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TrustedID Identity Theft Protection Review |
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| Best overall value, especially for families; Exclusive 30 day free trial & 15% off; Sign up over the phone by calling 800-234-6611 | |
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[Editor's Note: TrustedID has created a toll free number that NextAdvisor.com readers can call 24 hours a day, 7 days a week, to speak to a TrustedID representative, ask questions, or sign up for their service. If you are interested in signing up, we recommend that you call them at 800-234-6611, and be sure to mention NextAdvisor.com to ensure that you receive our exclusive 15% discount.]
TrustedID is an outstanding identity theft prevention service with features that are second to none, and with NextAdvisor's exclusive 15% discount and 30 days free, is the best overall value in identity theft protection. This is the best deal on TrustedID service and isn't available anywhere else. You will automatically be given this deal when you click a link from our site - no promo code necessary. Trusted ID has developed a simple interface that walks you through the process of setting your own fraud alerts online with Equifax, one of the three major credit bureaus. Once your fraud alerts are set, Equifax will notify the other two credit bureaus, Experian and TransUnion, on your behalf and fraud alerts will be set on your credit files at those two bureaus as well. After you set your fraud alerts the first time they will need to be renewed every 90 days. Trusted ID sends an email notification that reminds you to reset your fraud alerts before they lapse. The downside to setting fraud alerts on your credit file is that it might delay a credit application process because your identity must be confirmed, but this is a small price to pay to prevent ID theft and it will not hurt your credit or prevent you from getting credit. TrustedID's credit card monitoring service, which monitors your credit cards for any suspicious activity, also starts the moment you sign up, using the card number you use to pay for your order. Adding additional card numbers to your account is quick and easy. This service monitors the Internet's black market for your credit card numbers and immediately alerts you if it finds any of your numbers are being bought or sold. Trusted ID also monitors the internet and public records for any changes to or misuse of your name, address, social security number. They are the only service we've found that also gives you medical record protection. If authorized by you, TrustedID will request your medical benefit history from all your providers so you can make sure no one else has been receiving benefits in your name, then continue to review your accounts to make sure no fraudulent transactions occur. TrustedID's credit offer opt out and identity theft insurance start the moment you sign up as well. The credit offer opt out immediately prohibits credit card issuers from sending you preapproved credit card offers. Not only do these clog your mailbox and kill trees, but they are also a prime target for identity thieves to steal, gain your personal information and open a credit card account in your name. TrustedID has a pricing structure that makes it a particularly good value for large families. The family plan is about twice as much as the individual plan, but you can add everyone in your household, so it makes sense for households of more than two people. TrustedID's ID theft service warranty covers you for up to $1,000,000 in costs to recover from identity theft. While this is a great benefit, direct monetary losses from identity theft are almost always much less, since you are not legally responsible for paying any fraudulent debt accumulated by a thief. The real cost of identity theft is the loss of ability to get credit for an extended period of time, the time and effort it takes to restore your good name, and many other adverse consequences that can even include mistaken incarceration. Your free credit reports are mailed to your house, and the address is verified through the credit bureaus before doing so. As part of your account, you are offered a service called CreditLock, which makes your credit report at all 3 bureaus unavailable to everyone without permission. While this is a good option for those who rarely use their credit, or those who are stationed overseas, it does cost $44.95 to lock your credit reports with all 3 bureaus and $39.95 to unlock them - every time! We typically only recommend using this feature if you know you have been the victim of an identity theft. In that situation, it is extremely valuable. We've found TrustedID customer service representatives to be very helpful and you can reach an identity theft specialist Monday through Friday from 9am to 6pm CST to help you with any questions or problems. Logging in to their system does not offer much information - just the ability to sign up for CreditLock and add card numbers to your watch list. TrustedID’s fraud alert service was activated fastest out of all the services tested, which could be extremely useful when locking down your information if your identity is ever stolen. Overall, TrustedID is a great preventive identity theft solution and an excellent option for those serious about preventing identity theft. |
Search our blog archives and frequently asked questions for more information about Identity Theft Protection Services
| Price: | Free 30 day trial; $8.50/mo or $84/yr individual; $16.99/mo or $161.49/yr family |
| Type: | Prevention - Assists in setting and renewing fraud alerts, fraud monitoring, medical record protection |
| Credit Reports Delivered: | 1 3-bureau credit report each year |
| Fraud Monitoring: | Credit cards, public records, social security, bank accounts, medical records |
| Mail List Removal: | Preapproved credit and general junk mail |
| ID Theft Insurance/ Guarantee: | $1,000,000 |
NextAdvisor Identity Theft Protection Blog Headlines
Popular Facebook games include scams
Many of the most popular applications on Facebook, including FarmVille, CafeWorld, and Mafia Wars, are created by a company called Zynga. Zynga's CEO, Marc Pincus, recently acknowledged that these games contain "scammy" offers, in which users are offered various deals in exchange for in-game currency. These offers, unsurprisingly, tend to be deceptive schemes designed to [...]
