Ad Disclosure

Compare Reward Credit Cards

With the economy on the upswing, credit card issuers are offering better and better rewards cards. Whether you want to spend your rewards on airlines, hotels, or just get cash back, there are some great options to choose from right now. In addition to offers like 2 miles per dollar spent on any purchase or 6% cash back on groceries, introductory bonuses worth $400 or more are now being offered. And many of these cards even offer 12 or 15 month 0% introductory APRs. Below is our list of the best reward credit cards from our partners that we've reviewed. If you'd like to learn more about credit cards, see our Credit Card FAQs.

Reward Credit Card Reviews & Prices

Updated 11-24-2014

Name & CardPurchase APRRewardsAnnual FeeCredit Needed: Our Rating & Bottom Line
Barclaycard Arrival Plus™ World Elite Mastercard®
Barclaycard Arrival Plus™ World Elite Mastercard<sup>®</sup>14.99% or 18.99% VariableEarn 2 miles per dollar spent on all purchases; 40,000 bonus miles when you spend $3,000 in first 90 days$89 - Waived first yearExcellent
Our Rating:
Travel rewards card winner with a value of $2.20 for every $100 spent, 40k intro bonus miles (equivalent to $400)
Blue Cash Preferred® Card from American Express
Blue Cash Preferred<sup>®</sup> Card from American Express0% for 15 months, then 12.99%-21.99% Variable6% cash back at US supermarkets (up to $6K), 3% cash back on US gas & select US dept stores; 1% cash back on other purchases. $100 intro bonus & 1 yr of Amazon Prime after spending $1K in first 3 mos.$75Excellent
Our Rating:
Up to 6% cash back on everyday spending; $100 bonus and 1 yr of Amazon Prime; 0% APR on purchases and balance transfers for 15 months
Citi® Double Cash Card
Citi<sup>®</sup> Double Cash Card0% for 15 months,
then 12.99-22.99% Variable
1% cash back on all purchases plus another 1% cash back as you pay for those purchases, whether you pay in full or over time$0*Excellent
Our Rating:
1% cash back when you buy PLUS 1% back when you pay = 2x cash back on all purchases; 15-mo 0% APR on balance transfers and purchases
Blue Cash Everyday® Card from American Express
Blue Cash Everyday<sup>®</sup> Card from American Express0% for 15 months, then 12.99%-21.99% Variable3% cash back at US supermarkets (up to $6K), 2% cash back on US gas & select dept stores; 1% cash back on other purchases. $50 & 1 yr of Amazon Prime intro bonus after spending $1K in first 3 mos.$0Excellent
Our Rating:
Up to 3% cash back on everyday spending; $50 and 1 yr of Amazon Prime intro bonus; unlimited cash back; 15-mo 0% APR on purchases and balance transfers
Name & Card Purchase APR Rewards Annual Fee Credit Needed: Our Rating & Bottom Line
BankAmericard Cash Rewards™ Credit Card
BankAmericard Cash Rewards™ Credit Card0% Intro for 12 billing cycles,
then 12.99%-22.99% variable
Earn 2% cash back at grocery stores & 3% on gas for first $1.5K in combined grocery store & gas purchases quarterly, 1% cash back on other purchases, $100 online-exclusive bonus after spending $500 in first 90 days$0Excellent
Our Rating:
Combines great cash back rewards with an Introductory APR offer; $100 online-exclusive bonus offer
Starwood Preferred Guest® Credit Card from American Express
Starwood Preferred Guest<sup>®</sup> Credit Card from American Express15.24%-19.24% (Variable)2 Starpoints® per $1 of eligible purchases charged directly with hotels & resorts participating in SPG® program, 1 Starpoint® per $1 spent on other purchases$0 introductory annual fee for the first year, then $65Excellent
Our Rating:
Great travel card with high hotel redemption value of $2.82; 25K bonus point opportunity
Capital One® Venture® Rewards Credit Card
Capital One<sup>®</sup> Venture<sup>®</sup> Rewards Credit Card13.9% - 20.9% VariableUnlimited 2x miles on all purchases, one-time 40,000 bonus miles when you spend $3,000 in 1st 3 months$0 intro for first year; $59 after thatExcellent/ Good
Our Rating:
Terrific all-around travel card with easy rewards redemption, 40K intro bonus miles (equivalent to $400 in travel), no blackout dates or restrictions
Chase Sapphire Preferred®
