Compare Student Credit Cards
If you're a student without a credit card, it's a good time to think about getting one. Not only will a student card allow you to make cash-free purchases, but if you regularly pay your card off on time you can also begin to build a solid credit history. Even better, some cards offer cash back for purchases made with your credit card. We've reviewed the best student credit cards from our partners below. If you have more questions about credit cards and the various terms used, take a look at our Credit Card FAQs.
Student Credit Card Comparison Chart
|Name & Card||Purchase APR||Balance Transfer APR||Features||Annual Fee||Our Rating & Bottom Line
|Discover it® for Students|
|0% for first 6 months, then 13.24% - 22.24% Variable||10.99% for 6 months, then 13.24% - 22.24% Variable||5% cash back on purchases within select categories up to the quarterly maximum; 1% on all other purchases||$0||
Our Rating:Double your cash back at end of 1st year; 0% intro APR on purchases for 6 months
|Discover it® chrome for Students|
|0% for first 6 months,|
then 13.24% - 22.24% Variable
|10.99% for 6 months, then 13.24% - 22.24% Variable||2% cash back on up to $1,000 quarterly in combined purchases on restaurants & gas; 1% on all other purchases||$0||
Our Rating:Double your cash back at end of 1st year; Cash back rewards without registering quarterly; 0% intro APR on purchases for 6 months
|Journey® Student Rewards from Capital One®|
|20.24% (Variable)||20.24% (Variable)||1% cash back on all purchases||$0||
Our Rating:Great choice for students, designed to help build good credit, cash back bonus for paying bill on time
|Citi ThankYou® Preferred Card for College Students|
|0%* intro on purchases for 7 months on Purchases*, then 14.24% - 24.24%* (Variable)||14.24% - 24.24%* (Variable)||2 points per $1 spent at restaurants and on entertainment, 1 point per $1 for everything else||$0*||
Our Rating:Card features 7-month 0% intro APR on purchases and ability to earn and redeem points for rewards or cash
Disclaimer: This content is not provided or commissioned by the credit card issuers. Opinions expressed here are author's alone, not those of the credit card issuers, and have not been reviewed, approved or otherwise endorsed by the credit card issuers. This site may be compensated through the affiliate program of the credit card issuers.
*See credit card application page for additional details.