Travel Rewards
Program Analysis

Pick the right card for you using our travel rewards program analysis

Best Travel Credit Cards

If you're someone who travels often, a travel rewards card makes sense, as it will give you the biggest bang for your hard-earned buck. That's because these cards earn miles or points that can be redeemed for flights, hotel stays and more. In addition to high earning rates of 2% or more on everything you spend, many cards are offering some incredible intro bonuses right now worth $400 or more. Since figuring out how much your travel credit card's points or miles are worth can be difficult, we performed an in-depth Travel Rewards Program Analysis so you don't have to. Also, check out our list of the best travel credit cards that we've reviewed below.

Updated 07-20-2017

Best Travel Credit Cards Comparison Chart

Name & CardPurchase APRTravel RewardsAnnual FeeCredit Needed:
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Our Rating & Bottom Line
Our editors thoroughly research all the credit card offers we review, comparing interest rates, features, rewards programs, annual fees, late fees and other features. After weighing the information the editors give an overall star rating for each card. After our initial evaluation, we continue to monitor the credit cards and update our reviews as situations change. The ratings are the expert opinion of our editors, and not influenced by any remuneration this site may receive from card issuers. Not all products from all issuers have been evaluated.
Barclaycard Arrival Plus™ World Elite MasterCard®
16.99%, 20.99% or 23.99% VariableEarn 2 miles per dollar spent on all purchases; 50,000 bonus miles when you spend $3,000 in first 90 days$89 - waived first yearExcellent
Our Rating:
Travel Card Analysis winner with a value of $2.10 per $100 spent; easy rewards redemption; 50K intro bonus miles (equivalent to $500); no blackout dates or restrictions
Capital One® Venture® Rewards Credit Card
13.99% - 23.99% (Variable)Unlimited 2x miles on all purchases, one-time 40,000 bonus miles once you spend $3,000 on purchases within 3 months from account opening$0 intro for first year; $59 after thatExcellent, Good
Our Rating:
Great travel card with flexible reward usage, 40,000 intro bonus miles (equivalent to $400 in travel), no blackout dates or restrictions
Chase Sapphire Preferred® Card
16.99% - 23.99% variable50,000 bonus points after spending $4,000 in first 3 months, 2 points per $1 spent on travel and dining, 1 point per $1 spent on everything else$0 for First Year, then $95Excellent
Our Rating:
Flexible travel card with unlimited 2x points on travel and dining; 50K bonus points opportunity; 1:1 point transfer to other reward programs
Starwood Preferred Guest® Credit Card from American Express
16.24%-20.24% Variable
Additional Rates & Fees
Additional Rates & Fees
  • Balance Transfer APR: 16.24%-20.24% Variable, based on creditworthiness.
  • Balance Transfer Fee: Either $5 or 3% of the amount of each transfer, whichever is greater.
  • Foreign Transaction Fee: N/A
  • Late Payment Fee: Up to $38
  • Cash Advance Fee: Either $5 or 3% of the amount of each cash advance, whichever is greater.
  • APR for Cash Advances: 26.24%
  • Penalty APR: 29.99%
  • Returned Payment Fee: Up to $38.
2 Starpoints® per $1 of eligible purchases charged directly with hotels & resorts participating in SPG® program, 1 Starpoint® per $1 spent on eligible purchases. Terms apply.$0 introductory annual fee for the first year, then $95.Excellent, Good
Our Rating:
Smart pick for those who enjoy Starwood hotels; 25K bonus point opportunity. Terms apply
Name & CardPurchase APRTravel RewardsAnnual FeeCredit Needed:
Don't know your credit rating? Find out what your credit score means or get a free credit score and explanation with our top-reviewed credit monitoring services.
Our Rating & Bottom Line
Our editors thoroughly research all the credit card offers we review, comparing interest rates, features, rewards programs, annual fees, late fees and other features. After weighing the information the editors give an overall star rating for each card. After our initial evaluation, we continue to monitor the credit cards and update our reviews as situations change. The ratings are the expert opinion of our editors, and not influenced by any remuneration this site may receive from card issuers. Not all products from all issuers have been evaluated.
