Identity Theft Protection Reviews & Prices

Identity theft is the fastest growing crime in the U.S., with more than 13 million victims each year. Just being careful isn't enough to protect your identity. If you are serious about protecting yourself from identity theft, sign up for one of our recommended identity theft protection services. They all provide daily monitoring of the information that is most often compromised by identity thieves. Our top-rated services combine multiple types of monitoring, such as credit reports, public records, credit cards and social security number. Some also include software to protect your computer and even throw in access to your credit scores. Have more questions about identity theft and which service might be best for you? Visit our FAQs.

Identity Theft Protection Reviews & Prices

Updated 07-24-2015

Service Name / Rating: Price: Fraud Monitoring: ID Theft Insurance/
Guarantee:
Reports Delivered: Computer Security: Bottom Line:
Identity Guard® Total Protection®Free 30-day trial; $14.99/mo (after our 25% discount)Monitors 3-bureau credit reports, credit cards, public records, SSN, bank accounts, applications, Internet security$1,000,000 insurance3 bureau credit scores and a public record report each quarterZoneAlarm Internet security suite; anti-keylogging software; ID Vault softwareMost complete identity theft protection service we reviewed; 3-bureau credit report monitoring; credit report/score updates every quarter; 25% discount & free 30-day trial
TrustedIDFree 14-day trial & 10% discount; $9.38/mo (paid annually)Monitors 3-bureau credit reports, credit cards, public records, SSN, bank accounts, medical records, social media$1,000,000 warrantyEquifax credit reports & scores monthly; TransUnion, Experian credit reports & scores annuallyNoneBest value, especially for families; full credit report monitoring; monthly Equifax credit reports and scores; 10% discount & free 14-day trial
AARP Credit and Identity Theft Protection from TrustedIDFree 14-day trial & special AARP price; $9.17/mo (paid annually)Monitors 3-bureau credit reports, bank accounts, credit cards, SSN, public records, social media$1,000,000 service warrantyEquifax credit reports & scores monthly; Transunion, Experian credit reports & scores annuallyNoneComprehensive identity theft protection and credit report monitoring for AARP members and family; monthly Equifax credit reports and scores; special AARP price & free 14-day trial
LifeLock Ultimate Plus®Free* 30-day trial; $24.75/mo** (w/annual prepay & our 10% discount) Monitors 3-bureau credit reports, applications, credit cards, SSN, driver's license, address change, credit card and bank account activity, investment accounts, sex offender registry, court records$1,000,000 guarantee****TransUnion credit scores monthly; 3-bureau credit reports & scores annuallyNoneThorough identity theft protection and 3-bureau credit report monitoring; annual 3-bureau credit reports and scores; monthly TransUnion credit scores; somewhat costly even with 10% discount; free* 30-day trial
PrivacyGuard30-day trial for $1; $14.99/mo (after our 25% discount)Monitors 3-bureau credit reports, Internet security, SSN, bank account numbers, debit/credit cards$1,000,000 insuranceAll 3 bureau reports & scores monthlyNorton Internet Security 2014Solid credit protection with monthly credit report/score updates as well as social security and financial account monitoring; 30-day trial for $1; includes computer protection software from Norton
Service Name / Rating: Price: Fraud Monitoring: ID Theft Insurance/
Guarantee:
Reports Delivered: Computer Security: Bottom Line:
CSID Protector Plus$9.99/moMonitors 3-bureau credit reports, public records, credit cards, SSN, bank accounts, driver's license, passports, medical IDs, address change, payday loan applications, sex offender registry, court records, emails, phone numbers$1,000,000 insuranceTransUnion credit report monthlyNoneOffers 3-bureau credit report monitoring and monthly TransUnion credit report; extensive information monitoring; relatively cheap prices but family plan only covers one adult instead of two
myFICO Identity Ultimate$27.42/mo (paid annually)Monitors 3-bureau credit reports, credit cards, public records, SSN, bank accounts, driver's license, passports, medical IDs, address change, payday loan applications$1,000,000 warranty3-bureau credit scores updated in real-time; 3-bureau credit reports annuallyNoneStrong identity monitoring paired with comprehensive, 3-bureau FICO score monitoring; on the pricey side
IDFreezeFree 14-day trial & 15% discount; $7.01/mo (paid annually)Monitors credit cards, public records, SSN, bank accounts, medical records$1,000,000 warrantyAll 3-bureau credit reports each yearNoneReasonably priced identity theft protection for individuals and families; doesn't provide credit report monitoring; 10% discount & free 14-day trial
LifeLock Standard®Free* 30-day trial; $8.25/mo** (w/annual prepay & our 10% discount)Monitors credit and debit cards, SSN, driver's license on Internet black market and address change verification$1,000,000 guarantee****None, unless plan is upgradedNoneValuable identity theft protection and customer support for an affordable price, yet lacks in terms of credit report monitoring; 10% discount & free* 30-day trial
MetLife DefenderFree 30-day trial & 10% discount; $18.38/mo (paid annually)Monitors 3-bureau credit reports, credit cards, passport, driver's license, gov-issued ID, bank accounts, SSN, emails, phone numbers, home addresses, social media, retirement/investment accounts, frequent flyer accounts, rewards cards, insurance cards$5,000,000 service guaranteeNoneNoneComprehensive protection includes medical information and social media protection; families will appreciate anti-cyberbullying app for children; expensive in comparison to other services but offers a 30-day free trial; no credit reports or scores
Service Name / Rating: Price: Fraud Monitoring: ID Theft Insurance/
Guarantee:
Reports Delivered: Computer Security: Bottom Line:
IDShield Identity Theft Protection$9.95/moMonitors 3-bureau credit reports, credit/debit cards, emails, phone numbers, SSN, bank accounts, driver's license, passport, insurance cards, change of address$5,000,000 service guaranteeNoneNoneSomewhat pricey when compared to other services; complete restoration assistance from Kroll Advisory Solutions; frustrating user experience and poor customer service; limited credit monitoring
ProtectMyID7-day trial for $1; $19.95/moMonitors Experian credit report, credit cards, SSN, address changes, public records$1,000,000 insuranceOne Experian credit reportNoneAn expensive option that lacks in protection; only includes Experian credit report monitoring; 7-day trial for $1 with enrollment; credit score and other credit reports cost extra
AllClear ID PROFree 30-day trial; $14.95/moMonitors 1- or 3-bureau credit reports, credit cards, SSN$1,000,000 warrantyNoneNoneCovers individuals and families, but poor customer service, confusing website and lack of comprehensive protection makes it less than appealing


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