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ID Patrol Review: Identity Theft Protection |
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| Excellent mixture of credit report data and identity theft protection tools; free 30-day trial | |
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ID Patrol is a new identity theft protection service offered by Equifax, one of the three national credit bureaus. This service has an impressive set of features that can help prevent, detect, and recover from identity theft. ID Patrol subscribers receive most of the benefits of Equifax's popular credit report monitoring service. These include one free three bureau credit report, unlimited access to Equifax credit reports, credit report monitoring and email alerts of changes to your credit report. The only thing that ID Patrol doesn't include is access to credit scores, but those can be purchased directly from Equifax for an additional fee. ID Patrol costs $14.95 per month which is the exact same cost as Equifax's stand alone credit reporting product. So, ID Patrol offers an excellent value for consumers that want access to credit data and advanced identity theft protection tool but are okay with buying their credit scores separately.
One feature that is unique to ID Patrol is the Credit Report Control interface that gives subscribers the ability to lock and unlock their Equifax credit report through the Internet or by calling an Equifax representative. Locking a credit report works in a similar fashion as a standard credit freeze in that it restricts access to your Equifax credit report, which can be an effective way to prevent unauthorized financial accounts from being opened in your name. If you need to need to allow lenders to access your credit report for any reason, such as to apply for a loan or a credit card, you can simply unlock your credit report for as long as you need it to be accessible. Additionally, ID Patrol includes WebDetect, an advanced scanning technology that scours criminal websites where personal information is bought and sold. If your personal information, such as your Social Security number or any of your credit or debit card numbers (you can supply Equifax with up to 10 account numbers to monitor), are found online then you will receive an email alert and specific suggestions and instructions from Equifax on what actions you should take next. ID Patrol also provides a toll free number for subscribers to speak to identity theft resolution specialists. These specialists can provide information and assistance in resolving any identity theft related incidents. Additionally, ID Patrol offers $1,000,000 in identity theft recovery insurance for those subscribers who are the unfortunate victims of identity theft. We believe that ID Patrol is an excellent option for consumers who are looking for a variety of features and credit report access in an identity theft protection service. |
Search our blog archives and frequently asked questions for more information about Identity Theft Protection Services
| Price: | Free 30-day trial; $14.95/mo |
| Fraud Monitoring: | 3-bureau credit report, optional Equifax credit freeze, credit cards, Social Security numbers |
| ID Theft Insurance/ Guarantee: | $1,000,000 insurance |
| Reports Delivered: | One 3-bureau credit report and unlimited Equifax credit reports |
| Computer Security: | None |
NextAdvisor Identity Theft Protection Blog Headlines
Copy machines can store your private info
Robert Siciliano is a NextAdvisor.com Expert Guest Blogger
Today, copy machines, fax machines and many printers are just like computers; they?re smart and they have hard drives or flash drives and can store data that can be extracted. Peripherals in the olden days, just like dot-com-heavy stock portfolios, were dumb.
Because of the increased demand of networked [...]
Pay-at-the-Pump Skimming Using Bluetooth
Robert Siciliano is a NextAdvisor.com Expert Guest Blogger
Skimming data off of debit and credit cards has been happening at ATMs, gas pumps and electronic funds transfer point of sale terminals for quite some time.
When criminals plant skimming devices, they have to physically attach a skimming device that fits over the face of the ATM?s card [...]
Hacking humans' naiveté
Robert Siciliano is a NextAdvisor.com Expert Guest Blogger
Naiveté: A lack of sophistication or worldliness. That sums up a lot of people I know. "There's a sucker born every minute" is a phrase often credited to P.T. Barnum (1810 ? 1891), an American showman. It is generally taken to mean that there are (and always will [...]
The $10,000 fake ID
Robert Siciliano is a NextAdvisor.com Expert Guest Blogger
When I was 17, my friend ?Baldo,? as he was known by all, was the Fake ID Master. He also fixed TV?s and still does today. But he didn?t actually create ?fake IDs,? he altered real ones. The technology he used back then is still used today. It?s [...]
Does Identity Guard accept prepaid credit cards for enrollment?
The following is an actual reader submitted question:
Q: Does Identity Guard accept prepaid credit cards for enrollment?
A: Currently, Identity Guard does not accept prepaid credit cards to enroll in their identity theft protection services. They do, however, accept both debit cards and regular (non-prepaid) credit cards. If you don't have a regular credit card, [...]
Assassin or identity theft victim?
Robert Siciliano is a NextAdvisor.com Expert Guest Blogger
The assassination of senior Hamas terrorist Mahmoud al-Mabhouh has made a little buzz in the States, but over in Dubai, as more details become available, it is becoming apparent to some (depending on which side of the wall you live on) that the real assassins stole the identities [...]
How to remove a fake profile from Facebook
The following post in our Reader Question series is an actual user submitted question:
Q: How can I remove a fake profile of myself from Facebook?
A: What can you do if you find out someone has created a fake Facebook profile in your name? This is actually a pretty easy situation to resolve. If [...]
Fostering awareness & improving security education
Robert Siciliano is a NextAdvisor.com Expert Guest Blogger
Financial institutions have the most to gain by improving security education of their clients and employees?and the most to lose if they don't.
A while back I appeared on a local TV show talking about phishing. Amazingly, still, not everyone knows what phishing is. A good friend saw the [...]
Victoria's Secret Miranda Kerr photo scandal has the wrong focus
Who's Dave Kiely? Dave Kiely is an employee at Australia's MacQuarie bank who's become a minor web laughing stock after he was shown looking at nearly-nude photos of a Victoria's Secret model on live TV. How did it happen? It was a familiar scene for a financial broadcast: a banker was being interviewed for a [...]
Targeted injection attacks on the rise
Robert Siciliano is a NextAdvisor.com Expert Guest Blogger
In the latter half of 2009, criminal hackers went from mass SQL injection campaigns to targeted attacks. SQL is abbreviation of Structured Query Language, pronounced ?Ess Que El? or ?Sequel.? The shift in strategy has switched to a focus on high-profile websites, concluded Websense's State of Internet [...]
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