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Compare Student Credit Cards

If you're a student without a credit card, it's a good time to think about getting one. Not only will a student card allow you to make cash-free purchases, but if you regularly pay your card off on time you can also begin to build a solid credit history. Even better, some cards offer cash back for purchases made with your credit card. We've reviewed the best student credit cards from our partners below. If you have more questions about credit cards and the various terms used, take a look at our Credit Card FAQs.

Student Credit Card Reviews & Prices

Updated 10-31-2014

Name & CardPurchase APRBalance Transfer APRFeaturesAnnual FeeOur Rating & Bottom Line
Discover it® for Students
Discover it<sup>®</sup> for Students0% for first 6 months, then 12.99% - 21.99% (Variable)*10.99% for 6 months, then 12.99% - 21.99% (Variable)*5% cash back on purchases within select categories; 1% on all other purchasesNone
Our Rating:
Combines cash-back rewards with a 6-month 0% intro APR on purchases
Discover it® chrome for Students
Discover it<sup>®</sup> chrome for Students0% for first 6 months,
then 12.99% - 21.99% (Variable)*
10.99% for 6 months, then 12.99% - 21.99% (Variable)*2% cash back on up to $1,000 quarterly in combined purchases on restaurants & gas; 1% on all other purchasesNone
Our Rating:
Enjoy cash back rewards without registering quarterly, a 6-month 0% intro APR on purchases and no foreign transaction fees
Discover it® for Students - $20 Cashback Bonus
Discover it<sup>®</sup> for Students - $20 Cashback Bonus12.99% - 21.99% (Variable)*10.99% for 6 months, then 12.99% - 21.99% (Variable)*$20 cash back bonus opportunity; 5% cash back on purchases within select categories; 1% on all other purchasesNone
Our Rating:
Features a $20 cashback bonus and ongoing cashback rewards
Journey℠ Student Rewards from Capital One®
Journey℠ Student Rewards from Capital One<sup>®</sup>19.8% variable19.8% variable1% cash back on all purchases$0
Our Rating:
Great choice for students, designed to help build good credit, cash back bonus for paying bill on time
Name & Card Purchase APR Balance Transfer APR Features Annual Fee Our Rating & Bottom Line
Citi ThankYou® Preferred Card for College Students - Earn 2,500 Bonus Points
Citi ThankYou<sup>®</sup> Preferred Card for College Students - Earn 2,500 Bonus Points13.99%, 18.99 or 23.99% (Variable)
(0% for first 7 months)*
13.99%, 18.99 or 23.99% (Variable)2 points per $1 spent at restaurants and on entertainment, 1 point per $1 for everything else$0*
Our Rating:
Card features 7-month 0% intro APR on purchases and ability to earn and redeem points for rewards or cash

Disclaimer: This content is not provided or commissioned by the credit card issuers. Opinions expressed here are author's alone, not those of the credit card issuers, and have not been reviewed, approved or otherwise endorsed by the credit card issuers. This site may be compensated through the affiliate program of the credit card issuers.

*See credit card application page for additional details.

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Advertiser Disclosure: NextAdvisor.com is a consumer information site that offers free, independent reviews and ratings of online services. We receive advertising revenue from most but not all of the companies whose products and services we review. For credit cards, we review cards from all of the top 10 US issuers by purchase volume (according to Issue 1035 of The Nilson Report, Feb 2014) excluding issuers that require additional accounts to be a cardholder and private label issuers. We may also review cards from other issuers in select cases. We do not review all products in a given category. We are independently owned and operated and all opinions expressed on this site are our own.