas stations and select U.S. department stores, including Nordstrom, Macy’s and JCPenney, and 1% cash back on other purchases (with no spending cap). If you’re interested in a card that earns higher rewards rates — 6% cash back at U.S. supermarkets (on up to $6,000 per year in purchases, then 1%), 6% cash back on select U.S. streaming subscriptions, 3% cash back at U.S. gas stations and 3% cash back on transit — in exchange for a reasonable annual fee, check out its sister card, the Blue Cash Preferred® Card from American Express.

As if those ongoing cash rewards aren’t enough, you’ll also earn a $150 statement credit after you spend $1,000 on purchases in the first 3 months you have the card. Rewards earned with this card will be received in the form of Reward Dollars that can be redeemed for statement credits, gift cards, merchandise and travel.

On top of all that, you’ll receive a 15-month 0% intro APR on purchases and balance transfers from the date of account opening (then it’s 12.99%-23.99% Variablesee rates and fees), which can save you a bunch of money on new purchases or balances you transfer to this card. Note that there is a 3% balance transfer fee (or $5, whichever is greater – see rates and fees), but it could be worth it, especially if your current interest rate is particularly high.

The Blue Cash Everyday® Card from American Express also comes with American Express perks, including global assist hotline, car rental loss and damage insurance, purchase protection, exclusive access to ticket presales and cardholder-only events, and so much more.

The Blue Cash Everyday® Card from American Express offers a perfect combination of cash back rewards, a 15-month 0% intro APR on balance transfers and purchases, a $150 intro bonus and no annual fee. If you use a credit card frequently at U.S. supermarkets, U.S. gas stations and U.S. department stores, the Blue Cash Everyday® Card from American Express may be your best choice.

Rewards

  • Earn a $150 statement credit after you spend $1,000 in purchases on your new Card within the first 3 months.
  • Earn 3% cash back at U.S. supermarkets (on up to $6,000 per year in purchases, then 1%).
  • Earn 2% cash back at U.S. gas stations and at select U.S. department stores.
  • Earn 1% on all other eligible purchases, with no spending cap.

Redeem Rewards

  • Redeem reward dollars for statement credits whenever your total available reward dollar balance is $25 or more.

Fees and APR

  • Annual Fee: $0.
  • Purchase APR: 0% on purchases for 15 months, then 12.99%-23.99% Variable, based on creditworthiness.
  • Balance Transfer APR: 0% on balance transfers for 15 months, then 12.99%-23.99% Variable, based on creditworthiness.
  • Balance Transfer Fee: Either $5 or 3% of the amount of each transfer, whichever is greater.
  • Foreign Transaction Fee: 2.7% of each transaction after conversion to US dollars.
  • Late Payment Fee: Up to $40.
  • Cash Advance Fee: Either $10 or 5% of the amount of each cash advance, whichever is greater.
  • APR for Cash Advances: 25.24% Variable.
  • Penalty APR: 29.24% Variable.
  • Returned Payment Fee: Up to $40.
  • For full details, see rates and fees.
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