Identity Theft Protection FAQ

Frequently Asked Questions about Identity Theft Protection

    What is identity theft?

    Identity theft is the fastest growing crime in the United States. The FTC estimates that 9 million Americans have their identities stolen each year. Identity theft occurs when thieves use your personal information (such as your Social Security number or driver's license number) to gain access to money, credit, goods or services in your name. Since your name is used for these activities, companies come to you seeking repayment of the money or goods that were illegally obtained. While legally you do not owe anything, it can often be difficult to prove this and it can take months and even years to get everything straightened out, costing you a huge amount of time and resources. In the meantime, you can be left with no access to credit as credit card companies, banks, utilities (phone, cell phone, cable) and other financial institutions can cut off your credit accounts until your good name is restored. Many people have actually been arrested and jailed because an identity thief committed crimes in their name.

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Top Identity Theft Protection


Bottom line: Most complete identity theft protection service we reviewed; 3-bureau credit report monitoring; credit report/score updates every quarter; $3 discount & free 30-day trial

Bottom line: Thorough identity theft protection and 3-bureau credit report monitoring; annual 3-bureau credit reports and scores; monthly Equifax credit scores; somewhat costly even with 10% discount; 30-day risk-free* trial

Bottom line: Solid credit protection with monthly credit report/score updates as well as social security and financial account monitoring; 30-day trial for $1; includes computer protection software from Norton

Bottom line: Offers 3-bureau credit report monitoring and monthly TransUnion credit report; extensive information monitoring; relatively cheap prices but family plan only covers one adult instead of two

Bottom line: Strong identity monitoring paired with comprehensive, 3-bureau FICO score monitoring; on the pricey side

Bottom line: Valuable identity theft protection and customer support for an affordable price, yet lacks in terms of credit report monitoring; 10% discount & 30-day risk-free* trial

Bottom line: Complete restoration assistance from Kroll Advisory Solutions; frustrating user experience and poor customer service; limited credit monitoring

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