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ID Patrol Identity Theft Protection Review |
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| Excellent mixture of credit report data and identity theft protection tools | |
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ID Patrol is a new identity theft protection service offered by Equifax, one of the three national credit bureaus. This service has an impressive set of features that can help prevent, detect and recover from identity theft. ID Patrol subscribers receive most of the benefits of Equifax's popular credit report monitoring service. These include one free three bureau credit report, unlimited access to Equifax credit reports, credit report monitoring and email alerts of changes to your credit report. The only thing that ID Patrol doesn't include is access to credit scores, but those can be purchased directly from Equifax for an additional fee. ID Patrol costs $14.95 per month which is the exact same cost as Equifax's stand alone credit reporting product. So, ID Patrol offers an excellent value for consumers that want access to credit data and advanced identity theft protection tool but are OK with buying their credit scores separately.
One feature that is unique to ID Patrol is the Credit Report Control interface that gives subscribers the ability to lock and unlock their Equifax credit report through the Internet or by calling an Equifax representative. Locking a credit report works in a similar fashion as a standard credit freeze in that it restricts access to your Equifax credit report, which can be an effective way to prevent unauthorized financial accounts from being opened in your name. If you need to need to allow lenders to access your credit report for any reason, such as to apply for a loan or a credit card, you can simply unlock your credit report for as long as you need it to be accessible. Additionally, ID Patrol includes WebDetect, an advanced scanning technology that scours criminal websites where personal information is bought and sold. If your personal information, such as your Social Security number or any of your credit or debit card numbers (you can supply Equifax with up to 10 account numbers to monitor), are found online then you will receive an email alert and specific suggestions and instructions from Equifax on what actions you should take next. ID Patrol also provides a toll free number for subscribers to speak to identity theft resolution specialists. These specialists can provide information and assistance in resolving any identity theft related incidents. Additionally, ID Patrol offers $1,000,000 in identity theft recovery insurance for those subscribers who are the unfortunate victims of identity theft. We believe that ID Patrol is an excellent option for consumers who are looking for a variety of features and credit report access in an identity theft protection service. |
Search our blog archives and frequently asked questions for more information about Identity Theft Protection Services
| Price: | Free 30 day trial; $14.95/mo |
| Type: | Detection - 3-bureau credit report monitoring & Prevention - allows you to set credit freeze on your Equifax credit report |
| Credit Reports Delivered: | Free 3-in-1 credit report and unlimited Equifax credit reports |
| Fraud Monitoring: | Internet scanning for suspicious use of personal information such as Social Security number and up to 10 credit card numbers |
| Mail List Removal: | No |
| ID Theft Insurance/ Guarantee: | $1,000,000 |
NextAdvisor Identity Theft Protection Blog Headlines
A bad week for Facebook, MySpace
I thought I was using hyperbole on Tuesday when I used the headline "Another day, another Facebook attack." Or maybe I should have just saved it for today. While Tuesday's news concerned a phishing attack, today's attack is far more insidious. According to the Facebook application developer that discovered the Facebook security vulnerability, it could [...]
Don't open that email from the FDIC?
Because it isn't really from the FDIC. There has been a recent rash of phishing emails that appear to be sent by the FDIC. The emails say, "You have received this message because you are a holder of a FDIC-insured bank account. Recently FDIC has officially named the bank you have opened your account with [...]
ZoneAlarm offers 50% off: Virus and identity theft protection in one
ZoneAlarm is offering a deal that almost seems to good to be true. ZoneAlarm is taking 50% off of the regular price of its Internet Security Suite which comes with one-year of Identity Guard's Good Start identity theft protection. At $24.95 a year for a three-PC license, it's by far the cheapest Internet security software [...]
TrustedID introduces Identity Threat Score
TrustedID, our favorite identity theft protection service, has just added a new feature to help determine your personal risk of identity theft. TrustedID will assess millions of records on hundreds of public and private databases and analyze that information for patterns that could indicate if you have been or are about to be a victim [...]
It's easier to steal a passport than a television
A British insurance firm recently conducted a survey of burglary victims, and found that many burglars are looking for personal documents. In 2008, 15% of British burglary victims were targeted specifically for sensitive information, and 74% of burglaries resulted in the theft of some personal or financial documents. LV, the firm that conducted the survey, [...]
PYIW: Protect Your Identity Week
I guess it's fitting that in a month of costumes and masks we spend some time thinking about identity theft. The week of October 17th is National Protect Your Identity Week. A program of the Better Business Bureau, PYIW seeks to raise awareness about the growing threat of identity theft. The site, protectyouridnow.org, site has [...]
Second PayChoice breach in one month
Earlier this month, PayChoice, a payroll processing firm, was breached by hackers. Last week, PayChoice was hacked yet again. The last hack was unusually complex, involving a data breach, phishing emails, malicious websites, and a Trojan horse. The latest attack hinged on a security vulnerability in PayChoice's online portal, OnlineEmployer.com. It appears as though hackers [...]
Identity theft victim spends weeks in jail
Some identity theft victims are never able to completely repair the damage to their credit. Some victims are declined mortgages or student loans. Some victims suffer monetary losses. Nearly all victims have to devote a great deal of time and effort to the restoration of their identities. But only a few victims suffer the worst [...]
FBI chief falls for phishing email
Last week, FBI chief Robert Mueller spoke about the dangers of cybercrime, and admitted that he had once been fooled by a phishing email. At first, Mueller believed the email to be a "perfectly legitimate" message from his bank, requesting that he verify some personal information. He followed a link to a spoofed website, where [...]
More phishing news?
Today, the FBI charged 53 defendants with conspiracy to commit bank fraud and wire fraud, the largest number ever charged in a cybercrime case. 33 have already been arrested and the remainder are being sought by law enforcement. Egyptian authorities charged 47 defendants linked to the same phishing operation. The arrests follow a multinational investigation [...]
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