Identity Theft Protection Services
Frequently Asked Questions about Identity Theft Protection Services.
What is a credit freeze?
Some, but not all states allow you to place a credit freeze with the three credit bureaus. This means that no new creditors will be able to access your credit report for any reason. Any new account that you or a potential identity thief try to open will simply not be opened. In order to place this freeze, there is usually a fee of around $10 that must be paid to each credit reporting agency. So it would cost around $30 to completely freeze your credit. If you actually do want to obtain credit, you must unfreeze your credit, which may also have a cost associated with it. Then, to freeze it again incurs another charge. Obviously this is not very convenient but if you are currently a victim of identity theft or recently had personal information stolen, it may be a good option. TrustedID, one of our recommended services, provides an easy, automated way to freeze and unfreeze your credit.
Search our blog archives and frequently asked questions for more information about Identity Theft Protection Services
Recently answered questions about Identity Theft Protection Services:
Will someone act on my behalf if my identity is stolen?
The following post in our Reader Question series is an actual user submitted question. To maintain the integrity of the original question, we do not edit or change reader questions in any way.
Q: Do any of the identity theft protection companies you feature offer an advocates service if my identity is compromised or stolen? [...]
Does TrustedID cover legal costs to restore your identity?
The following post in our Reader Question series is an actual user submitted question. To maintain the integrity of the original question, we do not edit or change reader questions in any way.
Q: Does TrustedID also cover legal costs which may occur during the restoration of your identity after ID theft?
A: Yes. TrustedID's identity theft [...]
If someone has stolen your identity, do you get the money back?
The following post in our Reader Question series is an actual user submitted question. To maintain the integrity of the original question, we do not edit or change reader questions in any way.
Q: If someone has stolen your identity, and taken money out of your checking account or charged something using your bank account, do [...]
Will LifeLock protect my bank accounts?
The following post in our Reader Question series is an actual user submitted question. To maintain the integrity of the original question, we do not edit or change reader questions in any way.
Q: I know that LifeLock protects your credit card, Social Security, driver's license, and address changes. But what about my bank accounts? I [...]
If our identity is stolen or compromised, would LifeLock do the paperwork con...
The following post in our Reader Question series is an actual user submitted question. To maintain the integrity of the original question, we do not edit or change reader questions in any way.
Q: If our identity is stolen or compromised, would LifeLock do the paperwork connected to clearing my name/credit?
A: If your identity [...]
Should I sign up for identity theft protection right away?
The following post in our Reader Question series is an actual user submitted question. To maintain the integrity of the original question, we do not edit or change reader questions in any way.
Q: My car was broken into tonight and my purse stolen. I have my driver license, passport, employee ID card and a [...]
How do I login to my Identity Guard account?
The following post in our Reader Question series is an actual user submitted question. To maintain the integrity of the original question, we do not edit or change reader questions in any way.
Q: I am a member [of Identity Guard], how do I sign on to the member services when I am not on [...]
Do my husband and I need the Trusted ID family plan?
The following post in our Reader Question series is an actual user submitted question. To maintain the integrity of the original question, we do not edit or change reader questions in any way.
Q: I have 2 credit cards. my husband has 3 credit cards and we both have ATM cards. We need the family [...]
What family members can be included in the Trusted ID family plan?
The following post in our Reader Question series is an actual user submitted question. To maintain the integrity of the original question, we do not edit or change reader questions in any way.
Q: What family members can be included in the same services [with Trusted ID]?
A: Trusted ID's family plan covers any family members that [...]
I think I have been the victim of identity theft. What can I do?
The following post in our Reader Question series is an actual user submitted question. To maintain the integrity of the original question, we do not edit or change reader questions in any way.
Q: I got my social on January of last year and I've been trying to make credit applying for credit cards and [...]
