U.S. Bank Business EdgeTM Cash Rewards World EliteTM Mastercard® U.S. Bank Business Edge<sup>TM</sup> Cash Rewards World Elite<sup>TM</sup> Mastercard®
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U.S. Bank Business EdgeTM Cash Rewards World EliteTM Mastercard® Review

U.S. Bank Business EdgeTM Cash Rewards World EliteTM Mastercard
Rating:
Bottom Line:
Combines cash rewards with a 9-month 0% APR on purchases, plus an extra 25% cash back bonus each year

Full Review:
U.S. Bank Business EdgeTM Cash Rewards World EliteTM Mastercard® marries two great features — cash back rewards and a 9-month 0% APR on purchases.

Cardholders will earn an unlimited 3% cash back on gas, cellular and office supply stores and 1% cash back on all other purchases. Plus, you'll earn a $150 bonus after spending $500 in the first 3 months and a 25% annual bonus based on the previous year's cash rewards (up to $250). That means every year on your account anniversary date you'll get even more cash back! Your rewards never expire and you can redeem them for a statement credit, to a U.S. Bank Rewards Card, or by making a deposit into your U.S. Bank deposit account (note that there is a $25 min redemption amount).

You can also take advantage of a 0% intro APR on purchases for 9 months. This is a great way to save a little money on interest fees and still make those business purchases you need (or want!).

Additional perks include free employee cards (great for earning additional cash back), online reporting, and zero fraud liability. Plus, the card has no annual fee.

If you're in the market for a business card with no annual fee that offers cash back rewards and has a 0% intro APR on purchases, U.S. Bank Business EdgeTM Cash Rewards World EliteTM Mastercard® will fit the bill nicely.



Highlights
  • Earn a new cardmember bonus of $150 after you spend $500 in net purchases on your card within the first 90 days of account opening.
  • 3% cash back on all cellular, gas and office supply store net purchases.
  • 1% cash back on all other net purchases.
  • No cap on total rewards and they never expire!
  • Plus, a 25% Annual Cash Rewards bonus, up to $250.
  • No annual fee.*
  • Net purchases are purchases minus credits and returns.
  • *Additional details can be found on the U.S. Bank landing page.

Rewards
  • Earn a new cardmember bonus of $150 after you spend $500 in net purchases on your card within the first 90 days of account opening.
  • No cap on rewards and they never expire!
  • 3% cash back on all cellular, gas and office supply store net purchases.
  • Earn 1% cash back on all other net purchases.
  • Plus, a 25% Annual Cash Rewards bonus, up to $250.

Redeem Rewards
  • Redeem as a deposit into your U.S. Bank deposit account (checking, savings or money market), a U.S. Bank Rewards Card or a statement credit.
  • Minimum redemption is 25 reward dollars.




Fees and APR
  • No annual fee.
  • Intro APR: 0% Intro APR on purchases for 9 billing cycles, then the Purchase APR.
  • Purchase APR: 12.74% - 23.74%* (Variable) based upon your creditworthiness.*
  • Balance Transfer APR: 12.74% - 23.74%* (Variable) based on your creditworthiness
  • Either 3% of the amount of each transfer or $5 minimum, whichever is greater.


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Card Details

Features:3% cash back on cellular, gas and office supply stores; 1% cash back on all other net purchases
Purchase APR:0% for 9 months, then 12.74% - 23.74%* (Variable)
Balance Transfer APR:12.74% - 23.74%* (Variable)
Annual Fee:$0*
Credit Needed:Excellent

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