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Last call for $2,000 sweepstakes entries
Our $2,000 cash sweepstakes, where two NextAdvisor.com readers will each win $1,000 cash, will be coming to a close next Wednesday July 2, 2009. Please take a moment to enter for your chance to win by completing our credit report and score IQ quiz. There has never been a better time to get educated on [...]

Reader Questions: Is there a free on line credit report service that has no ...
The following post in our Reader Question series is an actual user submitted question. To maintain the integrity of the original question, we do not edit or change reader questions in any way. Q: Is there a free on line credit report service that has no trial or any other hidden fees? A: Thanks to [...]

Yes, employers really do check your credit report
Credit report monitoring is crucial for a number of reasons. It is important to be aware of your credit in order to ensure that you receive the best possible interest rates on loans, to remove negative or incorrect information as soon as possible, and to monitor for new account fraud. It is often said that prospective [...]

Equifax offers lenders access to new FICO score
Equifax is making a new type of credit score available that will potentially change the way that lenders view your next loan application. Dubbed Beacon 09, the new Equifax score is based off of Fair Isaac's FICO 08 methodology. The new score will generally penalize consumers less for one-time mistakes, such as paying a bill [...]

Three weeks left to win one of two $1,000 cash prizes from NextAdvisor.com
Yesterday marked the halfway point in our $2,000 Credit Crisis Relief Sweepstakes and we have been very pleasantly surprised with the number of people who have taken the time to enter to win the cash grand prize. The sweepstakes runs through July 1, 2009 and we will be selecting a winner on or about [...]

Credit Cardholder's Bill of Rights includes special protections for college s...
While the Credit Cardholder's Bill of Rights offer protections for all Americans, there are a few amendments that specifically designed to help prevent college students from racking up thousands of dollars of debt while they are still undergrads. First, there are much more strict limits on the amount of credit that can be offered up to [...]

Credit card processors' new approach to preventing data theft
When credit card processors fail to adequately protect customer data, data breaches and identity theft occur. This fall, they'll be trying out a new strategy for protecting that data. Since processors are finding it impossible to thwart each and every hacker, they'll encrypt the data in such tiny segments that stealing it will no longer [...]

Free credit reports at AnnualCreditReport.com
Here at NextAdvisor.com, we often receive emails from readers who know that they are entitled to one free credit report per credit bureau, per year, but who aren't sure where or how to access their free credit reports. Those legally mandated free credit reports are available at AnnualCreditReport.com. This site allows you to request one report [...]

Win $1,000 in NextAdvisor.com's Credit Crisis Relief Sweepstakes!
NextAdvisor.com is tired of banks taking away or limiting your credit, so we've decided to create our own relief plan. We're giving away $2,000 while educating our readers about credit. Considering the current state of the United States economy, it has never been more crucial to understand your own credit health and its implications. Test your [...]

If LifeLock requests reports on my behalf, do I still get my 3 free reports p...
The following post in our Reader Question series is an actual user submitted question. To maintain the integrity of the original question, we do not edit or change reader questions in any way. Q: Each person is entitled to a free credit report from each of the 3 bureaus each year. If LifeLock requests the [...]