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If you're a student without a credit card, it's a good time to think about getting one. Not only will it allow you to make cash-free purchases, but if you regularly pay your card off on time you can also begin to build a solid credit history. Even better, some cards offer cash back for purchases made with your credit card. If you have questions about credit cards and the various terms used, take a look at our credit card FAQ.
Student Credit Card Reviews & Prices
Updated 05-23-2013
| Name & Card | Purchase APR | Balance Transfer APR | Features | Annual Fee | Our Rating & Bottom Line | |
| Discover it® for Students |  | 12.99% - 18.99 (0% for first 6 months) | 0% for 6 months | 5% cash back on purchases within select categories; 1% on all other purchases | None | Our Rating: Combines cash-back rewards with a 6-month 0% intro APR on purchases & balance transfers |
| Citi® Dividend® Card for College Students |  | 13.99% - 23.99% (V) (0% for 7 months) | Purchase APR | 5% cash back for every $1 you spend in popular rotating categories, 1% per $1 spent on all other purchases. | $0 | Our Rating: Strong student choice with 7-month 0% APR on purchases, earn up to $300 cash back each year on card purchases |
| Discover it® for Students - $20 Cashback Bonus | | 12.99% - 18.99% | 0% for 6 months | 5% cash back on purchases within select categories; 1% on all other purchases | None | Our Rating: Features a $20 cashback bonus, ongoing cashback rewards and 6-month 0% intro APR on balance transfers |
| Journey℠ Student Rewards from Capital One® |  | 19.8% variable | 19.8% variable | 1% cash back on all purchases | $0 | Our Rating: Great choice for students, designed to help build good credit, cash back bonus for paying bill on time |
| Name & Card | Purchase APR | Balance Transfer APR | Features | Annual Fee | Our Rating & Bottom Line | |
| Citi Forward® Card for College Students |  | 13.99% - 23.99% (V) (0% for first 7 months) | Purchase APR | 5 points for every $1 you spend on books, movies, music and at restaurants, 1 point for every $1 you spend on other purchases | $0 | Our Rating: Card rewards timely payments with reductions in purchase APR; features 0% intro APR.; redeem points for rewards or cash |
Disclaimer: This content is not provided or commissioned by the credit card issuers. Opinions expressed here are author's alone, not those of the credit card issuers, and have not been reviewed, approved or otherwise endorsed by the credit card issuers. This site may be compensated through the affiliate program of the credit card issuers.
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