Identity Theft Protection Services
Frequently Asked Questions about Identity Theft Protection Services.
What is a fraud alert?
A fraud alert requires each of the three credit bureaus, Experian, Equifax and TransUnion, to use "reasonable policies and procedures" to verify your identity before opening an account in your name. This usually means that they will call you to confirm that you did indeed request that a new account be opened. An initial fraud alert remains on your account for 90 days and thus must be re-requested every 90 days if you want to continue to have this protection. Two of our recommended ID Theft services, LifeLock and TrustedID will automatically request and re-request Fraud Alerts for you every 90 days.
Search our blog archives and frequently asked questions for more information about Identity Theft Protection Services
Recently answered questions about Identity Theft Protection Services:
What if a teenager loses his wallet?
The following post in our Reader Question series is an actual user submitted question.
Q: If someone who has just turned 18 and has no prior credit history loses his wallet, what can he do to prevent someone using his driver's license to open up new accounts in his name? Would it do him any good [...]
Will someone act on my behalf if my identity is stolen?
The following post in our Reader Question series is an actual user submitted question. To maintain the integrity of the original question, we do not edit or change reader questions in any way.
Q: Do any of the identity theft protection companies you feature offer an advocates service if my identity is compromised or stolen? [...]
Does TrustedID cover legal costs to restore your identity?
The following post in our Reader Question series is an actual user submitted question. To maintain the integrity of the original question, we do not edit or change reader questions in any way.
Q: Does TrustedID also cover legal costs which may occur during the restoration of your identity after ID theft?
A: Yes. TrustedID's identity theft [...]
If someone has stolen your identity, do you get the money back?
The following post in our Reader Question series is an actual user submitted question. To maintain the integrity of the original question, we do not edit or change reader questions in any way.
Q: If someone has stolen your identity, and taken money out of your checking account or charged something using your bank account, do [...]
Will LifeLock protect my bank accounts?
The following post in our Reader Question series is an actual user submitted question. To maintain the integrity of the original question, we do not edit or change reader questions in any way.
Q: I know that LifeLock protects your credit card, Social Security, driver's license, and address changes. But what about my bank accounts? I [...]
If our identity is stolen or compromised, would LifeLock do the paperwork con...
The following post in our Reader Question series is an actual user submitted question. To maintain the integrity of the original question, we do not edit or change reader questions in any way.
Q: If our identity is stolen or compromised, would LifeLock do the paperwork connected to clearing my name/credit?
A: If your identity [...]
Should I sign up for identity theft protection right away?
The following post in our Reader Question series is an actual user submitted question. To maintain the integrity of the original question, we do not edit or change reader questions in any way.
Q: My car was broken into tonight and my purse stolen. I have my driver license, passport, employee ID card and a [...]
How do I login to my Identity Guard account?
The following post in our Reader Question series is an actual user submitted question. To maintain the integrity of the original question, we do not edit or change reader questions in any way.
Q: I am a member [of Identity Guard], how do I sign on to the member services when I am not on [...]
Do my husband and I need the Trusted ID family plan?
The following post in our Reader Question series is an actual user submitted question. To maintain the integrity of the original question, we do not edit or change reader questions in any way.
Q: I have 2 credit cards. my husband has 3 credit cards and we both have ATM cards. We need the family [...]
What family members can be included in the Trusted ID family plan?
The following post in our Reader Question series is an actual user submitted question. To maintain the integrity of the original question, we do not edit or change reader questions in any way.
Q: What family members can be included in the same services [with Trusted ID]?
A: Trusted ID's family plan covers any family members that [...]