BankAmericard Travel Rewards® Credit Card
0% Introductory APR on purchases for 12 billing cycles, then 15.99% - 23.99% Variable APR on purchasesEarn 1.5 points per $1 spent on all purchases; 20,000 bonus points after spending at least $1,000 in purchases in first 90 days$0.00Excellent/Good
Our Rating:
Strong value of 1.5 points for every $1 in purchases plus an Introductory APR offer; 20,000 bonus points offer; no foreign transaction fees
Discover it® Miles
0% for first 14 months,
then 11.99% – 23.99% Variable
Your miles are matched at end of first year, 1.5 miles per $1 spent on all purchases$0Excellent, Good, Average
Our Rating:
Great overall travel rewards card; Your miles are matched at end of first year
Hyatt Credit Card from Chase
16.99% – 23.99% variable 40,000 bonus points after spending $2,000 in first 3 mos; 3 points for every $1 spent at Hyatt locations; 2 points per $1 spent at restaurants, on airline tickets and at at car rental agencies; 1 point per $1 spent on all other purchases$75Good
Our Rating:
Travel Analysis second place for hotel value; 40,000 point bonus opportunity
Capital One® VentureOne® Rewards Credit Card
0% intro on purchases for 12 months, then 12.99% - 22.99% (Variable)1.25 miles per $1 spent on all purchases; earn 20,000 miles (equal to $200 in travel) once you spend $1,000 on purchases within 3 months from account opening$0Excellent, Good
Our Rating:
Unlimited travel rewards combined with 0% introductory APR and no annual fee makes this a solid choice; 20,000 point bonus opportunity
Name & CardPurchase APRTravel RewardsAnnual FeeCredit Needed:
Don't know your credit rating? Find out what your credit score means or get a free credit score and explanation with our top-reviewed credit monitoring services.
Our Rating & Bottom Line
Our editors thoroughly research all the credit card offers we review, comparing interest rates, features, rewards programs, annual fees, late fees and other features. After weighing the information the editors give an overall star rating for each card. After our initial evaluation, we continue to monitor the credit cards and update our reviews as situations change. The ratings are the expert opinion of our editors, and not influenced by any remuneration this site may receive from card issuers. Not all products from all issuers have been evaluated.
Southwest Rapid Rewards® Premier Credit Card
16.99% - 23.99% variable40,000 points after spending $1K in first 3 months, 2 points per $1 spent on all Southwest Airlines and participating hotel & car rental partners; 1 point per $1 on all other purchase$99Excellent
Our Rating:
A great option for those who like to travel on Southwest Airlines and earn unlimited points, 40,000 points after spending $1K in first 3 months
Hilton Honors™ Surpass® Card from American Express
16.24%-20.24% Variable
Additional Rates & Fees
Additional Rates & Fees
  • Balance Transfer APR: 16.24%-20.24% Variable, based on creditworthiness.
  • Balance Transfer Fee: Either $5 or 3% of the amount of each transfer, whichever is greater.
  • Foreign Transaction Fee: 2.7% of each transaction after conversion to US dollars.
  • Late Payment Fee: Up to $38
  • Cash Advance Fee: Either $5 or 3% of the amount of each cash advance, whichever is greater.
  • APR for Cash Advances: 26.24%
  • Penalty APR: 29.99%
  • Returned Payment Fee: Up to $38.
75,000 bonus miles after spending $3,000 in first 3 mos; earn 12 points per $1 spent at participating hotels, 6 points per $1 spent at U.S. supermarkets, restaurants and gas stations, 3 points per $1 spent on all other purchases. Terms apply. $75Excellent, Good
Our Rating:
Great card for travelers who stay at Hilton hotels, 75K bonus point opportunity, includes bonus points for non-travel purchases. Terms apply.
Hilton Honors™ Card from American Express
16.24%-20.24% Variable
Additional Rates & Fees
Additional Rates & Fees
  • Balance Transfer APR: 16.24%-20.24% Variable, based on creditworthiness.
  • Balance Transfer Fee: Either $5 or 3% of the amount of each transfer, whichever is greater.
  • Foreign Transaction Fee: 2.7% of each transaction after conversion to US dollars.
  • Late Payment Fee: Up to $38
  • Cash Advance Fee: Either $5 or 3% of the amount of each cash advance, whichever is greater.
  • APR for Cash Advances: 26.24%
  • Penalty APR: 29.99%
  • Returned Payment Fee: Up to $38.
