Equifax Credit Watch Gold

Equifax Credit Watch Gold Identity Theft Protection Review

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Great combination of credit monitoring and id theft detection
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Equifax Credit Watch Gold 3-in-1 Monitoring Plus Score Power is another great identity theft detection service. Designed primarily as a service to monitor your credit reports and scores (it is our top rated service in our credit monitoring reviews), it also works very well in detecting identity theft. As a special promotion for our visitors, you now get a free 30-day trial when you sign up from our site. When you sign up for the free 30 day trial, you also get a free Equifax FICO score and a free 3-Bureau credit report (reports from 3 bureaus laid out side-by-side for easy comparison). Since the FICO score is the score most lenders use to make decisions, this is the best score you can get. Equifax actually gives you an entire Score Power report which not only includes your FICO score but also a FICO Score Simulator that estimates what your score would be if you took certain actions, as well as a full explanation of factors affecting your credit score. Equifax is giving you both the report and score free just for trying their monitoring service for 30 days, so if you don't like it you can cancel and have paid nothing for your FICO score and 3-Bureau report, which you would have to pay $40 for if you bought it separately. Canceling would defeat the purpose, though, since what is going to detect identity theft is their excellent 3-bureau monitoring service. We think monitoring all three bureaus is very important for both monitoring your credit and protecting against identity theft because sometimes lenders will only report a credit event to one bureau. Equifax constantly monitors all 3 bureaus and sends you an email alert within 24 hours of a change to any one of your 3 credit reports. You can also get an updated Equifax credit report any time you want. At only $14.95 per month after the free 30-day trial, this service is an excellent value. If you're looking for an identity theft detection service and also want to keep tabs on your credit reports and scores, Equifax Credit Watch Gold 3-in-1 Monitoring Plus Score Power is a great solution.

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Service Details:

Price: Free 30 day trial; $14.95/mo
Type: Detection - 3 bureau credit monitoring
Credit Reports Delivered: Free 3-bureau credit report and Equifax FICO score
Fraud Monitoring: No
Mail List Removal: No
ID Theft Insurance/ Guarantee: $1,000,000

NextAdvisor Identity Theft Protection Blog Headlines

Popular Facebook games include scams
Many of the most popular applications on Facebook, including FarmVille, CafeWorld, and Mafia Wars, are created by a company called Zynga. Zynga's CEO, Marc Pincus, recently acknowledged that these games contain "scammy" offers, in which users are offered various deals in exchange for in-game currency. These offers, unsurprisingly, tend to be deceptive schemes designed to [...]

Money mules facilitate identity theft and fraud
Robert Siciliano is a NextAdvisor.com Expert Guest Blogger Mules are relatively unaware people who get hooked into a "small business" or employment that is a function of a criminal enterprise. The mules often respond to "help wanted" ads from online job placement sites. Shipping scams are a common tactic criminals use in which they employ mules [...]

Used ATM contains thousands of credit card numbers
Robert Siciliano is a NextAdvisor.com Expert Guest Blogger After the DefCon ATM debacle, in which hackers hacked hackers by setting up a fake ATM in front of the facility's security office, I needed to find out how stupidly easy it is to buy and install an ATM. So my search began. I found plenty of new and [...]

Beware of job search scams
Identity thieves tend to be quite good at identifying and capitalizing on new trends and opportunities. So it isn't particularly surprising that as unemployment rises, scams designed to take advantage of vulnerable job seekers have become increasingly common. Job seekers are an easy target since they are more willing to share personal information as part [...]

Living in a less nervous world
Does the world seem a little less anxious than it did six months ago? A study released this week indicates a "15% improvement in the levels of anxiety that people feel." People seem to be feeling especially comfortable about "Internet security, personal safety and national security." Unisis, the global IT security giant which conducted [...]

U.S. Justice Department indicts international ATM hacking ring
Yesterday, the U.S. Justice Department indicted eight men who allegedly hacked into a computer system at RBS WorldPay Inc., cloned prepaid ATM cards, and used them to withdraw $9 million from 2,100 ATMs in 280 cities around the world, in less than 12 hours. The prepaid ATM cards that they cloned were payroll debit cards [...]

Don't throw confidential documents out a window
New Yorkers were very excited about the Yankee's World Series win last week. So excited, in fact, that when they couldn't find any confetti during the victory parade on Friday, they began tossing miscellaneous paperwork out the window. That miscellaneous paperwork included a wealth of confidential information. Pay stubs, balance sheets, and client account information were [...]

A bad week for Facebook, MySpace
I thought I was using hyperbole on Tuesday when I used the headline "Another day, another Facebook attack." Or maybe I should have just saved it for today. While Tuesday's news concerned a phishing attack, today's attack is far more insidious. According to the Facebook application developer that discovered the Facebook security vulnerability, it could [...]

Don't open that email from the FDIC?
Because it isn't really from the FDIC. There has been a recent rash of phishing emails that appear to be sent by the FDIC. The emails say, "You have received this message because you are a holder of a FDIC-insured bank account. Recently FDIC has officially named the bank you have opened your account with [...]

ZoneAlarm offers 50% off: Virus and identity theft protection in one
ZoneAlarm is offering a deal that almost seems to good to be true. ZoneAlarm is taking 50% off of the regular price of its Internet Security Suite which comes with one-year of Identity Guard's Good Start identity theft protection. At $24.95 a year for a three-PC license, it's by far the cheapest Internet security software [...]


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