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Trusted ID Review |
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| Best overall value, especially for families; Exclusive 30 day free trial & 15% off | |
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TrustedID is an outstanding identity theft prevention service with features that are second to none, and with NextAdvisor's exclusive 15% discount and 30 days free, is the best overall value in identity theft protection. This is the best deal on TrustedID service and isn't available anywhere else. You will automatically be given this deal when you click a link from our site - no promo code necessary.
TrustedID starts with setting fraud alerts (they call this Lender Doublecheck) at all 3 bureaus. They have developed an automated tool to set these alerts, so they happen essentially as soon as you sign up. The downside to any preventive service that sets fraud alerts is that it might delay a credit application process because your identity must be confirmed, but this is a small price to pay to prevent ID theft and it will not hurt your credit or prevent you from getting credit. TrustedID's credit card monitoring service, which monitors your credit cards for any suspicious activity, also starts the moment you sign up, using the card number you use to pay for your order. Adding additional card numbers to your account is quick and easy. This service monitors the Internet's black market for your credit card numbers and immediately alerts you if it finds any of your numbers are being bought or sold. Trusted ID also monitors the internet and public records for any changes to or misuse of your name, address, social security number. They are the only service we've found that also gives you medical record protection. If authorized by you, TrustedID will request your medical benefit history from all your providers so you can make sure no one else has been receiving benefits in your name, then continue to review your accounts to make sure no fraudulent transactions occur. TrustedID's credit offer opt out and identity theft insurance start the moment you sign up as well. The credit offer opt out immediately prohibits credit card issuers from sending you preapproved credit card offers. Not only do these clog your mailbox and kill trees, but they are also a prime target for identity thieves to steal, gain your personal information and open a credit card account in your name. TrustedID has a pricing structure that makes it a particularly good value for large families. The family plan is about twice as much as the individual plan, but you can add everyone in your household, so it makes sense for households of more than two people. TrustedID's ID theft insurance covers you for up to $1,000,000 in costs to recover from identity theft. While this is a great benefit, direct monetary losses from identity theft are almost always much less, since you are not legally responsible for paying any fraudulent debt accumulated by a thief. The real cost of identity theft is the loss of ability to get credit for an extended period of time, the time and effort it takes to restore your good name, and many other adverse consequences that can even include mistaken incarceration. Your free credit reports are mailed to your house, and the address is verified through the credit bureaus before doing so. As part of your account, you are offered a service called CreditLock, which makes your credit report at all 3 bureaus unavailable to everyone without permission. While this is a good option for those who rarely use their credit, or those who are stationed overseas, it does cost $44.95 to lock your credit reports with all 3 bureaus and $39.95 to unlock them - every time! We typically only recommend using this feature if you know you have been the victim of an identity theft. In that situation, it is extremely valuable. We've found TrustedID customer service representatives to be very helpful and you can reach an identity theft specialist 24/7 to help you with any questions or problems. Logging in to their system does not offer much information - just the ability to sign up for CreditLock and add card numbers to your watch list. TrustedID’s fraud alert service was activated fastest out of all the services tested, which could be extremely useful when locking down your information if your identity is ever stolen. Overall, TrustedID is a great preventive identity theft solution and an excellent option for those serious about preventing identity theft. |
| Price: | Free 30 day trial; $8.50/mo or $84/yr individual; $16.99/mo or $161.49/yr family |
| Type: | Prevention - sets and renews fraud alerts, fraud monitoring, medical record protection |
| Credit Reports Delivered: | 1 3-bureau credit report each year |
| Fraud Monitoring: |
Credit cards, public records, social security, bank accounts, medical records |
| Mail List Removal: | Preapproved credit and general junk mail |
| ID Theft Insurance/ Guarantee: | $1,000,000 |
NextAdvisor Identity Theft Protection Blog Headlines
TrustedID introduces Identity Threat Score
TrustedID has come up with an interesting and unique new innovation in the world of identity theft protection. Identity Threat Score is a predictive identity rating for consumers. Identity Threat Score is based on a groundbreaking technology called IdentityScan, which analyzes a vast pool of data from hundreds of sources, including public records, credit reports, [...]
Data Breach Alert: Arizona?s Department of Economic Security loses personal d...
On October 14, a wide array of furniture and electronics were stolen from a commercial storage facility used by Arizona’s Department of Economic Security, including disks containing the names, addresses, phone numbers and, in some cases, Social Security numbers for about 40,000 children. The DES provides various services such as food stamp programs and other [...]
Data Breach Alert: Data thieves threaten to release Express Scripts customer ...
Express Scripts, a pharmacy benefit management firm that handles around 500 million prescriptions a year for about 50 million Americans, received a letter early last month containing the names, birth dates, Social Security numbers and prescription data for 75 of the company’s customers. The letter also included a threat to release millions of customer records [...]
Credit 101
If you are a high school or college student, now is the best time to begin establishing a credit history, and that means that it’s also time to learn how to use credit responsibly. You may have one or two credit cards already, or perhaps you’re just beginning to consider applying for your first. Either [...]
Win the lottery, lose your identity?
Names, Social Security numbers, addresses and prize amounts for more than 89,000 lottery winners were compromised when a former employee of the Texas Lottery Commission copied the sensitive information onto disks after being fired from his job as a computer analyst last year. The Lottery Commission is currently in the process of notifying the impacted [...]
Trusted ID?s dedicated toll free number for NextAdvisor.com readers
In addition to our exclusive 30 day free trial and 15% discount, Trusted ID recently set up a dedicated toll free number just for NextAdvisor.com readers. If you are considering signing up and have any questions about the service, call (800) 234-6611 to speak to a Trusted ID representative.
To learn more about Trusted ID or [...]
Schwarzenegger vetoes another data protection bill
Last month, California state lawmakers approved the Consumer Data Protection Act, which would have prohibited most companies from retaining customers? credit or debit card numbers, verification codes or personal identification numbers. Under this new law, companies that accept recurring payments would be allowed to keep this information, but would be required to follow specific guidelines, [...]
Firefox stores your passwords without encryption
If you are currently using Firefox, your passwords and usernames may be easily visible to anyone with access to your computer. In Firefox, select Tools > Options > Security > Saved Passwords > Show Passwords to see all your passwords alongside usernames and web addresses. Firefox stores your passwords under the default setting. To protect [...]
Trusted ID offers exclusive 15% discount promotion to NextAdvisor.com readers
Trusted ID, one of our top rated identity theft protection services, is now offering an exclusive 15% discount to NextAdvisor.com visitors. This exclusive discount doesn’t require any Trusted ID promotional or discount code. Just click on any Trusted ID link on our website and you will receive this special discount (remember, you can [...]
Tomorrow is ?Secure Your ID? Day
On Saturday, September 20, the Better Business Bureau will host identity theft prevention and education events at local BBB locations across the country. Bring your sensitive personal documents and they will be shredded for you on the spot. If you are interested in attending, click here for a list of participating BBBs.
And if you would [...]
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