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Student Credit Cards


These cards are for students with limited or no credit. If you have a poor credit history, you may want to consider credit cards for bad credit.


Credit Card Comparisons

Services: Our Ratings: Bottom Line:
Discover Student Card
Discover Student Card 		Rating:
 Good cash back credit card but no balance transfers
Discover Student Open Road Card
Discover Student Open Road Card 		Rating:
 Good cash back rates, but low caps on earnings from gas purchases
Citi mtvU Platinum Select Visa Card for College Students
Citi mtvU Platinum Select Visa Card for College Students 		Rating:
 0% APR to start and a unique points program system that rewards your studies

NextAdvisor Credit Card Blog Headlines

Will New Federal Reserve Rules End Rate Jacking?
We pointed out a couple months ago how the credit crisis could be lowering your credit score, even if you paid all your bills on time and in full. A related problem we’ve seen occurring all too frequently in the last month has been so-called rate jacking. The definition of rate jacking is when a [...]

Credit 101
If you are a high school or college student, now is the best time to begin establishing a credit history, and that means that it’s also time to learn how to use credit responsibly. You may have one or two credit cards already, or perhaps you’re just beginning to consider applying for your first. Either [...]

Say goodbye to inactive credit cards
Credit card companies aren’t just lowering credit limits in response to the economic downturn. They are also more likely to cancel inactive cards. This can lower your credit score by decreasing your amount of available credit, but also by shortening your credit history. If you have one or more credit cards that haven’t been used [...]

Why Monitoring Your Credit Score Is More Important Than Ever During The Credi...
As if life weren’t hard enough already during this economic downturn, another side effect of the credit crunch is that your credit score could go down even without any negative information being added to your credit report! That’s right, even if you’re able to continue to pay all your bills on time, and pay [...]

Department of the Treasury?s online game teaches kids about credit
The Ad Council recently launched a new website on behalf of the U.S. Department of the Treasury in order to educate young people about how to use credit responsibly. Players gather information about debt management, credit history and credit cards in order to progress through the game and unlock “Room 850″ in a virtual hotel. [...]

JD Power and Associates 2008 Credit Card Satisfaction Survey
Yesterday, JD Power and Associates released their 2008 Credit Card Satisfaction Survey. American Express topped the list for the second year in a row. Discover Card came in at second place. Cardholders named AmEx, Chase and Discover as their favorite rewards cards. AmEx, US Bank and Discover were rated the best in terms of fees [...]

What is an APR?
Your APR, or annual percentage rate, is the yearly interest rate you will pay if you carry a balance on your credit card. You will also be charged interest if you transfer a balance from another card or take out a cash advance. One credit card may have several different APRs. There may be one [...]

Give me some credit!
Do you spend money? Do you shop online? Do you make hotel reservations? If so, chances are you have a credit card. But with so many credit card choices available, it can be nearly impossible to know which one is best for you. There are low APR credit cards, there are balance transfer credit cards, [...]

Helpful hints about credit cards
The Consumerist recently posted 10 Things You Might Not Know About Your Credit Card and 10 Credit Card Company Tricks to Beware. Credit card terms and policies tend to be long and complicated, but The Consumerist addresses some common questions as well as some that you might not even think to ask. Some of these hints [...]

Why use a balance tranfer card?
A balance transfer card is any credit card that allows cardholders to transfer a balance from a different credit card. Balance transfers can be a very helpful and effective means of managing credit card debt. If you have a credit card with a high APR and you are unable to pay your balance in full, [...]


Did you know?

The sooner you begin establishing credit, the longer and the better your credit history will be. A few years can make a dramatic difference in your credit score, especially when you are young and your credit report does not yet contain a great deal of information. It makes sense to begin establishing your credit history with a student credit card, because if you wait until after you have graduated, you may have difficulty qualifying for credit card offers. Student credit cards are designed specifically for young people with limited credit histories, and some even reward cardholders with cash rebates or travel.

Compare all Student Credit Cards

Know the Score

Knowing your credit score is of utmost importance when applying for credit cards. Inaccurate information on your credit report could cost you thousands of dollars over the lifetime of your credit card or even cause your application to be declined by the issuing bank. It's a good idea to review your credit report and credit score before you apply for a new credit card so that you have a better idea of how potential lenders will see your credit history. NextAdvisor.com has reviewed and compared all of the major credit report and score services, many of which will provide you with a free credit report and score just for trying a free trial of a credit report monitoring service.

Compare Credit Report and Score Services


Have a question?

Don't know the difference between a standard or fixed APR, or even what an APR is for that matter? No problem! We have assembled a detailed list of frequently asked questions that can address any uncertainties you have about selecting a new credit card.

Read our Frequently Asked Questions