Wells Fargo Platinum Visa® Credit Card Review Credit Card 4 2016-08-18 10:05:17

Wells Fargo Platinum Visa® Credit Card Review

Apply for a Wells Fargo Platinum Visa® Credit Card
Rating:
Bottom Line:
0% intro APR for 15 months on purchases and balance transfers

Full Review:
The Wells Fargo Platinum Visa® Credit Card is a good choice for anyone who wants to enjoy a no-annual-fee card with a 15-month 0% intro APR on balance transfers and purchases. This interest-free period can give you time to pay down your balance. In fact, you can almost think of it as an interest-free loan for 15 months. If you're transferring your balance(s) over from other high-APR cards, note that there is an introductory balance transfer fee of 3% for 15 months, after that period it's 5%. Although this might seem like a lot, it is pretty standard and even though there is a charge you could still save a substantial amount of money on interest fees in the long run. If you're not sure, take a look at our free Balance Transfer Calculator too see if this card will work for your individual needs.

Wells Fargo Platinum Visa® Credit Card also provides cellular telephone protection if you pay for your monthly cellular (aka, mobile) telephone bill with your card. In the event of theft or damage you will be reimbursed up to $600 per claim and there is a maximum of 2 claims per year. You are responsible for a $25 deductible, but if you have been known to break or lose a mobile phone or two this is a terrific benefit.

Overall Wells Fargo Platinum Visa® Credit Card is best for those looking to transfer their existing balances to a 15-month 0% intro APR card with no annual fee. It's also a good choice for anyone looking to protect their investment in their mobile phone.

Highlights
  • 0% Intro APR for 15 months on purchases and balance transfers, then a 15.90%-25.74% variable APR; balance transfer fees apply
  • Get up to $600 protection on your cell phone (subject to $25 deductible) against covered damage or theft when you pay your monthly cellular telephone bill with your Wells Fargo Platinum Visa® Credit Card
  • Free access to your FICO® Credit Score with Wells Fargo Online®
  • Zero Liability protection for promptly reported unauthorized transactions
  • Convenient tools to help create a budget and manage your spending with My Money Map
  • $0 Annual Fee
  • Select "Apply Now" to learn more about the product features, terms, and conditions

Fees and APR
  • Annual Fee: $0
  • Foreign Transfer Fee: 3% of each transaction converted to U.S. dollars.
  • Purchase APR: 0% intro APR for 15 months, then 15.90%-25.74% (variable), depending on credit history.
  • Balance Transfer APR: 0% intro APR for 15 months, then 15.90%-25.74% (Variable), depending on credit history.
  • Introductory Balance Transfer Fee: 3% for 15 months, then 5%.


This content is not provided or commissioned by the company whose products are featured on this site ("Advertiser"). Any opinions, analyses, reviews or evaluations provided here are those of the author's alone, and have not been reviewed, approved or otherwise endorsed by the Advertiser. This site may be compensated through the Advertiser's affiliate programs.

Apply for a Wells Fargo Platinum Visa® Credit Card

If you have a question or concern we haven't answered on our site, please let us know. Your question will be added to the NextAdvisor Forums so that we and other experts in our community can answer it. Due to volume, we aren't able to respond to every question, but we answer as many as we can.



Card Details

Features:0% intro APR on balance transfers and purchases
Purchase APR:0% intro APR for 15 months, then 15.90%-25.74% (variable)
Balance Transfer APR:0% intro APR for 15 months, then 15.90%-25.74% (Variable)
Annual Fee:$0
Credit Needed:Excellent / Good

NextAdvisor Credit Cards Blog Headlines


About Us Blog Contact Us Forums Terms & Privacy Policy Affiliate Program Site Map
Copyright© 2006 - 2017 NextAdvisor.com - All rights reserved.

Advertiser Disclosure: NextAdvisor.com is a consumer information site that offers free, independent reviews and ratings of online services. We receive advertising revenue from most but not all of the companies whose products and services we review. For credit cards, we review cards from all of the top 10 US issuers by purchase volume (according to Issue 1035 of The Nilson Report, Feb 2014) excluding issuers that require additional accounts to be a cardholder and private label issuers. We may also review cards from other issuers in select cases. We do not review all products in a given category. We are independently owned and operated and all opinions expressed on this site are our own.