Compare Student Credit Cards

If you're a student without a credit card, it's a good time to think about getting one. Not only will it allow you to make cash-free purchases, but if you regularly pay your card off on time you can also begin to build a solid credit history. Even better, some cards offer cash back for purchases made with your credit card. If you have questions about credit cards and the various terms used, take a look at our credit card FAQ.

Student Credit Card Reviews & Prices

Updated 04-18-2014

Name & Card Purchase APR Balance Transfer APR Features Annual Fee Our Rating & Bottom Line
Citi® Dividend® Card for College Students
Citi® Dividend® Card for College Students
13.99% - 23.99% (V)
(0% for 7 months)*
13.99% - 23.99% (V)*5% cash back for every $1 you spend in popular rotating categories, 1% per $1 spent on all other purchases.$0*
Our Rating:
Strong student choice with 7-month 0% APR on purchases, earn up to $300 cash back each year on card purchases
Discover it® for Students
Discover it® for Students
12.99% - 21.99 V
(0% for first 6 months)
0% for 6 months5% cash back on purchases within select categories; 1% on all other purchasesNone
Our Rating:
Combines cash-back rewards with a 6-month 0% intro APR on purchases & balance transfers
Discover it® for Students - $20 Cashback Bonus
Discover it® for Students - $20 Cashback Bonus
12.99% - 21.99% V0% for 6 months5% cash back on purchases within select categories; 1% on all other purchasesNone
Our Rating:
Features a $20 cashback bonus, ongoing cashback rewards and 6-month 0% intro APR on balance transfers
Journey℠ Student Rewards from Capital One®
Journey℠ Student Rewards from Capital One®
19.8% variable19.8% variable1% cash back on all purchases$0
Our Rating:
Great choice for students, designed to help build good credit, cash back bonus for paying bill on time
Name & Card Purchase APR Balance Transfer APR Features Annual Fee Our Rating & Bottom Line
Citi ThankYou® Preferred Card for College Students - Earn 2,500 Bonus Points
Citi ThankYou® Preferred Card for College Students - Earn 2,500 Bonus Points
13.99%, 18.99 or 23.99% (Variable)
(0% for first 7 months)*
13.99%, 18.99 or 23.99% (Variable)2 points per $1 spent at restaurants and on entertainment, 1 point per $1 for everything else$0*
Our Rating:
Card features 7-month 0% intro APR on purchases and ability to earn and redeem points for rewards or cash

Disclaimer: This content is not provided or commissioned by the credit card issuers. Opinions expressed here are author's alone, not those of the credit card issuers, and have not been reviewed, approved or otherwise endorsed by the credit card issuers. This site may be compensated through the affiliate program of the credit card issuers.

*See credit card application page for additional details.

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