Credit Report Monitoring Reviews & Prices

There are a lot of ways to get your credit scores and credit reports and a lot of credit report monitoring services out there. The reality is that most of them are the same services repackaged by different companies. NextAdvisor.com's editors have researched and tried all of them. We've created the below comparison and reviews for only the services that we have found offer the best features and information at the best price. We selected these credit report monitoring services because each of them offers something valuable at a better price than you can find elsewhere. All of our recommended services provide email alerts within 24 hours of a change to your credit report and are run by large, reputable companies. Looking for free scores? Just sign up for one of the services with a free trial and cancel before the trial period ends. Have more questions about credit reports, credit scores or credit report monitoring? Visit our FAQ.

Credit Report Monitoring Reviews & Prices

Updated 12-11-2014

Service Name: Bottom Line: Credit Scores: Credit Reports: Trial Period
& Price:
Credit Monitoring: Rating:
Identity Guard®Most comprehensive & best overall service we have reviewed; All 3 credit scores free; 25% discount & free 30-day trialFree scores based on data from Equifax, Experian & TransUnionCredit report updates from all 3 bureausFree 30-day trial; $14.99/mo (after our 25% discount)All 3 bureaus
FreeScoresAndMoreAll 3 credit scores free; monthly credit updates plus other benefits; 25% discount & free 30-day trialFree scores from Equifax, Experian & TransUnionReports from all 3 bureausFree 30-day trial; $14.99/mo (after our 25% discount)All 3 bureaus
PrivacyGuardAll 3 credit scores and 3-bureau credit report for $1; monthly credit score and report updates and excellent identity theft protection; $1 30-day trialScores from all 3 bureausReports from all 3 bureaus$1 30-day trial; $14.99/moAll 3 bureaus
TrustedIDAll 3 credit scores free; monthly Equifax credit report and score updates; great value especially for families; free 14-day trialFree scores from Equifax, Experian & TransUnionReports from all 3 bureausFree 14-day trial; $10.42/mo for individuals; $20/mo for families (w/ annual prepay)All 3 bureaus
Service Name: Bottom Line: Credit Scores: Credit Reports: Trial Period
& Price:
Credit Monitoring: Rating:
LifeLock Ultimate Plus®All 3 credit scores free, excellent ID protection; free* 30-day trial & 10% discountFree scores from Equifax, Experian & TransUnionReports from all 3 bureausFree* 30-day trial; $24.75/mo** (w/annual prepay after our 10% discount)All 3 bureaus
CreditReport.com3-bureau monitoring; score updates every 30 days; 7-day trial for $1 with enrollment in CreditReport.com. Plus, get a $5 Amazon.com gift card when you sign up. Free scores from Equifax, Experian & TransUnionReports from all 3 bureaus7-day trial for $1 with enrollment in CreditReport.com; $29.95/monthAll 3 bureaus
ProtectMyIDMonitors Experian credit report, but doesn't include scores; $1 7-day trial with enrollment in ProtectMyIDNoExperian report$1 7-day trial with enrollment in ProtectMyID; $19.95Experian
TransUnion Credit Monitoring3-bureau monitoring, unlimited TransUnion scores; $1 7-day trialFree TransUnion scoreTransUnion report$1 7-day trial; $17.95/moAll 3 bureaus
Service Name: Bottom Line: Credit Scores: Credit Reports: Trial Period
& Price:
Credit Monitoring: Rating:
FreeCreditScore.comOnly monitors Experian report; two updates/mo to your Experian Score; free 7-day trial with enrollment in FreeCreditScore.comFree Experian scoreExperian reportFree 7-day trial with enrollment in FreeCreditScore.com; $17.99/moExperian


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