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Equifax Credit Watch Gold Review: Identity Theft Protection |
Compare to Other ID Theft Protection |
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| Great combination of credit monitoring and ID theft detection; free 30-day trial | |
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Equifax Credit Watch Gold 3-in-1 Monitoring Plus Score Power is another great identity theft protection service. Designed primarily as a service to monitor your credit reports and scores (it is our top rated service in our credit monitoring reviews), it also works very well in detecting identity theft. As a special promotion for our visitors, you now get a free 30-day trial when you sign up from our site. When you sign up for the free 30-day trial, you also get a free Equifax FICO score and a free 3-Bureau credit report (reports from three bureaus laid out side-by-side for easy comparison). Since the FICO score is the score most lenders use to make decisions, this is the best score you can get. Equifax actually gives you an entire Score Power report which not only includes your FICO score but also a FICO Score Simulator that estimates what your score would be if you took certain actions, as well as a full explanation of factors affecting your credit score. Equifax is giving you both the report and score free just for trying their monitoring service for 30 days, so if you don't like it you can cancel and have paid nothing for your FICO score and 3-bureau report, which you would have to pay $40.00 for if you bought it separately. Canceling would defeat the purpose, though, since what is going to detect identity theft is their excellent 3-bureau monitoring service. We think monitoring all three bureaus is very important for both monitoring your credit and protecting against identity theft because sometimes lenders will only report a credit event to one bureau. Equifax constantly monitors all three bureaus and sends you an email alert within 24 hours of a change to any one of your three credit reports. You can also get an updated Equifax credit report any time you want. At only $14.95 per month after the free 30-day trial, this service is an excellent value. If you're looking for an identity theft detection service and also want to keep tabs on your credit reports and scores, Equifax Credit Watch Gold 3-in-1 Monitoring Plus Score Power is a great solution. |
Search our blog archives and frequently asked questions for more information about Identity Theft Protection Services
| Price: | Free 30-day trial; $14.95/mo |
| Fraud Monitoring: | None |
| ID Theft Insurance/ Guarantee: | $1,000,000 |
| Reports Delivered: | 3-bureau credit report and Equifax FICO score |
| Computer Security: | None |
NextAdvisor Identity Theft Protection Blog Headlines
Pay-at-the-Pump Skimming Using Bluetooth
Robert Siciliano is a NextAdvisor.com Expert Guest Blogger
Skimming data off of debit and credit cards has been happening at ATMs, gas pumps and electronic funds transfer point of sale terminals for quite some time.
When criminals plant skimming devices, they have to physically attach a skimming device that fits over the face of the ATM?s card [...]
Hacking humans' naiveté
Robert Siciliano is a NextAdvisor.com Expert Guest Blogger
Naiveté: A lack of sophistication or worldliness. That sums up a lot of people I know. "There's a sucker born every minute" is a phrase often credited to P.T. Barnum (1810 ? 1891), an American showman. It is generally taken to mean that there are (and always will [...]
The $10,000 fake ID
Robert Siciliano is a NextAdvisor.com Expert Guest Blogger
When I was 17, my friend ?Baldo,? as he was known by all, was the Fake ID Master. He also fixed TV?s and still does today. But he didn?t actually create ?fake IDs,? he altered real ones. The technology he used back then is still used today. It?s [...]
Does Identity Guard accept prepaid credit cards for enrollment?
The following is an actual reader submitted question:
Q: Does Identity Guard accept prepaid credit cards for enrollment?
A: Currently, Identity Guard does not accept prepaid credit cards to enroll in their identity theft protection services. They do, however, accept both debit cards and regular (non-prepaid) credit cards. If you don't have a regular credit card, [...]
Assassin or identity theft victim?
Robert Siciliano is a NextAdvisor.com Expert Guest Blogger
The assassination of senior Hamas terrorist Mahmoud al-Mabhouh has made a little buzz in the States, but over in Dubai, as more details become available, it is becoming apparent to some (depending on which side of the wall you live on) that the real assassins stole the identities [...]
How to remove a fake profile from Facebook
The following post in our Reader Question series is an actual user submitted question:
Q: How can I remove a fake profile of myself from Facebook?
A: What can you do if you find out someone has created a fake Facebook profile in your name? This is actually a pretty easy situation to resolve. If [...]
Fostering awareness & improving security education
Robert Siciliano is a NextAdvisor.com Expert Guest Blogger
Financial institutions have the most to gain by improving security education of their clients and employees?and the most to lose if they don't.
A while back I appeared on a local TV show talking about phishing. Amazingly, still, not everyone knows what phishing is. A good friend saw the [...]
Victoria's Secret Miranda Kerr photo scandal has the wrong focus
Who's Dave Kiely? Dave Kiely is an employee at Australia's MacQuarie bank who's become a minor web laughing stock after he was shown looking at nearly-nude photos of a Victoria's Secret model on live TV. How did it happen? It was a familiar scene for a financial broadcast: a banker was being interviewed for a [...]
Targeted injection attacks on the rise
Robert Siciliano is a NextAdvisor.com Expert Guest Blogger
In the latter half of 2009, criminal hackers went from mass SQL injection campaigns to targeted attacks. SQL is abbreviation of Structured Query Language, pronounced ?Ess Que El? or ?Sequel.? The shift in strategy has switched to a focus on high-profile websites, concluded Websense's State of Internet [...]
What to do if someone has stolen your identity
The following post in our Reader Question series is an actual user submitted question:
Q: My friend's dad is 80 years old and retired. Somehow his grandson has gotten a hold of his social security number. Both the grandfather and his grandson have the same name. The grandson has destroyed his grandfather's credit. How [...]
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