Identity Theft Protection

Updated 01-13-2015

Identity theft is one of the fastest growing crimes in the U.S., with more than 13 million victims each year. Just being careful isn't enough to protect your identity. If you are serious about taking steps to protect yourself from identity theft, sign up for one of our recommended identity theft protection services. They all provide daily monitoring of the information that is most often compromised by identity thieves. Our top-rated services combine multiple types of monitoring, such as credit reports, public records, credit cards, and Social Security. Some also include software to protect your computer and even throw in access to your credit scores. Click here for a full comparison of all the identity theft protection services.

Identity Theft Protection Reviews & Ratings


Services: Our Ratings: Bottom Line:
Identity Guard® Total Protection® Rating:stars
Most complete identity theft protection service we reviewed; 3-bureau credit report monitoring; credit report/score updates every quarter; 25% discount & free 30-day trial
TrustedID Rating:stars
Best value, especially for families; full credit report monitoring; monthly Equifax credit reports and scores; 10% discount & free 14-day trial
AARP Credit and Identity Theft Protection from TrustedID Rating:stars
Comprehensive identity theft protection and credit report monitoring for AARP members and family; monthly Equifax credit reports and scores; special AARP price & free 14-day trial
LifeLock Ultimate Plus® Rating:stars
Thorough identity theft protection and 3-bureau credit report monitoring; annual 3-bureau credit reports and scores; monthly TransUnion credit scores; somewhat costly even with 10% discount; free* 30-day trial
PrivacyGuard Rating:stars
Solid credit protection with monthly credit report/score updates; includes our top-rated Internet security software; 30-day trial for $1
IDFreeze Rating:stars
Reasonably priced identity theft protection for individuals and families; doesn't provide credit report monitoring; 10% discount & free 14-day trial
LifeLock Standard® Rating:stars
Valuable identity theft protection and customer support for an affordable price, yet lacks in terms of credit report monitoring; 10% discount & free* 30-day trial
LegalShield Identity Theft Premium Rating:stars
Somewhat pricey when compared to other services; complete restoration assistance; no insurance/guarantee or security software
ProtectMyID Rating:stars
An expensive option for ID theft protection and lacks in protection; only includes Experian credit report monitoring; 7-day trial for $1 with enrollment in ProtectMyID

NextAdvisor Identity Theft Protection Blog Headlines

Are You Required to Put Your Social Security Number on a Rental Application?
Jan 29, 2015 - Finding a house or an apartment to rent is a stressful process, especially if you live in an overcrowded area. In big cities like New York City or San Francisco, open houses can wind up feeling more like you're on a cutthroat competition game show than simply going to look at an apartment. Most l...

2014's Worst Passwords: How to Keep Yours Secure
Jan 26, 2015 - Each year, SplashData releases a list of the top 25 most common passwords people use, and each year it is sad and somewhat shocking to realize just how unprotected so many of us are. This year's list was full of many repeats from years prior with "123456" maintaining its claim on the No. 1 spot, ...

4 Ways to Protect Your Identity This Tax Season
Jan 21, 2015 - Tax season is here, and that doesn?t just mean refunds — it also means an increase in identity theft. In fact, tax identity theft has been constantly increasing over the years with more than 1.6 million taxpayers affected in the first six months of 2013, while 1.2 million were impacted in all of ...

What's the Best Way to Monitor Your Credit Reports?
Jan 21, 2015 - It's a good idea to know what's on your credit reports and scores, and it's important to make sure nothing fraudulent is going on, especially with the rise of identity theft. Although identity theft monitoring is different in some regards to credit report monitoring, fraud usually has an impact o...

How People Search Sites Can Help You Defend Against Identity Thieves
Jan 16, 2015 - Finding unwarranted information about yourself online is alarming, and often leaves Internet-goers feeling helpless. Hackers are easily able to gain access to your personal information through public records and other means, and then post details (accurate or not) online for all to see. By using ...

Identity
Theft
Protection
Overview

What Is Identity Theft Anyway?

Identity theft occurs when someone uses your personal information, such as your Social Security number, name or credit card number, without your permission, to commit fraud or other crimes. A thief could take out a mortgage in your name or commit a crime and pretend to be you when caught. Thieves can even use your personal information to apply for a job or use your medical insurance!

Learn more about identity theft.

How To Protect Yourself

It's actually easy to help protect yourself against identity theft. Identity theft protection services do the work for you by monitoring your personal information to detect and/or prevent identity theft. We recommend identity theft protection services that monitor several different types of information for fraudulent activity, including your credit reports, public records, and black market websites where stolen information is bought and sold. Identity thieves can strike in numerous ways, so the more protection you have, the better.

View our full comparison for more details.


Free Trials

Not sure if identity theft protection is for you? Try one of our risk-free trials. We've negotiated exclusive free trials with our most highly recommended services, so you can take one for a spin, kick the tires, and see if you like it. If you decide you don't want the service, simply cancel during the trial period and you will be charged nothing.

View our full comparison for more details.


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Advertiser Disclosure: NextAdvisor.com is a consumer information site that offers free, independent reviews and ratings of online services. We receive advertising revenue from most but not all of the companies whose products and services we review. For credit cards, we review cards from all of the top 10 US issuers by purchase volume (according to Issue 1035 of The Nilson Report, Feb 2014) excluding issuers that require additional accounts to be a cardholder and private label issuers. We may also review cards from other issuers in select cases. We do not review all products in a given category. We are independently owned and operated and all opinions expressed on this site are our own.