U.S. Bank Business Cash Rewards Visa® Card

U.S. Bank Business Cash Rewards Visa® Card Review: Credit Cards

Credit Card
 
Apply for a U.S. Bank Business Cash Rewards Visa® Card
Rating:
Bottom Line:
Combines cash rewards with a 15-month 0% APR on purchases & balance transfers, plus an extra 25% cash back bonus each year
Full Review:
5 2013-08-07 15:11:21 U.S. Bank Business Cash Rewards Visa® Card marries two great features — cash back rewards and a 15-month 0% APR on purchases and balance transfers. Cardholders will earn 3% cash back on gas, cellular and office supply stores and 1% cash back on all other purchases. Plus, users get a 25% annual bonus based on the previous year's cash rewards. That means every year on your account anniversary date you'll get even more cash back!

Highlights
  • Special 0% introductory APR* on purchases and balance transfers for the first 15 billing cycles and after that, a variable APR, currently 11.99% - 17.99%,* based on your creditworthiness.
  • 3% cash back on cellular, gas and office supply stores.
  • 1% cash back on all other net purchases.
  • No cap on rewards and they never expire!
  • Plus, you'll receive an annual bonus equal to 25% of your prior year's cash rewards on your account anniversary date.
  • No annual fee.*
  • *Additional details can be found on the U.S Bank landing page.

Rewards
  • No cap on rewards and they never expire!
  • Earn 3% cash back on cellular, gas and office supply stores.
  • Earn 1% cash back on all other net purchases.
  • Get an annual bonus equal to 25% of your prior year's cash rewards on your account anniversary date.

Redeem Rewards
  • Redeem as a deposit into your U.S. Bank deposit account (checking, savings or money market), a U.S. Bank Rewards Card or a statement credit.
  • Minimum redemption is 25 reward dollars.

Fees and APR
  • No annual fee.
  • Intro APR: 0% Intro APR on Balance Transfers and Purchases for 15 months, then the Purchase APR.
  • Purchase APR: 11.99%-17.99% based upon your creditworthiness.*
  • Balance Transfer Fee: Either 3% of the amount of each transfer or $5 minimum, whichever is greater, for balances transferred within 30 days of account opening. After that, either 4% of the amount of each transfer or $5 minimum, whichever is greater.


Apply for a U.S. Bank Business Cash Rewards Visa® Card


 
Card Details:

Purchase APR:11.99%-17.99% Variable; (0% for 15 months)
Features:3% cash back on cellular, gas and office supply stores; 1% cash back on all other net purchases
Annual Fee :$0
Credit Needed:Excellent

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Advertiser Disclosure: NextAdvisor.com is a consumer information site that offers free, independent reviews and ratings of online services. We receive advertising revenue from most but not all of the companies whose products and services we review. For credit cards, we review cards from all of the top 10 US issuers by purchase volume (according to Issue 1035 of The Nilson Report, Feb 2014) excluding issuers that require additional accounts to be a cardholder or private label issuers. We may also review cards from other issuers in select cases. We are independently owned and operated and all opinions expressed on this site are our own.