U.S. Bank Business EdgeTM Cash Rewards World EliteTM Mastercard® Review Credit Card 5 2016-06-19 16:42:05

U.S. Bank Business EdgeTM Cash Rewards World EliteTM Mastercard® Review

Apply for a U.S. Bank Business EdgeTM Cash Rewards World EliteTM Mastercard®
Rating:
Bottom Line:
Combines cash rewards with a 9-month 0% APR on purchases, plus an extra 25% cash back bonus each year

Full Review:
U.S. Bank Business EdgeTM Cash Rewards World EliteTM Mastercard® marries two great features — cash back rewards and a 9-month 0% APR on purchases. Cardholders will earn 3% cash back on gas, cellular and office supply stores and 1% cash back on all other purchases. Plus, you'll earn a $150 bonus after spending $500 in the first 3 months and a 25% annual bonus based on the previous year's cash rewards (up to $250). That means every year on your account anniversary date you'll get even more cash back! There's also no annual fee.

Highlights
  • Earn a new cardmember bonus of $150 after you spend $500 in net purchases on your card within the first 90 days of account opening.
  • 3% cash back on all cellular, gas and office supply store net purchases.
  • 1% cash back on all other net purchases.
  • No cap on total rewards and they never expire!
  • Plus, a 25% Annual Cash Rewards bonus, up to $250.
  • No annual fee.*
  • Net purchases are purchases minus credits and returns.
  • *Additional details can be found on the U.S. Bank landing page.

Rewards
  • Earn a new cardmember bonus of $150 after you spend $500 in net purchases on your card within the first 90 days of account opening.
  • No cap on rewards and they never expire!
  • 3% cash back on all cellular, gas and office supply store net purchases.
  • Earn 1% cash back on all other net purchases.
  • Plus, a 25% Annual Cash Rewards bonus, up to $250.

Redeem Rewards
  • Redeem as a deposit into your U.S. Bank deposit account (checking, savings or money market), a U.S. Bank Rewards Card or a statement credit.
  • Minimum redemption is 25 reward dollars.

Fees and APR
  • No annual fee.
  • Intro APR: 0% Intro APR on purchases for 9 billing cycles, then the Purchase APR.
  • Purchase APR: 12.24%-18.24% based upon your creditworthiness.*
  • Balance Transfer Fee: Either 3% of the amount of each transfer or $5 minimum, whichever is greater.


Apply for a U.S. Bank Business EdgeTM Cash Rewards World EliteTM Mastercard®

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Card Details

Purchase APR:12.24%-18.24% Variable; (0% for 9 months)
Features:3% cash back on cellular, gas and office supply stores; 1% cash back on all other net purchases
Annual Fee:$0*
Credit Needed:Excellent

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