Identity Theft Protection

Updated 03-30-2015

Identity theft is one of the fastest growing crimes in the U.S., with more than 13 million victims each year. Just being careful isn't enough to protect your identity. If you are serious about taking steps to protect yourself from identity theft, sign up for one of our recommended identity theft protection services. They all provide daily monitoring of the information that is most often compromised by identity thieves. Our top-rated services combine multiple types of monitoring, such as credit reports, public records, credit cards, and Social Security. Some also include software to protect your computer and even throw in access to your credit scores. Click here for a full comparison of all the identity theft protection services.

Identity Theft Protection Reviews & Ratings


Services: Our Ratings: Bottom Line:
Identity Guard® Total Protection® Rating:stars
Most complete identity theft protection service we reviewed; 3-bureau credit report monitoring; credit report/score updates every quarter; 25% discount & free 30-day trial
TrustedID Rating:stars
Best value, especially for families; full credit report monitoring; monthly Equifax credit reports and scores; 10% discount & free 14-day trial
AARP Credit and Identity Theft Protection from TrustedID Rating:stars
Comprehensive identity theft protection and credit report monitoring for AARP members and family; monthly Equifax credit reports and scores; special AARP price & free 14-day trial
LifeLock Ultimate Plus® Rating:stars
Thorough identity theft protection and 3-bureau credit report monitoring; annual 3-bureau credit reports and scores; monthly TransUnion credit scores; somewhat costly even with 10% discount; free* 30-day trial
PrivacyGuard Rating:stars
Solid credit protection with monthly credit report/score updates; includes our top-rated Internet security software; 30-day trial for $1
myFICO Identity Ultimate Rating:stars
Strong identity monitoring paired with comprehensive, 3-bureau FICO score monitoring; on the pricey side
IDFreeze Rating:stars
Reasonably priced identity theft protection for individuals and families; doesn't provide credit report monitoring; 10% discount & free 14-day trial
LifeLock Standard® Rating:stars
Valuable identity theft protection and customer support for an affordable price, yet lacks in terms of credit report monitoring; 10% discount & free* 30-day trial
LegalShield Identity Theft Premium Rating:stars
Somewhat pricey when compared to other services; complete restoration assistance; no insurance/guarantee or security software
ProtectMyID Rating:stars
An expensive option for ID theft protection and lacks in protection; only includes Experian credit report monitoring; 7-day trial for $1 with enrollment in ProtectMyID
AllClear ID PRO Rating:stars
Covers individuals and families, but poor customer service, confusing website and lack of comprehensive protection makes it less than appealing

NextAdvisor Identity Theft Protection Blog Headlines

Don't Get Fooled! 3 Email Scams to Avoid
Apr 1, 2015 - April Fool's is upon us, and while playing pranks on friends and strangers is a great way to celebrate spring, there's nothing funny about falling victim to a scam. We use our email accounts for just about everything, which unfortunately makes them easy targets for all sorts of scams. Although mo...

Stratos and Coin: Are All-in-One Payment Cards a Good Idea?
Mar 26, 2015 - Mobile payments have been gaining a lot of popularity lately. Considering we are almost always connected to our phones, it makes sense to have this convenience. These mobile payment apps have different functions. Some are specifically made for peer-to-peer payments, like the app Venmo, and others...

11 Million Exposed in Premera Blue Cross Breach: What It Means for You
Mar 18, 2015 - As 2015 continues, it seems a new trend has arisen in the dangerous world of identity theft: attacks on health insurance companies. Premera Blue Cross announced Tuesday, March 17 that its networks had been breached, potentially exposing financial and medical records of millions of customers. This...

Connecting Online: Are Social Logins Safe?
Mar 17, 2015 - If you use the Internet these days (and if you're reading this, that's a no-brainer), you have probably been invited to connect with at least one website using a social media login. These connections are often done through Google+, Twitter or Facebook, but can also be used with Instagram. Althoug...

It's Your Last Chance to File Taxes: 4 Things You Need to Know
Mar 16, 2015 - With less than one month until tax day, your time to file your taxes is quickly running out. Just as all the fun began back in January, it?s coming to a close April 15 ? the day your federal and state taxes are due. If you haven?t filed yet, you still have time, but don?t [...]

Identity
Theft
Protection
Overview

What Is Identity Theft Anyway?

Identity theft occurs when someone uses your personal information, such as your Social Security number, name or credit card number, without your permission, to commit fraud or other crimes. A thief could take out a mortgage in your name or commit a crime and pretend to be you when caught. Thieves can even use your personal information to apply for a job or use your medical insurance!

Learn more about identity theft.

How To Protect Yourself

It's actually easy to help protect yourself against identity theft. Identity theft protection services do the work for you by monitoring your personal information to detect and/or prevent identity theft. We recommend identity theft protection services that monitor several different types of information for fraudulent activity, including your credit reports, public records, and black market websites where stolen information is bought and sold. Identity thieves can strike in numerous ways, so the more protection you have, the better.

View our full comparison for more details.


Free Trials

Not sure if identity theft protection is for you? Try one of our risk-free trials. We've negotiated exclusive free trials with our most highly recommended services, so you can take one for a spin, kick the tires, and see if you like it. If you decide you don't want the service, simply cancel during the trial period and you will be charged nothing.

View our full comparison for more details.


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Advertiser Disclosure: NextAdvisor.com is a consumer information site that offers free, independent reviews and ratings of online services. We receive advertising revenue from most but not all of the companies whose products and services we review. For credit cards, we review cards from all of the top 10 US issuers by purchase volume (according to Issue 1035 of The Nilson Report, Feb 2014) excluding issuers that require additional accounts to be a cardholder and private label issuers. We may also review cards from other issuers in select cases. We do not review all products in a given category. We are independently owned and operated and all opinions expressed on this site are our own.