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TrustedID Identity Theft Protection Review |
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| Best overall value, especially for families; Exclusive 30 day free trial & 15% off; Sign up over the phone by calling 800-234-6611 | |
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[Editor's Note: TrustedID has created a toll free number that NextAdvisor.com readers can call 24 hours a day, 7 days a week, to speak to a TrustedID representative, ask questions, or sign up for their service. If you are interested in signing up, we recommend that you call them at 800-234-6611, and be sure to mention NextAdvisor.com to ensure that you receive our exclusive 15% discount.]
TrustedID is an outstanding identity theft prevention service with features that are second to none, and with NextAdvisor's exclusive 15% discount and 30 days free, is the best overall value in identity theft protection. This is the best deal on TrustedID service and isn't available anywhere else. You will automatically be given this deal when you click a link from our site - no promo code necessary. Trusted ID has developed a simple interface that walks you through the process of setting your own fraud alerts online with Equifax, one of the three major credit bureaus. Once your fraud alerts are set, Equifax will notify the other two credit bureaus, Experian and TransUnion, on your behalf and fraud alerts will be set on your credit files at those two bureaus as well. After you set your fraud alerts the first time they will need to be renewed every 90 days. Trusted ID sends an email notification that reminds you to reset your fraud alerts before they lapse. The downside to setting fraud alerts on your credit file is that it might delay a credit application process because your identity must be confirmed, but this is a small price to pay to prevent ID theft and it will not hurt your credit or prevent you from getting credit. TrustedID's credit card monitoring service, which monitors your credit cards for any suspicious activity, also starts the moment you sign up, using the card number you use to pay for your order. Adding additional card numbers to your account is quick and easy. This service monitors the Internet's black market for your credit card numbers and immediately alerts you if it finds any of your numbers are being bought or sold. Trusted ID also monitors the internet and public records for any changes to or misuse of your name, address, social security number. They are the only service we've found that also gives you medical record protection. If authorized by you, TrustedID will request your medical benefit history from all your providers so you can make sure no one else has been receiving benefits in your name, then continue to review your accounts to make sure no fraudulent transactions occur. TrustedID's credit offer opt out and identity theft insurance start the moment you sign up as well. The credit offer opt out immediately prohibits credit card issuers from sending you preapproved credit card offers. Not only do these clog your mailbox and kill trees, but they are also a prime target for identity thieves to steal, gain your personal information and open a credit card account in your name. TrustedID has a pricing structure that makes it a particularly good value for large families. The family plan is about twice as much as the individual plan, but you can add everyone in your household, so it makes sense for households of more than two people. TrustedID's ID theft service warranty covers you for up to $1,000,000 in costs to recover from identity theft. While this is a great benefit, direct monetary losses from identity theft are almost always much less, since you are not legally responsible for paying any fraudulent debt accumulated by a thief. The real cost of identity theft is the loss of ability to get credit for an extended period of time, the time and effort it takes to restore your good name, and many other adverse consequences that can even include mistaken incarceration. Your free credit reports are mailed to your house, and the address is verified through the credit bureaus before doing so. As part of your account, you are offered a service called CreditLock, which makes your credit report at all 3 bureaus unavailable to everyone without permission. While this is a good option for those who rarely use their credit, or those who are stationed overseas, it does cost $44.95 to lock your credit reports with all 3 bureaus and $39.95 to unlock them - every time! We typically only recommend using this feature if you know you have been the victim of an identity theft. In that situation, it is extremely valuable. We've found TrustedID customer service representatives to be very helpful and you can reach an identity theft specialist Monday through Friday from 9am to 6pm CST to help you with any questions or problems. Logging in to their system does not offer much information - just the ability to sign up for CreditLock and add card numbers to your watch list. TrustedID’s fraud alert service was activated fastest out of all the services tested, which could be extremely useful when locking down your information if your identity is ever stolen. Overall, TrustedID is a great preventive identity theft solution and an excellent option for those serious about preventing identity theft. |
Search our blog archives and frequently asked questions for more information about Identity Theft Protection Services
| Price: | Free 30 day trial; $8.50/mo or $84/yr individual; $16.99/mo or $161.49/yr family |
| Type: | Prevention - Assists in setting and renewing fraud alerts, fraud monitoring, medical record protection |
| Credit Reports Delivered: | 1 3-bureau credit report each year |
| Fraud Monitoring: | Credit cards, public records, social security, bank accounts, medical records |
| Mail List Removal: | Preapproved credit and general junk mail |
| ID Theft Insurance/ Guarantee: | $1,000,000 |
NextAdvisor Identity Theft Protection Blog Headlines
A bad week for Facebook, MySpace
I thought I was using hyperbole on Tuesday when I used the headline "Another day, another Facebook attack." Or maybe I should have just saved it for today. While Tuesday's news concerned a phishing attack, today's attack is far more insidious. According to the Facebook application developer that discovered the Facebook security vulnerability, it could [...]
