Identity Theft Protection

Updated 09-03-2014

Identity theft is one of the fastest growing crimes in the U.S., with more than 13 million victims each year. Just being careful isn't enough to protect your identity. If you are serious about taking steps to protect yourself from identity theft, sign up for one of our recommended identity theft protection services. They all provide daily monitoring of the information that is most often compromised by identity thieves. Our top-rated services combine multiple types of monitoring, such as credit reports, public records, credit cards, and Social Security. Some also include software to protect your computer and even throw in access to your credit scores. Click here for a full comparison of all the identity theft protection services.

Identity Theft Protection Reviews & Ratings


Services: Our Ratings: Bottom Line:
Identity Guard® Total Protection® Rating:stars
Most complete identity theft protection service we reviewed; 3-bureau credit report monitoring; credit report/score updates every quarter; 25% discount & free 30-day trial
TrustedID Rating:stars
Best value, especially for families; full credit report monitoring; monthly Equifax credit reports and scores; 10% discount & free 14-day trial
AARP Credit and Identity Theft Protection from TrustedID Rating:stars
Comprehensive identity theft protection and credit report monitoring for AARP members and family; monthly Equifax credit reports and scores; special AARP price & free 14-day trial
LifeLock Ultimate Plus Rating:stars
Thorough identity theft protection and 3-bureau credit report monitoring; annual 3-bureau credit reports and scores; monthly TransUnion credit scores; somewhat costly even with 10% discount; free 30-day trial
PrivacyGuard Rating:stars
Solid credit protection with monthly credit report/score updates; includes our top-rated Internet security software; 30-day trial for $1
IDFreeze Rating:stars
Reasonably priced identity theft protection for individuals and families; doesn't provide credit report monitoring; 10% discount & free 14-day trial
LifeLock Standard Rating:stars
Valuable identity theft protection and customer support for an affordable price, yet lacks in terms of credit report monitoring; 10% discount & free 30-day trial
LegalShield Identity Theft Premium Rating:stars
Somewhat pricey when compared to other services; complete restoration assistance; no insurance/guarantee or security software
ProtectMyID Rating:stars
An expensive option for ID theft protection and lacks in protection; only includes Experian credit report monitoring; 7-day trial for $1 with enrollment in ProtectMyID

NextAdvisor Identity Theft Protection Blog Headlines

Jimmy John's and Signature Systems Inc. Breach Confirmed
Sep 26, 2014 - Sandwich lovers across the country, take heed: popular chain Jimmy John's has just confirmed it suffered a data breach over the summer. After an investigation, which began on July 30, 2014, the company announced on September 24th that more than 200 of its 2,000 stores nationwide were compromised ...

Social Media and Your Reputation: What You Need to Know
Sep 26, 2014 - Did you do anything fun this weekend? Maybe you had a little too much fun at the after-work happy hour on Friday, and now the whole office knows because someone tagged you in a Facebook photo. Everyone likes to cut loose on the weekend, but what you do in your free time is hard to [...]

Which Credit Cards Can I Use With Apple Pay?
Sep 17, 2014 - If you've heard anything about the iPhone 6 or Apple Watch during the past week, then you've most likely also heard of the company's new mobile payment option called Apple Pay. How does Apple Pay work? Apple Pay, which will be available in October, aims to make in-person and online payments easie...

Apple Pay: How Safe is Apple's New Mobile Payment System?
Sep 15, 2014 - Apple is a company known for creating buzz and innovation. Last Tuesday during its launch of the new iPhone 6, the company's CEO Tim Cook announced several other new developments ? including a mobile payment system called Apple Pay. Standard on its new mobile devices, this payment technology aims...

Home Depot Offers Free AllClear ID Membership ? How Does It Stack Up Against the Competition?
Sep 11, 2014 - As data breaches have become a sad reality for numerous retailers and other service providers across the country, many have scrambled to rebuild their customers' lost trust. One way companies like Target, Community Health Services and ? most recently ? Home Depot have done this is to offer custom...

Identity
Theft
Protection
Overview

What Is Identity Theft Anyway?

Identity theft occurs when someone uses your personal information, such as your Social Security number, name or credit card number, without your permission, to commit fraud or other crimes. A thief could take out a mortgage in your name or commit a crime and pretend to be you when caught. Thieves can even use your personal information to apply for a job or use your medical insurance!

Learn more about identity theft.

How To Protect Yourself

It's actually easy to help protect yourself against identity theft. Identity theft protection services do the work for you by monitoring your personal information to detect and/or prevent identity theft. We recommend identity theft protection services that monitor several different types of information for fraudulent activity, including your credit reports, public records, and black market websites where stolen information is bought and sold. Identity thieves can strike in numerous ways, so the more protection you have, the better.

View our full comparison for more details.


Free Trials

Not sure if identity theft protection is for you? Try one of our risk-free trials. We've negotiated exclusive free trials with our most highly recommended services, so you can take one for a spin, kick the tires, and see if you like it. If you decide you don't want the service, simply cancel during the trial period and you will be charged nothing.

View our full comparison for more details.


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Advertiser Disclosure: NextAdvisor.com is a consumer information site that offers free, independent reviews and ratings of online services. We receive advertising revenue from most but not all of the companies whose products and services we review. For credit cards, we review cards from all of the top 10 US issuers by purchase volume (according to Issue 1035 of The Nilson Report, Feb 2014) excluding issuers that require additional accounts to be a cardholder and private label issuers. We may also review cards from other issuers in select cases. We do not review all products in a given category. We are independently owned and operated and all opinions expressed on this site are our own.