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Credit Report Monitoring FAQ

Frequently Asked Questions about Credit Report Monitoring

    How did NextAdvisor review these credit report monitoring services?

    We thoroughly researched the leading credit report monitoring services by signing up for them and then testing the available features. In addition, we researched each provider reading related news and third-party research reports.

    After our initial tests, we continue to use all the services and update our reviews as situations change. We also monitor the providers' sites for any service changes or specials.

    We only include providers on our site that we believe offer a good value proposition. If there is a provider you know of that is not on our site, you can be fairly certain we did not rate that provider highly enough to include in our comparison. If you think we are missing a quality provider or have any other suggestions or comments, please visit our contact us page.

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Search our site for more information about Credit Report Monitoring:

Top Credit Report Monitoring

Identity Guard
Rating:
Go to Site | Review

Bottom line: All 3 credit scores free; most comprehensive & best overall service; 25% discount & free 30-day trial
PrivacyGuard
Rating:
Go to Site | Review

Bottom line: All 3 credit scores for $1; monthly credit score & report updates plus other benefits; 30-day trial for $1
Trusted ID
Rating:
Go to Site | Review

Bottom line: All 3 credit scores free; great value, especially for families; free 14-day trial
Equifax Complete Advantage
Rating:
Go to Site | Review

Bottom line: All 3 scores plus excellent 3-bureau monitoring and ongoing Equifax score updates; no free trial
ProtectMyID.com
Rating:
Go to Site | Review

Bottom line: Cheapest monthly price to monitor all 3 credit reports, but no scores
LifeLock Credit Score Manager
Rating:
Go to Site | Review

Bottom line: 3-bureau credit monitoring & one-time 3-bureau credit scores; updates TransUnion score monthly
CreditCheck Total
Rating:
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Bottom line: Monthly 3-bureau credit score updates; $1 7-day trial; a bit expensive
Equifax Score Watch
Rating:
Go to Site | Review

Bottom line: Only monitors Equifax report; two Equifax FICO® Score reports annually plus updated score whenever it changes; no free trial
CreditReport.com
Rating:
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Bottom line: 3-bureau monitoring; bi-monthly Experian score updates; free 7-day trial
True Credit 3-Bureau
Rating:
Go to Site | Review

Bottom line: Only monitors TransUnion credit report; unlimited TransUnion scores; free 7-day trial
FreeCreditScore.com
Rating:
Go to Site | Review

Bottom line: Only monitors Experian report; two updates/mo to your Experian Score; free 7-day trial

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Disclosure: NextAdvisor.com is a consumer information site that offers free, independent reviews and ratings of online services. We receive advertising revenue from most of the services we review. Our editors thoroughly research and whenever possible test each service we review and offer their honest opinions about each one. We are independently owned and operated and all opinions expressed on this site are our own.