Identity Theft Protection

Updated 05-04-2015

Identity theft is one of the fastest growing crimes in the U.S., with more than 13 million victims each year. Just being careful isn't enough to protect your identity. If you are serious about taking steps to protect yourself from identity theft, sign up for one of our recommended identity theft protection services. They all provide daily monitoring of the information that is most often compromised by identity thieves. Our top-rated services combine multiple types of monitoring, such as credit reports, public records, credit cards, and Social Security. Some also include software to protect your computer and even throw in access to your credit scores. Click here for a full comparison of all the identity theft protection services.

Identity Theft Protection Reviews & Ratings


Services: Our Ratings: Bottom Line:
Identity Guard® Total Protection® Rating:stars
Most complete identity theft protection service we reviewed; 3-bureau credit report monitoring; credit report/score updates every quarter; 25% discount & free 30-day trial
TrustedID Rating:stars
Best value, especially for families; full credit report monitoring; monthly Equifax credit reports and scores; 10% discount & free 14-day trial
AARP Credit and Identity Theft Protection from TrustedID Rating:stars
Comprehensive identity theft protection and credit report monitoring for AARP members and family; monthly Equifax credit reports and scores; special AARP price & free 14-day trial
LifeLock Ultimate Plus® Rating:stars
Thorough identity theft protection and 3-bureau credit report monitoring; annual 3-bureau credit reports and scores; monthly TransUnion credit scores; somewhat costly even with 10% discount; free* 30-day trial
PrivacyGuard Rating:stars
Solid credit protection with monthly credit report/score updates as well as social security and financial account monitoring; 30-day trial for $1; includes computer protection software from Norton
myFICO Identity Ultimate Rating:stars
Strong identity monitoring paired with comprehensive, 3-bureau FICO score monitoring; on the pricey side
IDFreeze Rating:stars
Reasonably priced identity theft protection for individuals and families; doesn't provide credit report monitoring; 10% discount & free 14-day trial
LifeLock Standard® Rating:stars
Valuable identity theft protection and customer support for an affordable price, yet lacks in terms of credit report monitoring; 10% discount & free* 30-day trial
MetLife Defender Rating:stars
Comprehensive protection includes medical information and social media protection; families will appreciate anti-cyberbullying app for children; expensive in comparison to other services but offers a 30-day free trial; no credit reports or scores
LegalShield Identity Theft Premium Rating:stars
Somewhat pricey when compared to other services; complete restoration assistance; no insurance/guarantee; limited monitoring for large families and frustrating user experience
ProtectMyID Rating:stars
An expensive option that lacks in protection; only includes Experian credit report monitoring; 7-day trial for $1 with enrollment; credit score and other credit reports cost extra
AllClear ID PRO Rating:stars
Covers individuals and families, but poor customer service, confusing website and lack of comprehensive protection makes it less than appealing

NextAdvisor Identity Theft Protection Blog Headlines

CareFirst Breach Exposes 1.1 Million Members: Are You at Risk?
May 20, 2015 - CareFirst BlueCross BlueShield announced today that it was the target of a sophisticated cyberattack that exposed the information of 1.1 million current and former members. The attack was uncovered during a thorough examination of CareFirst's IT department by security firm Mandiant. CareFirst hir...

Why Your Netflix Account Needs a Stronger Password
May 18, 2015 - It's drilled into our heads time and time again to create strong, unique passwords for our online banking accounts, email accounts and any other account that involves financial and personal information. But how strong is your Netflix or Xbox Live password? It can be tempting to use a short, easy-...

Student Loan Forgiveness Letters: Are They a Scam?
May 15, 2015 - Student loan debt is a hot topic in the U.S., and it doesn't take much to understand why. Approximately 40 million Americans now owe over $1.2 trillion in student loan debt, a number that far outstrips credit card debt. If the high amount owed wasn't alarming enough, according to the Consumer Fin...

Celebrate World Password Day By Changing Yours
May 7, 2015 - Today is World Password Day, according to Intel Security, and that makes it a great day to change your passwords. Intel, which owns security software company McAfee, has partnered with other security companies as well as Microsoft to create a webpage with tips about password safety, an interactiv...

Donating to Nepal? Watch Out for Charity Scams
May 7, 2015 - In the wake of disasters like the devastating 7.8-magnitude earthquake that hit Nepal in April, people generally want to do what they can to help. When you're an ocean away from the people in trouble, your best option is usually to make a donation to a charity helping with the relief effort. Unfo...

Identity
Theft
Protection
Overview

What Is Identity Theft Anyway?

Identity theft occurs when someone uses your personal information, such as your Social Security number, name or credit card number, without your permission, to commit fraud or other crimes. A thief could take out a mortgage in your name or commit a crime and pretend to be you when caught. Thieves can even use your personal information to apply for a job or use your medical insurance!

Learn more about identity theft.

How To Protect Yourself

It's actually easy to help protect yourself against identity theft. Identity theft protection services do the work for you by monitoring your personal information to detect and/or prevent identity theft. We recommend identity theft protection services that monitor several different types of information for fraudulent activity, including your credit reports, public records, and black market websites where stolen information is bought and sold. Identity thieves can strike in numerous ways, so the more protection you have, the better.

View our full comparison for more details.


Free Trials

Not sure if identity theft protection is for you? Try one of our risk-free trials. We've negotiated exclusive free trials with our most highly recommended services, so you can take one for a spin, kick the tires, and see if you like it. If you decide you don't want the service, simply cancel during the trial period and you will be charged nothing.

View our full comparison for more details.


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Advertiser Disclosure: NextAdvisor.com is a consumer information site that offers free, independent reviews and ratings of online services. We receive advertising revenue from most but not all of the companies whose products and services we review. For credit cards, we review cards from all of the top 10 US issuers by purchase volume (according to Issue 1035 of The Nilson Report, Feb 2014) excluding issuers that require additional accounts to be a cardholder and private label issuers. We may also review cards from other issuers in select cases. We do not review all products in a given category. We are independently owned and operated and all opinions expressed on this site are our own.