There are a lot of ways to get your credit scores and credit reports and a lot of credit report monitoring services out there. The reality is that most of them are the same services repackaged by different companies. NextAdvisor.com's editors have researched and tried all of them. We've created the below comparison and reviews for only the services that we have found offer the best features and information at the best price. We selected these credit report monitoring services because each of them offers something valuable at a better price than you can find elsewhere. All of our recommended services provide email alerts within 24 hours of a change to your credit report and are run by large, reputable companies. Looking for free scores? Just sign up for one of the services with a free trial and cancel before the trial period ends. Have more questions about credit reports, credit scores or credit report monitoring? Visit our FAQ.
Advertiser Disclosure: NextAdvisor.com is a consumer information site that offers free, independent reviews and ratings of online services. We receive advertising revenue from most but not all of the companies whose products and services we review. For credit cards, we review cards from all of the top 10 US issuers by purchase volume (according to Issue 1035 of The Nilson Report, Feb 2014) excluding issuers that require additional accounts to be a cardholder and private label issuers. We may also review cards from other issuers in select cases. We do not review all products in a given category. We are independently owned and operated and all opinions expressed on this site are our own.