Credit Report Monitoring Services
Frequently Asked Questions about credit report and score services.
How do I cancel my credit monitoring service?
Most of the credit monitoring services reviewed on NextAdvisor.com offer a 7 or 30 day free trial. One benefit of these free trials is that they effectively allow customers to receive credit reports and scores for free, and then cancel before the trial period has ended. If this is your intention, you should be aware that you will have to enter your credit card information in order to take advantage of one of these free trials. Your credit card will not be charged until the end of the trial period. If you do decide you cancel, simply call the customer service department of the credit monitoring service that you selected.
However, you should bear in mind that a one time credit report and score will not be effective in protecting you from identity theft, since fraudulent account activity could occur at any time. Our top ranked credit monitoring services are excellent and reasonably priced, and will alert you immediately if there are any changes to your reports. We hope that you would consider continuing this valuable service, but if you do choose to cancel, it will be a quick and easy process.
Search our blog archives and frequently asked questions for more information about Credit Report Monitoring Services
Recently answered questions about Credit Report Monitoring Services:
Will a reduced credit card limit hurt my credit score?
The following post in our Reader Question series is an actual user submitted question. To maintain the integrity of the original question, we do not edit or change reader questions in any way.
Q: My bank is lowering my credit card limit, even though I always pay on time. Will this hurt my credit score?
A: Unfortunately, [...]
Why do I have different credit scores from TrueCredit and Experian?
The following post in our Reader Question series is an actual user submitted question. To maintain the integrity of the original question, we do not edit or change reader questions in any way.
Q: I have a 3 score report from True Credit and one from Experian. They have totally different scores. Why would this be? [...]
Reader Questions: Is there a free on line credit report service that has no ...
The following post in our Reader Question series is an actual user submitted question. To maintain the integrity of the original question, we do not edit or change reader questions in any way.
Q: Is there a free on line credit report service that has no trial or any other hidden fees?
A: Thanks to [...]
If LifeLock requests reports on my behalf, do I still get my 3 free reports p...
The following post in our Reader Question series is an actual user submitted question. To maintain the integrity of the original question, we do not edit or change reader questions in any way.
Q: Each person is entitled to a free credit report from each of the 3 bureaus each year. If LifeLock requests the [...]
Do credit reports show the drop off dates for delinquent loans?
The following post in our Reader Question series is an actual user submitted question. To maintain the integrity of the original question, we do not edit or change reader questions in any way.
Q: Do the credit reports from Equifax with Score Power show the approximate drop off dates for delinquent cards or loans?
A: The credit [...]
Why does my credit score fluctuate?
The following post in our Reader Question series is an actual user submitted question. To maintain the integrity of the original question, we do not edit or change reader questions in any way.
Q: Why does my credit score fluctuate by 3-5 points from one month to the next when I have paid accounts on time, [...]
Do the Virgin Islands use seperate credit reporting practices and bureaus?
The following post in our Reader Question series is an actual user submitted question. To maintain the integrity of the original question, we do not edit or change reader questions in any way.
Q: Do the Virgin Islands use seperate credit reporting practices and bureaus?
A: No. The U.S. Virgin Islands use the same [...]
I am trying to select the best credit report monitoring service for my needs ...
The following post in our Reader Question series is an actual user submitted question. To maintain the integrity of the original question, we do not edit or change reader questions in any way.
Q: I am trying to select the best credit report monitoring service for my needs and have questions. Can I call [...]
I just applied for a loan and was told my FICO score is 856. How is that pos...
The following post in our Reader Question series is an actual user submitted question. To maintain the integrity of the original question, we do not edit or change reader questions in any way.
Q: In looking at information about FICO scores, the range seems to be from 300-850. However, I just applied for a [...]
Can I print my credit report?
The following post in our Reader Question series is an actual user submitted question. To maintain the integrity of the original question, we do not edit or change reader questions in any way.
Q: Can the Equifax report be printed? About how many pages will it be? I have an ink jet printer and am worried [...]
