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Credit Cards FAQ

Frequently Asked Questions about Credit Cards

    What other rewards are available?

    In addition to credit cards that reward purchases with airline miles, there are many cards that offer cash back or a variety of other awards. With a cash back rewards card, you receive a percentage of your charges back in either a check or money taken off your next month's bill. Another type of rewards card lets you earn "points" which can be redeemed for various items. Some rewards cards offer discounts at certain hotels, restaurants, stores, or gas stations. These types of rewards cards also tend to charge annual fees and higher interest rates.

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Top Credit Cards

Capital One® Venture<sup><small>SM</small></sup> Rewards Credit Card
Rating:
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Bottom line: Travel rewards card winner with a value of $2 for every $100 spent, no blackout dates or restrictions
Citi Simplicity® Card
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Bottom line: Citi's 18-month 0% intro purchase and balance transfer APR period is the longest of any card, no late fees
Capital One® Cash Rewards - $100 Cash Back Bonus
Rating:
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Bottom line: Effective 1.5% cash back on all purchases; 0% intro APR on purchases and balance transfers; $100 bonus opportunity
Chase Freedom® Visa - $100 Bonus Cash Back + 0% Intro APR
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Bottom line: Excellent combination of cash back rewards and 0% intro APR; $100 bonus opportunity
Citi® Diamond Preferred® Card
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Bottom line: Citi's 18-month 0% intro purchase and balance transfer APR period is the longest of any card; post-intro APR is also low
United MileagePlus® Explorer Card
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Bottom line: Good choice for United flyers who want to earn free flights with great perks; flight redemption value of $1.94
Southwest Airlines Rapid Rewards® Plus Card from Chase
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Bottom line: Excellent choice for frequent Southwest fliers; strong travel rewards analysis contender; free flight with first purchase
Escape by Discover® Card
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Bottom line: Top travel rewards contender; 0% intro APR on balance transfers and purchases; earn up to 25,000 bonus miles in 25 months
Blue Cash Everyday<sup><small>SM</small></sup> Card from American Express
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Bottom line: Up to 3% cash back on everyday spending; $100 cash back bonus; unlimited cash back; 0% intro APR
Citi® Platinum Select® Visa®
Rating:
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Bottom line: Citi's 18-month 0% intro purchase and balance transfer APR period is the longest of any card; post-intro APR is also low
Discover® More Card
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Bottom line: 15-month 0% intro APR on purchases & balance transfers, up to 5% cash back.

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