50,000 bonus miles after spending 1k in first 3 mos; earn 7 points per $1 spent at participating hotels, 5 points per $1 spent at U.S. supermarkets, restaurants and gas stations, 3 points per $1 spent on all other purchases. Terms apply. $0Excellent, Good
Our Rating:
Great card for travelers who stay at Hilton hotels, 50,000 bonus point opportunity, includes bonus points for non-travel purchases. Terms apply.
JetBlue Plus Card
12.99%, 20.99% or 25.99% variable30,000 bonus points after spending $1K in first 90 days, 6 points per $1 spent on Jetblue, 2 points per $1 at restaurants & grocery stores, 1 point per $1 on all other purchases$99Excellent
Our Rating:
Travel Analysis flight value winner, no blackout dates or restrictions, 30K bonus offer
Name & CardPurchase APRTravel RewardsAnnual FeeCredit Needed:
Don't know your credit rating? Find out what your credit score means or get a free credit score and explanation with our top-reviewed credit monitoring services.
Our Rating & Bottom Line
Our editors thoroughly research all the credit card offers we review, comparing interest rates, features, rewards programs, annual fees, late fees and other features. After weighing the information the editors give an overall star rating for each card. After our initial evaluation, we continue to monitor the credit cards and update our reviews as situations change. The ratings are the expert opinion of our editors, and not influenced by any remuneration this site may receive from card issuers. Not all products from all issuers have been evaluated.
Alaska Airlines Visa Signature® Credit Card
13.24% - 20.24% Variable3 miles per $1 spent on Alaska Airlines and Virgin America tickets; 30,000 bonus miles after spending at least $1,000 in purchases in first 90 days$75Excellent/Good
Our Rating:
Good for Alaska Airlines and Virgin America patrons; 30,000 bonus miles offer; no foreign transaction fees
Citi® / AAdvantage® Platinum Select® World Elite™ Mastercard®
16.74% - 24.74%* (Variable)30,000 bonus miles after spending $1K in first 3 mos, earn 2 miles per $1 spent on American Airlines flights and 1 mile for each $1 spent on all other purchases$95, waived for first 12 months*Excellent, Good
Our Rating:
Best for those who like to fly American Airlines, with perks like priority boarding and first checked bag free; 30,000 bonus miles opportunity
United MileagePlus® Explorer Card
16.99% - 23.99% variable50,000 bonus miles after spending $3,000 in first 3 mos., 2 miles per $1 spent on United flights, 1 mile per dollar spent on all other purchases$95Good
Our Rating:
Good choice for United flyers who want to earn free flights with great perks
JetBlue Card
12.99%, 20.99% or 25.99% variable5,000 bonus points after spending $1K in first 90 days, 3 points per $1 spent on Jetblue, 2 points per $1 at restaurants & grocery stores, 1 point per $1 on all other purchases$0Excellent/Good
Our Rating:
Good for loyal JetBlue flyers, no blackout dates or restrictions
Name & CardPurchase APRTravel RewardsAnnual FeeCredit Needed:
Don't know your credit rating? Find out what your credit score means or get a free credit score and explanation with our top-reviewed credit monitoring services.
Our Rating & Bottom Line
Our editors thoroughly research all the credit card offers we review, comparing interest rates, features, rewards programs, annual fees, late fees and other features. After weighing the information the editors give an overall star rating for each card. After our initial evaluation, we continue to monitor the credit cards and update our reviews as situations change. The ratings are the expert opinion of our editors, and not influenced by any remuneration this site may receive from card issuers. Not all products from all issuers have been evaluated.
IHG® Rewards Club Select Credit Card
16.99% - 23.99% variable80,000 bonus points after spending $1,000 in first 3 mos; 5 points for every $1 spent at IHG hotels; 2 points per $1 spent at gas stations, grocery stores & restaurants; 1 point per $1 spent on all other purchases$49Good/Excellent
Our Rating:
IHG hotel lovers will earn free nights with this card; 80,000 bonus point opportunity
Gold Delta SkyMiles® Credit Card from American Express
16.74%-25.74% Variable
Additional Rates & Fees
Additional Rates & Fees
  • Balance Transfer APR: 16.74%-25.74% Variable, based on creditworthiness.
  • Balance Transfer Fee: Either $5 or 3% of the amount of each transfer, whichever is greater.
  • Foreign Transaction Fee: none
  • Late Payment Fee: Up to $38
  • APR for Cash Advances: 26.24%
  • Penalty APR: 29.99%
  • Returned Payment Fee: Up to $38.
