Compare Student Credit Cards

If you're a student without a credit card, it's a good time to think about getting one. Not only will a student card allow you to make cash-free purchases, but if you regularly pay your card off on time you can also begin to build a solid credit history. Even better, some cards offer cash back for purchases made with your credit card. We've reviewed the best student credit cards from our partners below. If you have more questions about credit cards and the various terms used, take a look at our Credit Card FAQs. (Ad Disclosure)

Student Credit Card Reviews & Prices

Updated 07-31-2014

Name & Card Purchase APR Balance Transfer APR Features Annual Fee Our Rating & Bottom Line
Citi® Dividend® Card for College Students
Citi<sup>®</sup> Dividend<sup>®</sup> Card for College Students13.99% - 23.99% (V)
(0% for 7 months)*
13.99% - 23.99% (V)*5% cash back for every $1 you spend in popular rotating categories, 1% per $1 spent on all other purchases.$0*
Our Rating:
Strong student choice with 7-month 0% APR on purchases, earn up to $300 cash back each year on card purchases
Discover it® for Students
Discover it<sup>®</sup> for Students12.99% - 21.99 V
(0% for first 6 months)
0% for 6 months5% cash back on purchases within select categories; 1% on all other purchasesNone
Our Rating:
Combines cash-back rewards with a 6-month 0% intro APR on purchases & balance transfers
Discover it® chrome for Students
Discover it<sup>®</sup> chrome for Students0% for first 6 months,
then 10.99% - 22.99% (Variable)*
Purchase APR2% cash back on up to $1,000 quarterly in combined purchases on restaurants & gas; 1% on all other purchasesNone
Our Rating:
Enjoy cash back rewards without registering quarterly, a 6-month 0% intro APR on purchases and no foreign transaction fees
Discover it® for Students - $20 Cashback Bonus
Discover it<sup>®</sup> for Students - $20 Cashback Bonus12.99% - 21.99% V0% for 6 months5% cash back on purchases within select categories; 1% on all other purchasesNone
Our Rating:
Features a $20 cashback bonus, ongoing cashback rewards and 6-month 0% intro APR on balance transfers
Name & Card Purchase APR Balance Transfer APR Features Annual Fee Our Rating & Bottom Line
Journey℠ Student Rewards from Capital One®
Journey℠ Student Rewards from Capital One<sup>®</sup>19.8% variable19.8% variable1% cash back on all purchases$0
Our Rating:
Great choice for students, designed to help build good credit, cash back bonus for paying bill on time
Citi ThankYou® Preferred Card for College Students - Earn 2,500 Bonus Points
Citi ThankYou<sup>®</sup> Preferred Card for College Students - Earn 2,500 Bonus Points13.99%, 18.99 or 23.99% (Variable)
(0% for first 7 months)*
13.99%, 18.99 or 23.99% (Variable)2 points per $1 spent at restaurants and on entertainment, 1 point per $1 for everything else$0*
Our Rating:
Card features 7-month 0% intro APR on purchases and ability to earn and redeem points for rewards or cash

Disclaimer: This content is not provided or commissioned by the credit card issuers. Opinions expressed here are author's alone, not those of the credit card issuers, and have not been reviewed, approved or otherwise endorsed by the credit card issuers. This site may be compensated through the affiliate program of the credit card issuers.

*See credit card application page for additional details.

Select Next Advisor Blog Posts

Credit Card vs. Charge Card: What's the Difference?
As you're looking for a new credit card, you may have a difficult time deciding between a credit card and charge card. While these two options may seem to be very similar, they are actually quite different credit options. What is a credit card? The widely popular option, a credit card is the best choice for anyone [...]

Showdown: AmEx Bluebird vs AmEx Serve
Prepaid cards are becoming increasingly popular and appealing to a broader range of customers by offering better features and functionality. Convenience-wise, they can be used in physical stores and online just like debit cards or credit cards and many people appreciate no credit check is required to obtain a card. To use the card you load [...]

Best Credit Cards for Back to School Shopping
It's about that time to start stocking up on school supplies for the new school year. While back-to-school spending can get out of control, one way to compensate is to use the best credit cards when buying all of your school supplies. Many credit cards offer up to 5% cash back on some of the [...]

Best Credit Cards for Cash Back on Gas
Gas prices have gotten out of control, right? It seems like you can't fill up your car for less than a night on the town. If you are frustrated with how much you are paying for gas, it might make sense to get a little cash back at the pump. There are a few credit [...]

The Plum Card From AmEx OPEN Limited Time Offer
The Plum Card from American Express OPEN (a NextAdvisor advertiser) just launched a new limited time promotion – get up to 3.5% back in the first 3 months! This is based on the core feature of the card, a 1.5% discount on the portion of your card balance that is paid within 10 days of [...]

2014 Travel Rewards Credit Card Analysis Results
Ever wondered how much those miles/points you're accruing with your travel credit card are really worth? Wonder no longer – we have the skinny on which cards give you the most bang for your buck and which cards fall short. We carefully researched the top travel rewards programs, looked at card terms and conditions and [...]

Advertiser Disclosure: is a consumer information site that offers free, independent reviews and ratings of online services. We receive advertising revenue from most but not all of the companies whose products and services we review. For credit cards, we review cards from all of the top 10 US issuers by purchase volume (according to Issue 1035 of The Nilson Report, Feb 2014) excluding issuers that require additional accounts to be a cardholder or private label issuers. We may also review cards from other issuers in select cases. We are independently owned and operated and all opinions expressed on this site are our own.