U.S. Bank Business Edge<sup>TM</sup> Cash Rewards

U.S. Bank Business EdgeTM Cash Rewards Review: Credit Cards

Credit Card
 
Apply for a U.S. Bank Business EdgeTM Cash Rewards card
Rating:
Bottom Line:
Combines cash rewards with a 15-month 0% APR on purchases & balance transfers, plus an extra 25% cash back bonus each year
Full Review:
5 2014-08-05 10:47:07 U.S. Bank Business EdgeTM Cash Rewards marries two great features — cash back rewards and a 15-month 0% APR on purchases and balance transfers. Cardholders will earn 3% cash back on gas, cellular and office supply stores and 1% cash back on all other purchases. Plus, users get a 25% annual bonus based on the previous year's cash rewards (up to $250). That means every year on your account anniversary date you'll get even more cash back!

Highlights
  • 3% cash back on all cellular, gas and office supply store net purchases.
  • 1% cash back on all other net purchases.
  • No cap on rewards and they never expire!
  • Plus, a 25% Annual Cash Rewards bonus, up to $250.
  • No annual fee.

Rewards
  • No cap on rewards and they never expire!
  • 3% cash back on all cellular, gas and office supply store net purchases.
  • Earn 1% cash back on all other net purchases.
  • Plus, a 25% Annual Cash Rewards bonus, up to $250.

Redeem Rewards
  • Redeem as a deposit into your U.S. Bank deposit account (checking, savings or money market), a U.S. Bank Rewards Card or a statement credit.
  • Minimum redemption is 25 reward dollars.

Fees and APR
  • No annual fee.
  • Intro APR: 0% Intro APR on Balance Transfers and Purchases for 15 months, then the Purchase APR.
  • Purchase APR: 11.99%-17.99% based upon your creditworthiness.*
  • Balance Transfer Fee: Either 3% of the amount of each transfer or $5 minimum, whichever is greater, for balances transferred within 30 days of account opening. After that, either 4% of the amount of each transfer or $5 minimum, whichever is greater.


Apply for a U.S. Bank Business EdgeTM Cash Rewards card


 
Card Details:

Purchase APR:11.99%-17.99% Variable; (0% for 15 months)
Features:3% cash back on cellular, gas and office supply stores; 1% cash back on all other net purchases
Annual Fee :$0
Credit Needed:Excellent

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Advertiser Disclosure: NextAdvisor.com is a consumer information site that offers free, independent reviews and ratings of online services. We receive advertising revenue from most but not all of the companies whose products and services we review. For credit cards, we review cards from all of the top 10 US issuers by purchase volume (according to Issue 1035 of The Nilson Report, Feb 2014) excluding issuers that require additional accounts to be a cardholder and private label issuers. We may also review cards from other issuers in select cases. We do not review all products in a given category. We are independently owned and operated and all opinions expressed on this site are our own.