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Identity Theft Protection FAQ

Frequently Asked Questions about Identity Theft Protection

    How do the ID theft insurance and guarantees work?

    Many identity theft protection services offer a service warranty or guarantee of around $1,000,000. This means that if your identity is stolen while you are a subscriber, the identity theft protection service will spend up to $1,000,000 in order to restore your identity. These guarantees do not cover funds that are stolen from you, only the out of pocket cost of restoring your identity. Identity recovery expenses can include such things as legal fees and, in certain cases, lost wages.

    Return to Identity Theft Protection FAQs


Search our site for more information about Identity Theft Protection:

Identity Guard Total Protection
Rating:
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Bottom line: Most complete ID theft protection service; full credit report monitoring; free Internet security suite; 25% discount & free 30-day trial
TrustedID
Rating:
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Bottom line: Best value, especially for families; full credit report monitoring; exclusive 14-day free trial & 10% discount
LifeLock
Rating:
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Bottom line: Strong overall value and identity theft protection; 10% discount & free 30-day trial; no credit scores or credit report monitoring
ID Protect Premium from American Express
Rating:
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Bottom line: Robust ID theft protection solution with Internet security software; doesn't include credit scores
PrivacyGuard
Rating:
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Bottom line: Great credit protection & data with our top-rated Internet security software
ProtectMyID.com
Rating:
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Bottom line: Best value for ID theft protection w/ credit report monitoring; exclusive 35% discount
Equifax Complete Premier
Rating:
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Bottom line: Useful combination of credit and identity theft protection features, a bit pricey.
Debix
Rating:
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Bottom line: Cost-effective approach to credit report monitoring combined with real-time assistance, but no other identity theft protection monitoring
Identity Theft Shield
Rating:
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Bottom line: Does not prevent identity theft but assists in recovery
Identity Guard Good Start
Rating:
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Bottom line: Cheapest ID theft detection available

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