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ID Watchdog Review |
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| Most straightforward recovery guarantee we have seen; Dedicated toll free number 800-233-1845 | |
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[Editor's Note: ID Watchdog has set up an exclusive toll free number where NextAdvisor.com visitors can speak to an ID Watchdog representative 24 hours a day, seven days a week to ask questions and ensure that they are receiving the best possible deal on the ID Watchdog service. If you are interested in ordering ID Watchdog, we recommend that you call the number: 1-800-233-1845.]
ID Watchdog takes a unique approach to detection based identity theft protection. Instead of monitoring credit reports, ID Watchdog monitors a very long list of public records databases including the Social Security Administration, drivers or pilots licenses, auto, boat or plane registrations, criminal records, Homeland Security watch lists, address or name changes, bankruptcy, liens and other judgments or filings. Each month, ID Watchdog's patent pending technology scours each of these public databases for misuse of your personal information. What makes ID Watchdog unique is that, in theory, their monitoring should catch not only traditional financial identity theft attempts but also things such as employment fraud where a criminal uses your social security number to secure employment. There are many types of identity theft that don't show up on your credit report immediately, or at all, but are likely to be identified by ID Watchdog's monitoring system. Once you sign up for the service and provide them with all of your personal information they will begin the monitoring process. ID Watchdog provides a monthly report which includes a detailed breakdown of all the checks they have run against your identity. If the system finds any potential identity theft then you are alerted and a recovery counselor from ID Watchdog handles all aspects of recovering your identity. ID Watchdog has the most straightforward and extensive recovery guarantee that we have ever seen. There are no limits on how much time or money they will spend to recover your identity if is stolen while you are a member of their service. Their guarantee covers essentially every foreseeable form of identity theft including financial, medical, benefits, employment, criminal, tax or utilities fraud. The only items that the ID watchdog guarantee won't cover are actual reimbursement for financial losses or loss of income related to an identity theft. ID Watchdog claims a 100% success rate in recovering stolen identities and says that most recoveries take 3 to 6 months, although some can take up to two years. ID Watchdog does have a few downsides from our perspective. At $19.95 per month, the service is nearly two times as expensive as many other services we have reviewed. Also, while the monitoring is extensive, ID Watchdog doesn't provide any credit report data which is not only useful for detecting identity theft but also helps inform consumers about their overall financial health. We highly recommend ID Watchdog due to the unique approach to detecting identity theft and the 100% recovery guarantee. However, you may want to consider another service if you prefer a more preventative approach to identity theft protection or would like access to credit report data. |
| Price: | $19.95/mo; 15 days free with $1.95 verification charge |
| Type: | Detection - monitors public records databases for misuse of personal information |
| Credit Reports Delivered: | No |
| Fraud Monitoring: |
Social security, driver's license, vehicle registration, criminal/court records, utilities and more |
| Mail List Removal: | No |
| ID Theft Insurance/ Guarantee: | 100% guarantee; no deductibles or limits |
NextAdvisor Identity Theft Protection Blog Headlines
TrustedID introduces Identity Threat Score
TrustedID has come up with an interesting and unique new innovation in the world of identity theft protection. Identity Threat Score is a predictive identity rating for consumers. Identity Threat Score is based on a groundbreaking technology called IdentityScan, which analyzes a vast pool of data from hundreds of sources, including public records, credit reports, [...]
Data Breach Alert: Arizona?s Department of Economic Security loses personal d...
On October 14, a wide array of furniture and electronics were stolen from a commercial storage facility used by Arizona’s Department of Economic Security, including disks containing the names, addresses, phone numbers and, in some cases, Social Security numbers for about 40,000 children. The DES provides various services such as food stamp programs and other [...]
Data Breach Alert: Data thieves threaten to release Express Scripts customer ...
Express Scripts, a pharmacy benefit management firm that handles around 500 million prescriptions a year for about 50 million Americans, received a letter early last month containing the names, birth dates, Social Security numbers and prescription data for 75 of the company’s customers. The letter also included a threat to release millions of customer records [...]
Credit 101
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Win the lottery, lose your identity?
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Trusted ID?s dedicated toll free number for NextAdvisor.com readers
In addition to our exclusive 30 day free trial and 15% discount, Trusted ID recently set up a dedicated toll free number just for NextAdvisor.com readers. If you are considering signing up and have any questions about the service, call (800) 234-6611 to speak to a Trusted ID representative.
To learn more about Trusted ID or [...]
Schwarzenegger vetoes another data protection bill
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Firefox stores your passwords without encryption
If you are currently using Firefox, your passwords and usernames may be easily visible to anyone with access to your computer. In Firefox, select Tools > Options > Security > Saved Passwords > Show Passwords to see all your passwords alongside usernames and web addresses. Firefox stores your passwords under the default setting. To protect [...]
Trusted ID offers exclusive 15% discount promotion to NextAdvisor.com readers
Trusted ID, one of our top rated identity theft protection services, is now offering an exclusive 15% discount to NextAdvisor.com visitors. This exclusive discount doesn’t require any Trusted ID promotional or discount code. Just click on any Trusted ID link on our website and you will receive this special discount (remember, you can [...]
Tomorrow is ?Secure Your ID? Day
On Saturday, September 20, the Better Business Bureau will host identity theft prevention and education events at local BBB locations across the country. Bring your sensitive personal documents and they will be shredded for you on the spot. If you are interested in attending, click here for a list of participating BBBs.
And if you would [...]
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