Don't open that email from the FDIC?
Because it isn't really from the FDIC. There has been a recent rash of phishing emails that appear to be sent by the FDIC. The emails say, "You have received this message because you are a holder of a FDIC-insured bank account. Recently FDIC has officially named the bank you have opened your account with [...]
ZoneAlarm offers 50% off: Virus and identity theft protection in one
ZoneAlarm is offering a deal that almost seems to good to be true. ZoneAlarm is taking 50% off of the regular price of its Internet Security Suite which comes with one-year of Identity Guard's Good Start identity theft protection. At $24.95 a year for a three-PC license, it's by far the cheapest Internet security software [...]
TrustedID introduces Identity Threat Score
TrustedID, our favorite identity theft protection service, has just added a new feature to help determine your personal risk of identity theft. TrustedID will assess millions of records on hundreds of public and private databases and analyze that information for patterns that could indicate if you have been or are about to be a victim [...]
It's easier to steal a passport than a television
A British insurance firm recently conducted a survey of burglary victims, and found that many burglars are looking for personal documents. In 2008, 15% of British burglary victims were targeted specifically for sensitive information, and 74% of burglaries resulted in the theft of some personal or financial documents. LV, the firm that conducted the survey, [...]
PYIW: Protect Your Identity Week
I guess it's fitting that in a month of costumes and masks we spend some time thinking about identity theft. The week of October 17th is National Protect Your Identity Week. A program of the Better Business Bureau, PYIW seeks to raise awareness about the growing threat of identity theft. The site, protectyouridnow.org, site has [...]
Second PayChoice breach in one month
Earlier this month, PayChoice, a payroll processing firm, was breached by hackers. Last week, PayChoice was hacked yet again. The last hack was unusually complex, involving a data breach, phishing emails, malicious websites, and a Trojan horse. The latest attack hinged on a security vulnerability in PayChoice's online portal, OnlineEmployer.com. It appears as though hackers [...]
Identity theft victim spends weeks in jail
Some identity theft victims are never able to completely repair the damage to their credit. Some victims are declined mortgages or student loans. Some victims suffer monetary losses. Nearly all victims have to devote a great deal of time and effort to the restoration of their identities. But only a few victims suffer the worst [...]
FBI chief falls for phishing email
Last week, FBI chief Robert Mueller spoke about the dangers of cybercrime, and admitted that he had once been fooled by a phishing email. At first, Mueller believed the email to be a "perfectly legitimate" message from his bank, requesting that he verify some personal information. He followed a link to a spoofed website, where [...]
More phishing news?
Today, the FBI charged 53 defendants with conspiracy to commit bank fraud and wire fraud, the largest number ever charged in a cybercrime case. 33 have already been arrested and the remainder are being sought by law enforcement. Egyptian authorities charged 47 defendants linked to the same phishing operation. The arrests follow a multinational investigation [...]
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