Ad Disclosure

Compare Student Credit Cards

If you're a student without a credit card, it's a good time to think about getting one. Not only will a student card allow you to make cash-free purchases, but if you regularly pay your card off on time you can also begin to build a solid credit history. Even better, some cards offer cash back for purchases made with your credit card. We've reviewed the best student credit cards from our partners below. If you have more questions about credit cards and the various terms used, take a look at our Credit Card FAQs.

Student Credit Card Reviews & Prices

Updated 09-02-2014

Name & CardPurchase APRBalance Transfer APRFeaturesAnnual FeeOur Rating & Bottom Line
Discover it® for Students
Discover it<sup>®</sup> for Students0% for first 6 months, then 12.99% - 21.99% (Variable)10.99% for 6 months, then 12.99% - 21.99% (Variable)5% cash back on purchases within select categories; 1% on all other purchasesNone
Our Rating:
Combines cash-back rewards with a 6-month 0% intro APR on purchases
Discover it® chrome for Students
Discover it<sup>®</sup> chrome for Students0% for first 6 months,
then 12.99% - 21.99% (Variable)*
10.99% for 6 months, then 12.99% - 21.99% (Variable)2% cash back on up to $1,000 quarterly in combined purchases on restaurants & gas; 1% on all other purchasesNone
Our Rating:
Enjoy cash back rewards without registering quarterly, a 6-month 0% intro APR on purchases and no foreign transaction fees
Discover it® for Students - $20 Cashback Bonus
Discover it<sup>®</sup> for Students - $20 Cashback Bonus12.99% - 21.99% (Variable)12.99% - 21.99% (Variable)$20 cash back bonus opportunity; 5% cash back on purchases within select categories; 1% on all other purchasesNone
Our Rating:
Features a $20 cashback bonus, ongoing cashback rewards and 6-month 0% intro APR on balance transfers
Journey℠ Student Rewards from Capital One®
Journey℠ Student Rewards from Capital One<sup>®</sup>19.8% variable19.8% variable1% cash back on all purchases$0
Our Rating:
Great choice for students, designed to help build good credit, cash back bonus for paying bill on time
Name & Card Purchase APR Balance Transfer APR Features Annual Fee Our Rating & Bottom Line
Citi ThankYou® Preferred Card for College Students - Earn 2,500 Bonus Points
Citi ThankYou<sup>®</sup> Preferred Card for College Students - Earn 2,500 Bonus Points13.99%, 18.99 or 23.99% (Variable)
(0% for first 7 months)*
13.99%, 18.99 or 23.99% (Variable)2 points per $1 spent at restaurants and on entertainment, 1 point per $1 for everything else$0*
Our Rating:
Card features 7-month 0% intro APR on purchases and ability to earn and redeem points for rewards or cash

Disclaimer: This content is not provided or commissioned by the credit card issuers. Opinions expressed here are author's alone, not those of the credit card issuers, and have not been reviewed, approved or otherwise endorsed by the credit card issuers. This site may be compensated through the affiliate program of the credit card issuers.

*See credit card application page for additional details.

Select Next Advisor Blog Posts

5 Things You Won't Believe Hurt Your Credit Score
Deciphering your credit score can be difficult, especially if you don't know all the ways you can be hurting it. Your credit is not only attached to your credit card use, but with many everyday financial activities. Here are five things that can hurt your credit, and ways to prevent them from happening to you. [...]

Citi Double Cash Card: New Cash Back Card on the Block
The CitiŽ Double Cash Card (a NextAdvisor advertiser) is Citi's attempt to be a major player in the cash back credit card game. In recent years Citi has had great 0% Intro APR cards but has not been able to compete with some other major issuers when it came to the quality of their cash back [...]

5 Things Excellent Credit Can Do for You
Have you ever thought of how an excellent credit score may impact your life? It's no secret that there are a number of benefits to having a high score. Simply put, it can affect many of your current and future financial decisions. If your credit is excellent, for instance, you have a better chance at [...]

How Well Do You Know Your Credit Card?
Credit cards are a go-to form of payment for millions and millions of people throughout this country. Since they play such an important role in all of our lives, it's essential to make sure we understand nearly every aspect of our credit cards, considering we're the ones who have to foot the bill. How well [...]

4 Best Cash Back Credit Cards
Are you looking for a credit card that allows you to earn cash for each purchase you make? If so, you're in luck. We've researched the best cash back credit cards and found the top four that will earn you the most bang for your buck on all of your regular purchases at grocery stores, [...]

Credit Card vs. Charge Card: What's the Difference?
As you're looking for a new credit card, you may have a difficult time deciding between a credit card and charge card. While these two options may seem to be very similar, they are actually quite different credit options. What is a credit card? The widely popular option, a credit card is the best choice for anyone [...]


Advertiser Disclosure: NextAdvisor.com is a consumer information site that offers free, independent reviews and ratings of online services. We receive advertising revenue from most but not all of the companies whose products and services we review. For credit cards, we review cards from all of the top 10 US issuers by purchase volume (according to Issue 1035 of The Nilson Report, Feb 2014) excluding issuers that require additional accounts to be a cardholder and private label issuers. We may also review cards from other issuers in select cases. We do not review all products in a given category. We are independently owned and operated and all opinions expressed on this site are our own.