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FreeCreditScore.com Review: Credit Report Monitoring |
| Sign up for FreeCreditScore.com | |
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| Only monitors Experian report; two updates/mo to your Experian Score; free 7-day trial | |
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A subsidiary of Experian, FreeCreditScore.com is marketed heavily online as well as offline with both television and radio ads (it's the successor to Experian's FreeCreditReport.com). When you sign up for their free 7-day trial, you get a free Experian credit score. After the trial ends, FreeCreditScore.com gives you 2 Experian scores per month. The service monitors only your Experian credit report. We recommend monitoring your credit report at all three bureaus as often lenders only report to a single bureau. Thus, we don't highly recommend this service for most people.
Sign up for FreeCreditScore.com | Compare to Other Credit Report Monitoring |
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| Free Credit Scores: | Free Experian credit score |
| Trial Period & Price: | Free 7-day trial; $14.95/mo |
| Credit Reports Monitored: | Experian credit report |
| ID Theft Insurance/ Guarantee: | $50,000 |
NextAdvisor Credit Report Monitoring Blog Headlines
Why Is My Credit Score Lower Than Last Year?
Q: I received a copy of my credit report last year and the score was 761. I have not applied for credit anywhere, but a year later my score was 448. What made my score drop so low? A: It's definitely possible for a credit score to drop during a 12 month period even though [...]
Does Credit Report Monitoring Affect Your Credit Score?
Q: Once I enroll in Identity Guard, will daily checking affect my scores? A: Daily credit report monitoring will not affect your credit scores. Neither will getting your own credit scores. This is because Identity Guard TOTAL PROTECTION® is acting on your behalf (and not as a third party) to access your 3-bureau credit reports, [...]
How Often Can I See My Updated 3-Bureau Credit Report?
Q: How often can I view my actual updated credit report from all 3 bureaus with Identity Guard? A: When you sign up for the Identity Guard TOTAL PROTECTION® free 30-day trial, you'll receive a joint 3-bureau credit report that you can view and print online. After this initial report, your 3-bureau report will be updated quarterly. [...]
Will an Identity Theft Protection Service Prevent a Lender from Getting Infor...
Q: I am in the process of refinancing my home. I completed and submitted the applications, giving my social security number and other important information. I decided not to go with that Broker and now I am concerned about the information I provided. Will identity theft protection make it difficult for a lender to obtain information? A: [...]