Money mules facilitate identity theft and fraud
Robert Siciliano is a NextAdvisor.com Expert Guest Blogger
Mules are relatively unaware people who get hooked into a "small business" or employment that is a function of a criminal enterprise. The mules often respond to "help wanted" ads from online job placement sites. Shipping scams are a common tactic criminals use in which they employ mules [...]
Used ATM contains thousands of credit card numbers
Robert Siciliano is a NextAdvisor.com Expert Guest Blogger
After the DefCon ATM debacle, in which hackers hacked hackers by setting up a fake ATM in front of the facility's security office, I needed to find out how stupidly easy it is to buy and install an ATM. So my search began.
I found plenty of new and [...]
Beware of job search scams
Identity thieves tend to be quite good at identifying and capitalizing on new trends and opportunities. So it isn't particularly surprising that as unemployment rises, scams designed to take advantage of vulnerable job seekers have become increasingly common. Job seekers are an easy target since they are more willing to share personal information as part [...]
Living in a less nervous world
Does the world seem a little less anxious than it did six months ago? A study released this week indicates a "15% improvement in the levels of anxiety that people feel." People seem to be feeling especially comfortable about "Internet security, personal safety and national security." Unisis, the global IT security giant which conducted [...]
U.S. Justice Department indicts international ATM hacking ring
Yesterday, the U.S. Justice Department indicted eight men who allegedly hacked into a computer system at RBS WorldPay Inc., cloned prepaid ATM cards, and used them to withdraw $9 million from 2,100 ATMs in 280 cities around the world, in less than 12 hours. The prepaid ATM cards that they cloned were payroll debit cards [...]
Don't throw confidential documents out a window
New Yorkers were very excited about the Yankee's World Series win last week. So excited, in fact, that when they couldn't find any confetti during the victory parade on Friday, they began tossing miscellaneous paperwork out the window. That miscellaneous paperwork included a wealth of confidential information.
Pay stubs, balance sheets, and client account information were [...]
A bad week for Facebook, MySpace
I thought I was using hyperbole on Tuesday when I used the headline "Another day, another Facebook attack." Or maybe I should have just saved it for today. While Tuesday's news concerned a phishing attack, today's attack is far more insidious. According to the Facebook application developer that discovered the Facebook security vulnerability, it could [...]
Don't open that email from the FDIC?
Because it isn't really from the FDIC. There has been a recent rash of phishing emails that appear to be sent by the FDIC. The emails say, "You have received this message because you are a holder of a FDIC-insured bank account. Recently FDIC has officially named the bank you have opened your account with [...]
ZoneAlarm offers 50% off: Virus and identity theft protection in one
ZoneAlarm is offering a deal that almost seems to good to be true. ZoneAlarm is taking 50% off of the regular price of its Internet Security Suite which comes with one-year of Identity Guard's Good Start identity theft protection. At $24.95 a year for a three-PC license, it's by far the cheapest Internet security software [...]
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