Identity Theft Protection Reviews & Prices

Identity theft is the fastest growing crime in the U.S., with more than 13 million victims each year. Just being careful isn't enough to protect your identity. If you are serious about protecting yourself from identity theft, sign up for one of our recommended identity theft protection services. They all provide daily monitoring of the information that is most often compromised by identity thieves. Our top-rated services combine multiple types of monitoring, such as credit reports, public records, credit cards and social security number. Some also include software to protect your computer and even throw in access to your credit scores. Have more questions about identity theft and which service might be best for you? Visit our FAQs.

Identity Theft Protection Reviews & Prices

Updated 11-05-2014

Service Name / Rating: Price: Fraud Monitoring: ID Theft Insurance/
Guarantee:
Reports Delivered: Computer Security: Bottom Line:
Identity Guard® Total Protection®Free 30-day trial; $14.99/mo (after our 25% discount)Monitors 3-bureau credit report, credit cards, public records, social security number, bank accounts, applications, Internet security$1,000,000 insurance3 bureau credit scores and a public record report each quarterZoneAlarm Internet security suite; anti-keylogging softwareMost complete identity theft protection service we reviewed; 3-bureau credit report monitoring; credit report/score updates every quarter; 25% discount & free 30-day trial
TrustedIDFree 14-day trial & 10% discount; $9.38/mo (paid annually)Monitors 3-bureau credit report, credit cards, public records, social security number, bank accounts, medical records$1,000,000 warrantyEquifax credit reports & scores monthly; TransUnion, Experian credit reports & scores annuallyNoneBest value, especially for families; full credit report monitoring; monthly Equifax credit reports and scores; 10% discount & free 14-day trial
AARP Credit and Identity Theft Protection from TrustedIDFree 14-day trial & special AARP price; $9.17/mo (paid annually)Monitors 3-bureau credit reports, bank accounts, credit cards, social security number, public records$1,000,000 service warrantyEquifax credit reports & scores monthly; Transunion, Experian credit reports & scores annuallyNoneComprehensive identity theft protection and credit report monitoring for AARP members and family; monthly Equifax credit reports and scores; special AARP price & free 14-day trial
LifeLock Ultimate Plus®Free* 30-day trial; $24.75/mo** (w/annual prepay & our 10% discount) Monitors 3-bureau credit reports, applications, credit cards, social security number, driver's license, address change, credit card and bank account activity$1,000,000 guarantee****TransUnion credit scores monthly; 3-bureau credit reports & scores annuallyNoneThorough identity theft protection and 3-bureau credit report monitoring; annual 3-bureau credit reports and scores; monthly TransUnion credit scores; somewhat costly even with 10% discount; free* 30-day trial
PrivacyGuard30-day trial for $1; $14.99/moMonitors 3-bureau credit report, Internet security$1,000,000 insuranceAll 3 bureau reports & scores monthly, social security report, medical information bureau reportNorton Internet Security OnlineSolid credit protection with monthly credit report/score updates; includes our top-rated Internet security software; 30-day trial for $1
Service Name / Rating: Price: Fraud Monitoring: ID Theft Insurance/
Guarantee:
Reports Delivered: Computer Security: Bottom Line:
IDFreezeFree 14-day trial & 15% discount; $7.01/mo (paid annually)Monitors credit cards, public records, social security number, bank accounts, medical records$1,000,000 warrantyAll 3-bureau credit reports each yearNoneReasonably priced identity theft protection for individuals and families; doesn't provide credit report monitoring; 10% discount & free 14-day trial
LifeLock Standard®Free* 30-day trial; $8.25/mo** (w/annual prepay & our 10% discount)Monitors credit cards, social security number, driver's license on Internet black market and address change verification$1,000,000 guarantee****None, unless plan is upgradedNoneValuable identity theft protection and customer support for an affordable price, yet lacks in terms of credit report monitoring; 10% discount & free* 30-day trial
LegalShield Identity Theft Premium$24.95/mo and one-time $10 membership feeMonitors 3-bureau credit report, credit cards, emails, phone numbers, Social Security number, bank accounts, medical recordsNoneAll 3-bureau credit reports each yearNoneSomewhat pricey when compared to other services; complete restoration assistance; no insurance/guarantee or security software
ProtectMyID7-day trial for $1 with enrollment in ProtectMyID; $19.95/moMonitors only Experian credit report, credit cards, new financial accounts or applications, address changes, public records$1,000,000 insuranceOne Experian credit reportNoneAn expensive option for ID theft protection and lacks in protection; only includes Experian credit report monitoring; 7-day trial for $1 with enrollment in ProtectMyID


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