30,000 bonus miles after spending $1,000 in first 3 months; 2 miles per $1 spent on Delta flights, 1 mile per $1 on eligible purchases. Terms apply.$0 introductory annual fee for the first year, then $95.Excellent, Good
Our Rating:
Best for those who want to earn free Delta flights and upgrades; 30,000 point bonus opportunity. Terms apply.
Marriott Rewards® Premier Credit Card
16.99% - 23.99% variable.80,000 bonus points after spending $3,000 in first 3 months; 5 points for every $1 spent at Marriott locations; 2 points for every $1 spent on qualifying airline, dining, and rental car purchases; 1 point per $1 spent on all other purchases$85Good
Our Rating:
Great for Marriott regulars who want to earn 5 points for each $1 spent at Marriott; 80,000 points after spending $3,000 in first 3 months
Chase Sapphire Reserve℠
16.99% - 23.99% variable50,000 bonus points after spending $4,000 in first 3 months, 3 points per $1 spent on travel and dining, 1 point per $1 spent on everything else$450Excellent
Our Rating:
Earn unlimited 3x points on travel and dining; 50K bonus points opportunity; 1:1 point transfer to other reward programs
Name & CardPurchase APRTravel RewardsAnnual FeeCredit Needed:
Don't know your credit rating? Find out what your credit score means or get a free credit score and explanation with our top-reviewed credit monitoring services.
Our Rating & Bottom Line
Our editors thoroughly research all the credit card offers we review, comparing interest rates, features, rewards programs, annual fees, late fees and other features. After weighing the information the editors give an overall star rating for each card. After our initial evaluation, we continue to monitor the credit cards and update our reviews as situations change. The ratings are the expert opinion of our editors, and not influenced by any remuneration this site may receive from card issuers. Not all products from all issuers have been evaluated.
U.S. Bank Flexperks® Gold American Express® Card
14.99% - 24.99%* (Variable)3 points per $1 spent at restaurants, 2 points per $1 spent at gas stations and airlines, 1 point per $1 spent on all other purchases$85*Excellent
Our Rating:
Good travel rewards card for those who want to earn rewards for airline travel and cash back credits.
Citi® / AAdvantage® Gold World Elite™ Mastercard®
0%* for 15 months on Purchases*, then 16.74% - 24.74%* (Variable)25,000 bonus miles after spending $750 within first 3 mos, earn 1 mile per $1 spent on all purchases$50, waived for first 12 months*Excellent, Good
Our Rating:
Good for those who like flying American Airlines; 0% intro APR for 15-months on balance transfers and purchases
Citi® / AAdvantage® Executive World Elite™ Mastercard®
16.74% - 24.74%* (Variable)50,000 bonus miles after spending $5K within first 3 mos, earn 2 miles per $1 spent on American Airlines flights and 1 mile for each $1 spent on all other purchases$450Excellent
Our Rating:
Premium travel card for those who like flying American Airlines; includes perks like Admiral's Club membership and statement credits for TSA precheck
Amtrak Guest Rewards® World Mastercard®
13.99% - 23.99% Variable APR on purchasesEarn 3 points per $1 spent with Amtrak, 2 points per $1 on other qualifying travel purchases, 1 point per $1 on all other purchases; 20,000 bonus points after spending at least $1,000 in purchases in first 90 days$79Excellent/Good
Our Rating:
Good for those who frequently travel on Amtrak; no foreign transaction fees
Name & CardPurchase APRTravel RewardsAnnual FeeCredit Needed:
Don't know your credit rating? Find out what your credit score means or get a free credit score and explanation with our top-reviewed credit monitoring services.
Our Rating & Bottom Line
Our editors thoroughly research all the credit card offers we review, comparing interest rates, features, rewards programs, annual fees, late fees and other features. After weighing the information the editors give an overall star rating for each card. After our initial evaluation, we continue to monitor the credit cards and update our reviews as situations change. The ratings are the expert opinion of our editors, and not influenced by any remuneration this site may receive from card issuers. Not all products from all issuers have been evaluated.
Premier Rewards Gold Card from American Express
N/A
Additional Rates & Fees
Additional Rates & Fees
  • Foreign Transaction Fee: N/A
  • Late Payment Fee: Up to $38
  • APR for Cash Advances: N/A
  • Penalty APR: N/A
  • Returned Payment Fee: Up to $38.
