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LifeLock Review: Identity Theft Protection |
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| Strong overall value; 10% discount & free 30-day trial | |
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LifeLock is a great identity theft protection service at a great price. As a special offer for visitors to NextAdvisor.com, you can now get a free 30-day trial and $11.00 off the price of the service, paying just $9.00 per month or $99.00 per year after your free trial. You must click the link from our site to get this special promotion.
LifeLock monitors your identity and alerts you by email, postal mail and/or phone if your personal information is being used to open new credit cards, wireless services, retail credits, utilities, check orders/reorders, mortgage loans, auto loans, or non-credit related payday loans. If you discover that there has been an attempt to open a fraudulent account in your name, a member of LifeLock's remediation team will work with you to get the situation resolved free of charge. Since most identity theft occurs when thieves use your personal information to open new credit accounts (credit cards, bank accounts, phone accounts, etc.), LifeLock aims to prevent identity theft by stopping the fraudulent accounts from being opened in the first place. LifeLock also offers an excellent solution to protect children from identity theft. Child identity theft is an even faster growing crime than identity theft against adults. The CEO of LifeLock stands behind his product so firmly that he will gladly hand out his Social Security number on the website. While it is a great testimony for his service, we don't recommend you try it at home! In addition to advance monitoring of new accounts opened in your name, LifeLock sends you a 3-bureau credit report annually at the time of the anniversary of your sign up with the company. LifeLock also reduces pre-approved credit offers and junk mail with your name on it from circulating, thereby reducing your chance of having your identity stolen. LifeLock recently added a new feature that is included in their service called WalletLock, which we think is excellent. If your wallet is ever stolen, you just call LifeLock and speak to a WalletLock specialist, who will contact each credit card, bank or document issuing company, cancel your affected accounts and complete the paperwork and steps necessary to replace your lost documents, including your credit/debit cards, driver's license, Social Security card, insurance cards, checkbook - even travelers checks - at no additional cost. LifeLock recently added two new services included in your membership to further protect you. The first, eRecon, monitors the Internet's black markets for any use of your credit card numbers, driver's license, Social Security number and email. The second, TrueAddress, notifies you if your address has been changed in any national databases, a common tactic of identity thieves. LifeLock's guarantee is one of the best out of any of the top companies for identity protection, and it is clearly stated on their website. They guarantee your good name up to $1 million if your identity is ever stolen. While this guarantee is great, direct monetary losses from identity theft are almost always much smaller since you are not legally responsible for paying any fraudulent debt a thief accumulated. The real cost of identity theft is the loss of ability to get credit for an extended period of time, the time and effort it takes to restore your good name, and many other adverse consequences that can even include mistaken incarceration. Signing up was quick for us, and after two screens the company clearly labeled what we could expect from our account over the next year or so. Upon contacting customer service by phone with some questions, we didn't have to wait more than a moment for someone to pick up the phone, and they are available 24/7 for any questions or problems. LifeLock offers both monthly and yearly payment options for individuals and families, as well as a business-class service. Overall, LifeLock is a pioneer in identity theft protection and still offers one of the best values in the category. |
Search our blog archives and frequently asked questions for more information about Identity Theft Protection Services
| Price: | Free 30-day trial; $9.00/mo or $99.00/yr |
| Fraud Monitoring: | Applications (cell phones, loans, etc.), credit cards, Social Security number, driver's license, address change |
| ID Theft Insurance/ Guarantee: | $1,000,000 guarantee |
| Reports Delivered: | One 3-bureau credit report each year |
| Computer Security: | None |
NextAdvisor Identity Theft Protection Blog Headlines
Copy machines can store your private info
Robert Siciliano is a NextAdvisor.com Expert Guest Blogger
Today, copy machines, fax machines and many printers are just like computers; they?re smart and they have hard drives or flash drives and can store data that can be extracted. Peripherals in the olden days, just like dot-com-heavy stock portfolios, were dumb.
Because of the increased demand of networked [...]
Pay-at-the-Pump Skimming Using Bluetooth
Robert Siciliano is a NextAdvisor.com Expert Guest Blogger
Skimming data off of debit and credit cards has been happening at ATMs, gas pumps and electronic funds transfer point of sale terminals for quite some time.
When criminals plant skimming devices, they have to physically attach a skimming device that fits over the face of the ATM?s card [...]
Hacking humans' naiveté
Robert Siciliano is a NextAdvisor.com Expert Guest Blogger
Naiveté: A lack of sophistication or worldliness. That sums up a lot of people I know. "There's a sucker born every minute" is a phrase often credited to P.T. Barnum (1810 ? 1891), an American showman. It is generally taken to mean that there are (and always will [...]
The $10,000 fake ID
Robert Siciliano is a NextAdvisor.com Expert Guest Blogger
When I was 17, my friend ?Baldo,? as he was known by all, was the Fake ID Master. He also fixed TV?s and still does today. But he didn?t actually create ?fake IDs,? he altered real ones. The technology he used back then is still used today. It?s [...]
Does Identity Guard accept prepaid credit cards for enrollment?
The following is an actual reader submitted question:
Q: Does Identity Guard accept prepaid credit cards for enrollment?
A: Currently, Identity Guard does not accept prepaid credit cards to enroll in their identity theft protection services. They do, however, accept both debit cards and regular (non-prepaid) credit cards. If you don't have a regular credit card, [...]
Assassin or identity theft victim?
Robert Siciliano is a NextAdvisor.com Expert Guest Blogger
The assassination of senior Hamas terrorist Mahmoud al-Mabhouh has made a little buzz in the States, but over in Dubai, as more details become available, it is becoming apparent to some (depending on which side of the wall you live on) that the real assassins stole the identities [...]
How to remove a fake profile from Facebook
The following post in our Reader Question series is an actual user submitted question:
Q: How can I remove a fake profile of myself from Facebook?
A: What can you do if you find out someone has created a fake Facebook profile in your name? This is actually a pretty easy situation to resolve. If [...]
Fostering awareness & improving security education
Robert Siciliano is a NextAdvisor.com Expert Guest Blogger
Financial institutions have the most to gain by improving security education of their clients and employees?and the most to lose if they don't.
A while back I appeared on a local TV show talking about phishing. Amazingly, still, not everyone knows what phishing is. A good friend saw the [...]
Victoria's Secret Miranda Kerr photo scandal has the wrong focus
Who's Dave Kiely? Dave Kiely is an employee at Australia's MacQuarie bank who's become a minor web laughing stock after he was shown looking at nearly-nude photos of a Victoria's Secret model on live TV. How did it happen? It was a familiar scene for a financial broadcast: a banker was being interviewed for a [...]
Targeted injection attacks on the rise
Robert Siciliano is a NextAdvisor.com Expert Guest Blogger
In the latter half of 2009, criminal hackers went from mass SQL injection campaigns to targeted attacks. SQL is abbreviation of Structured Query Language, pronounced ?Ess Que El? or ?Sequel.? The shift in strategy has switched to a focus on high-profile websites, concluded Websense's State of Internet [...]
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