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LifeLock Identity Theft Protection Review |
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| Great value for identity theft protection; 30 days free & 10% off | |
Full Review: |
LifeLock is a great identity theft prevention service at a great price. As a
special offer for visitors to NextAdvisor.com, you can now get 30 days free
AND $11 off the price of the service, paying just $9 per month or $99 per
year after your free trial. You must click the link from our site to get
this special promotion.
LifeLock is a preventative service that monitors your identity and alerts you by email, postal mail and/or phone whenever they detect that your personal information is used to open new credit cards, wireless services, retail credits, utilities, check orders/reorders, mortgage loans, auto loans, and non-credit related payday loans. If you discover that there has been an attempt to open a fraudulent account in your name then a member of LifeLock's remediation team will work with you to get the situation resolved free of charge. Since most identity theft occurs when thieves use your personal information to open new credit accounts (credit cards, bank accounts, phone accounts, etc.), LifeLock aims to prevent identity theft by stopping the fraudulent accounts from being opened in the first place. LifeLock also offers an excellent solution to protect children from identity theft. Child identity theft is an even faster growing crime than identity theft against adults. The CEO of LifeLock stands behind his product so firmly that he will gladly hand out his social security number on the website. While it is a great testimony for his service, we don't recommend you try it at home! In addition to advance monitoring of new accounts opened in your name, LifeLock sends you a 3-bureau credit report annually at the time of the anniversary of your sign up with the company. LifeLock also reduces pre-approved credit offers and junk mail with your name on it from circulating, thereby reducing your chance of having your identity stolen. LifeLock recently added a new feature that is included in their service called WalletLock, which we think is excellent. If your wallet is ever stolen, you just call LifeLock and speak to a WalletLock specialist, who will contact each credit card, bank or document issuing company, cancel your affected accounts and complete the paperwork and steps necessary to replace your lost documents, including your credit/debit cards, driver's license, social security card, insurance cards, checkbook - even travelers checks - at no additional cost. LifeLock recently added two new services included in your membership to further protect you. The first, eRecon, monitors the internet's black markets for any use of your credit card numbers, driver's license, social security number and email. The second, TrueAddress, notifies you if your address has been changed in any national databases, a common tactic of identity thieves. LifeLock's guarantee is one of the best out of any of the top companies for identity protection, and it is clearly stated on their website. They guarantee your good name up to $1 million if your identity is ever stolen. While this guarantee is great, direct monetary losses from identity theft are almost always much smaller since you are not legally responsible for paying any fraudulent debt a thief accumulated. The real cost of identity theft is the loss of ability to get credit for an extended period of time, the time and effort it takes to restore your good name, and many other adverse consequences that can even include mistaken incarceration. Signing up was quick for us, and after two screens the company clearly labeled what we could expect from our account over the next year or so. Upon contacting customer service by phone with some questions, we didn't have to wait more than a moment for someone to pick up the phone, and they are available 24/7 for any questions or problems. LifeLock offers both monthly and yearly payment options for individuals and families, as well as a business-class service. Overall, LifeLock is a pioneer in identity theft protection and still offers one of the best values for identity theft prevention. |
Search our blog archives and frequently asked questions for more information about Identity Theft Protection Services
| Price: | Free 30 day trial; $9.00/mo or $99.00/yr |
| Type: | Prevention - extensive fraud monitoring |
| Credit Reports Delivered: | 1 3-bureau credit report each year |
| Fraud Monitoring: | Credit card, Social Security, driver's license, address change, utilities, loans, Internet scanning |
| Mail List Removal: | Preapproved credit and general junk mail |
| ID Theft Insurance/ Guarantee: | $1,000,000 Total Service Guarantee |
NextAdvisor Identity Theft Protection Blog Headlines
Popular Facebook games include scams
Many of the most popular applications on Facebook, including FarmVille, CafeWorld, and Mafia Wars, are created by a company called Zynga. Zynga's CEO, Marc Pincus, recently acknowledged that these games contain "scammy" offers, in which users are offered various deals in exchange for in-game currency. These offers, unsurprisingly, tend to be deceptive schemes designed to [...]
Money mules facilitate identity theft and fraud
Robert Siciliano is a NextAdvisor.com Expert Guest Blogger
Mules are relatively unaware people who get hooked into a "small business" or employment that is a function of a criminal enterprise. The mules often respond to "help wanted" ads from online job placement sites. Shipping scams are a common tactic criminals use in which they employ mules [...]
Used ATM contains thousands of credit card numbers
Robert Siciliano is a NextAdvisor.com Expert Guest Blogger
After the DefCon ATM debacle, in which hackers hacked hackers by setting up a fake ATM in front of the facility's security office, I needed to find out how stupidly easy it is to buy and install an ATM. So my search began.
I found plenty of new and [...]
Beware of job search scams
Identity thieves tend to be quite good at identifying and capitalizing on new trends and opportunities. So it isn't particularly surprising that as unemployment rises, scams designed to take advantage of vulnerable job seekers have become increasingly common. Job seekers are an easy target since they are more willing to share personal information as part [...]
Living in a less nervous world
Does the world seem a little less anxious than it did six months ago? A study released this week indicates a "15% improvement in the levels of anxiety that people feel." People seem to be feeling especially comfortable about "Internet security, personal safety and national security." Unisis, the global IT security giant which conducted [...]
U.S. Justice Department indicts international ATM hacking ring
Yesterday, the U.S. Justice Department indicted eight men who allegedly hacked into a computer system at RBS WorldPay Inc., cloned prepaid ATM cards, and used them to withdraw $9 million from 2,100 ATMs in 280 cities around the world, in less than 12 hours. The prepaid ATM cards that they cloned were payroll debit cards [...]
Don't throw confidential documents out a window
New Yorkers were very excited about the Yankee's World Series win last week. So excited, in fact, that when they couldn't find any confetti during the victory parade on Friday, they began tossing miscellaneous paperwork out the window. That miscellaneous paperwork included a wealth of confidential information.
Pay stubs, balance sheets, and client account information were [...]
A bad week for Facebook, MySpace
I thought I was using hyperbole on Tuesday when I used the headline "Another day, another Facebook attack." Or maybe I should have just saved it for today. While Tuesday's news concerned a phishing attack, today's attack is far more insidious. According to the Facebook application developer that discovered the Facebook security vulnerability, it could [...]
Don't open that email from the FDIC?
Because it isn't really from the FDIC. There has been a recent rash of phishing emails that appear to be sent by the FDIC. The emails say, "You have received this message because you are a holder of a FDIC-insured bank account. Recently FDIC has officially named the bank you have opened your account with [...]
ZoneAlarm offers 50% off: Virus and identity theft protection in one
ZoneAlarm is offering a deal that almost seems to good to be true. ZoneAlarm is taking 50% off of the regular price of its Internet Security Suite which comes with one-year of Identity Guard's Good Start identity theft protection. At $24.95 a year for a three-PC license, it's by far the cheapest Internet security software [...]
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