3 points per $1 spent on flights booked directly with airlines; 2 points per $1 spent at US gas stations, US restaurants & US supermarkets; 1 point per $1 spent on eligible purchases. Terms apply.Introductory annual fee of $0 for the first year, then $195.Excellent, Good
Our Rating:
High annual fee but includes unique Gold card benefits; 25,000 bonus point opportunity. Terms apply.
The Platinum Card® from American Express
N/A
Additional Rates & Fees
Additional Rates & Fees
  • Foreign Transaction Fee: N/A.
  • Late Payment Fee: Up to $38
  • Penalty APR: N/A
  • Returned Payment Fee: Up to $38
60,000 bonus points after spending $5,000 in first 3 months; 5 points per $1 for booking travel with amextravel.com; 1 point per $1 spent on eligible purchases. Terms apply.$550Excellent, Good
Our Rating:
A charge card with many travel benefits and exclusive privileges, somewhat pricey. Terms apply.
Expedia®+ Card from Citi
15.99% - 23.99%* (Variable)3 points per $1 spent on eligible Expedia purchases; 1 point per $1 on other purchases$0*Excellent
Our Rating:
Best for those who book their travel through Expedia
Expedia®+ Voyager Card from Citi
14.99% - 22.99%* (Variable)4 points per $1 spent on eligible Expedia purchases; 2 points per $1 spent on dining out and entertainment; 1 point per $1 on other purchases$95*Excellent
Our Rating:
Best for those who book their travel through Expedia
Name & CardPurchase APRTravel RewardsAnnual FeeCredit Needed:
Don't know your credit rating? Find out what your credit score means or get a free credit score and explanation with our top-reviewed credit monitoring services.
Our Rating & Bottom Line
Our editors thoroughly research all the credit card offers we review, comparing interest rates, features, rewards programs, annual fees, late fees and other features. After weighing the information the editors give an overall star rating for each card. After our initial evaluation, we continue to monitor the credit cards and update our reviews as situations change. The ratings are the expert opinion of our editors, and not influenced by any remuneration this site may receive from card issuers. Not all products from all issuers have been evaluated.
The Hawaiian Airlines® World Elite Mastercard®
16.99%, 20.99% or 25.99% Variable2 miles per $1 spent on Hawaiian Airlines purchases; 1 mile per $1 on all other purchases$89/yrExcellent
Our Rating:
If you travel Hawaiian Airlines frequently this card is for you; 35,000 bonus miles; no foreign transaction fees
Club CarlsonSM Premier Rewards Visa Signature® Card
14.74%-23.74% Variable50,000 bonus miles after first purchase, 10 points per $1 spent at participating Carlson Rezidor hotels, 5 points per $1 spent on all other eligible purchases$75Excellent
Our Rating:
If you like to stay at Radisson and other hotels in this group, it's a smart pick. 85,000 bonus point opportunity.
British Airways Visa Signature® Card
16.99% to 23.99% variable50,000 bonus miles after spending $3,000 in first 3 months, 3 Avios miles per $1 spent on British Airway flights, 1 Avios miles per dollar spent on all other purchases$95Good
Our Rating:
Good pick for frequent British Airways flyers who want to earn rewards and flights
The Frontier Airlines World Mastercard®
16.99% or 25.99% Variable2 miles per $1 spent on FlyFrontier.com purchases; 1 mile per $1 on all other purchases$0Excellent
Our Rating:
Good for frequent Frontier flyers; 0% APR on balance transfers for 15 months
Name & CardPurchase APRTravel RewardsAnnual FeeCredit Needed:
Don't know your credit rating? Find out what your credit score means or get a free credit score and explanation with our top-reviewed credit monitoring services.
Our Rating & Bottom Line
Our editors thoroughly research all the credit card offers we review, comparing interest rates, features, rewards programs, annual fees, late fees and other features. After weighing the information the editors give an overall star rating for each card. After our initial evaluation, we continue to monitor the credit cards and update our reviews as situations change. The ratings are the expert opinion of our editors, and not influenced by any remuneration this site may receive from card issuers. Not all products from all issuers have been evaluated.
Simmons First Visa® Platinum Rewards
10.00% Variable1 point per $1 spent$0Excellent
Our Rating:
Combines very low ongoing APR and no balance transfer fees with travel rewards program

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