Your credit reports and credit scores determine whether you can get a home loan, an apartment, a credit card, a phone and much more. Yet most people don't even know their credit scores. And a 2013 FTC study found that 26% of people find errors on their credit reports that could affect their scores. You can get your credit scores for free and see your credit reports by trying out any of our top-rated credit monitoring services. In addition, these services give you explanations of what actions are helping or hurting your scores and what you can do to improve them. They'll also monitor your credit reports and scores daily for any changes and send you an email alert or text when a change occurs. Want to find out more? See our full credit monitoring comparison.
Credit Monitoring Reviews & RatingsView Full Comparison Chart
NextAdvisor Credit Monitoring Blog Headlines
How Do Credit Repair Services Work?
Although a credit repair service can help your bad credit, it’s important to understand exactly how these services work so you can not only save yourself from falling for a phony credit repair service, but also avoid wasting time and money enlisting the help of a credit repair service that could potentially be of no […]
Credit Repair Scams: How to Spot a Phony Credit Repair Service
Is the information on your credit reports accurate? A study conducted in 2013 by the Federal Trade Commission found that one in four consumers discovered errors when checking their credit reports that potentially affected their credit scores. This study also found that four out of five consumers who disputed these errors saw some sort of […]
How Long Does It Take for My Credit Reports to Reflect Positive Changes?
If you are keeping an eye on your credit reports and scores and trying to make positive changes, you might be wondering how long it will take for actions such as paying a loan in full or reducing your credit utilization ratio by opening a new credit card to be reflected. Whether you’re working to […]
Which Credit Monitoring Services Can I Try for Free?
Your credit reports and scores are important, as they help determine things like whether you’re approved for a home loan, a credit card or an apartment, yet many people don’t know their current scores or even how to check their credit reports. Because new information on your credit reports can affect your credit scores, and […]
Which Credit Monitoring Service is Best?
The best credit monitoring service depends on what you're looking for. Our top-rated services offer free trials, so you can try them out at no cost and make sure they're right for you. These trials include free instant access to your credit scores, score explanations, 3-bureau credit monitoring and more. We've signed up for, used and evaluated all these services to get the information you'll need to make your decision.
Compare all credit monitoring services.
How Does Credit Monitoring Really Work?
Credit monitoring services continually monitor your credit files for any changes. When a significant change occurs, you'll be alerted via email or text. By knowing what's happening on your credit reports you'll be able to help prevent identity theft. In fact, the FTC recommends close monitoring of your credit reports as one of the best methods to detect identity theft. Most credit monitoring services also give you free credit scores and credit reports, plus explanations of what factors are helping or hurting your creditworthiness.
View all credit monitoring services.
Most of our highly recommended credit monitoring services offer free trials, which include free access to your credit scores. We think it's important to monitor your credit scores and reports on an ongoing basis, but if you decide you don't want to keep any of these services, you can simply cancel during the trial period and your credit scores are yours to keep for free.