Visa® Black Card

Visa® Black Card Review: Credit Cards

 
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Rating:
Bottom Line:
Great for those who like elite status and special benefits, but pricey
Full Review:
If you enjoy the status and perks of belonging to an elite club, the Visa Black Card is right up your alley. Membership is limited, and members get very special cards created from carbon to ensure instant recognition. 24 hour concierge service, access to airport VIP lounges and luxury gift sweeten the pot, although the $495 annual fee is a little pricey.

Rewards
  • Points have no limit or expiration date.
  • Earn 1 point per $1 spent on all purchases.
  • 24-hour concierge service at your disposal.
  • Access to over 600 VIP airport lounges worldwide in over 100 countries.
  • Patent Pending Carbon Card.

Redeem Rewards
  • Redeem points for 1% cash back, or for airfare on any airline with no blackouts or restrictions
  • Redemption begins at only 25,000 points for a ticket worth up to $500.

Fees and APR
  • Annual fee of $475.
  • Purchase APR: 14.99% (Variable).
  • Balance Transfer APR: 0% APR for 15 months, then Purchase APR. Balance transfer fee is either $10 or 4% of the amount of each transfer, whichever is greater.


  • Apply for Visa® Black Card

 
Card Details:

Purchase APR:14.99% (Variable)
Features:1 point per $1 spent on all purchases
Annual Fee :$475/year
Credit Needed:Excellent

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