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Credit Cards FAQ

Frequently Asked Questions about Credit Cards

    Will I be approved for a credit card?

    If you have been responsible with your use of credit in the past, you should be able to get approved for a credit card. If you have bad credit or no credit, it will be more difficult to qualify for a credit card. You may still be able to get a credit card, but you will probably have to pay higher fees and a higher APR, and your credit limit will be lower. As you work to pay off debt, pay your bills on time, and establish good credit, you will become a more appealing candidate for better credit card offers.

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Search our site for more information about Credit Cards:

Chase Freedom® Visa - $100 Bonus Cash Back + 0% Intro APR
Rating:
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Bottom line: Excellent combination of cash back rewards and 0% intro APR; $100 bonus opportunity
Citi® Diamond Preferred® Card
Rating:
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Bottom line: Citi's 18-month 0% intro purchase and balance transfer APR period is the longest of any card; post-intro APR is also low
Chase Freedom® Visa - $200 Bonus Cash Back
Rating:
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Bottom line: Our top choice for cash back rewards with $200 bonus opportunity and 1-5% back on purchases
Southwest Airlines Rapid Rewards® Plus Card from Chase
Rating:
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Bottom line: Top travel rewards program contender with a value of $0.017 per point for flights, free flight with first purchase, excellent choice for frequent Southwest fliers
Escape by Discover® Card
Rating:
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Bottom line: Strong travel rewards card; 0% intro APR on balance transfers and purchases; earn up to 25,000 bonus miles in 25 months
Citi Simplicity® Card
Rating:
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Bottom line: Citi's 18-month 0% intro purchase and balance transfer APR period is the longest of any card, no late fees
Blue Cash Everyday<sup><small>SM</small></sup> from American Express
Rating:
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Bottom line: Up to 3% cash back on everyday spending; $100 cash back bonus; unlimited cash back; 0% intro APR
Citi® Platinum Select® Visa®
Rating:
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Bottom line: Citi's 18-month 0% intro purchase and balance transfer APR period is the longest of any card; post-intro APR is also low
Discover® More Card - No Balance Transfer Fee
Rating:
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Bottom line: Best card for balance transfers; No balance transfer fee, 12-month 0% intro APR on purchases & balance transfers, up to 5% cash back.

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