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Why do I have different credit scores from TrueCredit and Experian?
The following post in our Reader Question series is an actual user submitted question. To maintain the integrity of the original question, we do not edit or change reader questions in any way. Q: I have a 3 score report from True Credit and one from Experian. They have totally different scores. Why would this be? [...]

163,000 Social Security numbers compromised in UNC data breach
In July, a University of North Carolina researcher was unable to access a server containing information pertaining to a federally funded mammography study. That information included records on a total of 236,000 women, and Social Security numbers for about 163,000 of those women. Further investigation revealed that the system had been hacked as long ago [...]

Lower credit limits for California residents?
MSNBC reports that a San Diego resident was told that his credit limit was lowered simply because he lives in California. Paul Smith recieved a letter from issuing bank HSBC informing him that, based on information obtained from Equifax and due to the current economic environment, the credit limit for his General Motors credit card [...]

Seriously, people, check your statements!
As you probably know by now, federal law limits your liability to $50 for unauthorized credit card charges. But that limit only applies if you notify your bank within 60 days. That's why it's absolutely crucial to check your bank and credit card statements regularly. One Colorado retiree learned this lesson the hard way. Don Godding [...]

Consumer Reports advises college students on responsible use of credit
In anticipation of the start of a new school year, Consumer Reports is blogging about personal finance issues for college students. Today's post kicks off the series by addressing credit card debt. Some points worth noting: 84% of undergraduate students have at least one credit card, and more than half have four or more. Only 17% pay off [...]

U.S. government gives away Social Security numbers
In March, Holly Ramer received a letter from a debt collector demanding that she pay $7,306 in two days. But she didn't owe that money. Instead, the debt belonged to a Micronesian man who defaulted on a disaster loan from the U.S. Small Business Administration. Because that Micronesian man had the same Social Security [...]

International hacker gets busted
The US Department of Justice has indicted Albert Gonzalez for his part in a massive ID theft hacking operation. Maybe you know him by his other names: segvec, j4guar17, or soupnazi, but you probably don't. However, chances are that you've used at least one of the corporations that Gonzalez hacked, America's favorite purveyor of Slurpees [...]

Phishing scams in plain English
This video breaks down phishing scams as simply as possible, to ensure that everyone understands the risk and how to protect themselves. As suggested in this video, you may want to consider anti-phishing software. You can learn which Internet security software includes spam and phishing protection by checking out our reviews and comparison chart. The video [...]

Are the monthly fees per person or per family?
The following post in our Reader Question series is an actual user submitted question. To maintain the integrity of the original question, we do not edit or change reader questions in any way. Q: Are the monthly fees you cite per person or per family? The reason I ask is that I was recently told by [...]

Your cash is no good here
A popular Manhattan restaurant has issued a press release announcing its new "credit cards only" policy: Carrying around cash is a thing of the past. Leave it to Commerce, Harold Moore's West Village hot spot, to modernize and go "paper-free," now only accepting credit cards as a convenience to its patrons. With robberies on the rise in the [...]