Chase Sapphire <i>Preferred</i><sup>®</sup>15.99% variable40,000 bonus points after spending $4,000 in first 3 months, 2 points per $1 spent on travel and dining, 1 point per $1 spent on everything else$0 first year; $95/year thereafterExcellent
Our Rating:
Earn unlimited 2x points on travel and dining; 40,000 bonus points after spending $4,000 in first 3 months; 1:1 point transfer to other reward programs
Name & Card Purchase APR Rewards Annual Fee Credit Needed: Our Rating & Bottom Line
Capital One® Quicksilver® Cash Rewards Credit Card
Capital One<sup>®</sup> Quicksilver<sup>®</sup> Cash Rewards Credit Card0% until Sept 2015,
then 12.9% - 22.9% Variable
$100 cash back after spending $500 in first 3 months, 1.5% cash back on all purchases$0Excellent/ Good
Our Rating:
1.5% cash back on all purchases; 0% intro APR on purchases & balance transfers; $100 bonus opportunity
Chase Freedom® - $200 Bonus
Chase Freedom<sup>®</sup> - $200 Bonus0% for the first 15 months,
then 13.99% - 22.99% Variable
$200 bonus after spending $500 in first 3 months; 5% cash back in rotating spending categories (up to $1,500 per quarter), 1% on all other purchasesNoneGood
Our Rating:
Excellent combination of cash back rewards and 0% intro APR; $200 bonus opportunity
BuyPower Card from Capital One
BuyPower Card from Capital One0% for first 12 months, then 11.9% - 19.9% Variable5% earnings on first $5,000 in purchases annually, 2% earnings on all purchases after thatNoneExcellent/Good
Our Rating:
If you're in the market for a Chevrolet, Buick, GMC or Cadillac, this card will help get you in the driver's seat
BankAmericard Travel Rewards® Credit Card
BankAmericard Travel Rewards<sup>®</sup> Credit Card0% Intro for 12 billing cycles,
then 14.99% - 22.99% variable
Earn 1.5 points per $1 spent on all purchases; 10,000 online-exclusive bonus points after spending at least $500 in purchases in first 90 days$0Excellent
Our Rating:
Great value of 1.5 points for every $1 in purchases plus an Introductory APR offer; no foreign transaction fees
Name & Card Purchase APR Rewards Annual Fee Credit Needed: Our Rating & Bottom Line
Virgin America Visa® Signature Card
Virgin America Visa<sup>®</sup> Signature Card15.99% or 24.99% (Variable)10,000 bonus points after first purchase; 3 points for every $1 spent on Virgin America; 1 point per $1 spent on all other purchases$49Excellent
Our Rating:
Best for frequent Virgin America flyers; 10,000 bonus point opportunity
TrueEarnings® Card from Costco and American Express
TrueEarnings<sup>®</sup> Card from Costco and American Express15.24% Variable3% cash back on US gas (up to $4K/yr); 2% cash back at restaurants and on eligible travel; 1% cash back on other purchasesNo Annual Fee with your paid Costco MembershipExcellent
Our Rating:
No annual fee and a generous cash back rewards program make this a great choice for Costco members & others
Marriott Rewards® Premier Credit Card
Marriott Rewards<sup>®</sup> Premier Credit Card15.99% Variable50,000 bonus points after spending $1,000 in first 3 months; 5 points for every $1 spent at Marriott locations; 2 points for every $1 spent on qualifying airline, dining, and rental car purchases; 1 point per $1 spent on all other purchases$0 first year; $85/yr thereafterGood
Our Rating:
Great for Marriott regulars who want to earn 5 for each $1 spent at Marriott; free night upon account approval; 50,000 points after spending $1,000 in first 3 months
Capital One® QuicksilverOne® Cash Rewards Credit Card
Capital One<sup>®</sup> QuicksilverOne<sup>®</sup> Cash Rewards Credit Card0% until Sept 2015,
then 22.9% Variable
Unlimited 1.5% cash back on all purchases$39Average/ Fair/ Limited
Our Rating:
Smart pick for those with average credit; 1.5% cash back on all purchases; 0% intro APR on purchases and balance transfers
Name & Card Purchase APR Rewards Annual Fee Credit Needed: Our Rating & Bottom Line
Hyatt Credit Card from Chase
Hyatt Credit Card from Chase15.24% variable2 nights at a Hyatt after spending $1,000 in first 3 mos; 3 points for every $1 spent at Hyatt locations; 2 points per $1 spent at restaurants, on airline tickets and at at car rental agencies; 1 point per $1 spent on all other purchases$75Good
Our Rating:
Good for Hyatt frequenters who want to earn 3 points for each $1 spent at Hyatt; 2 free nights after first purchase
Capital One® VentureOne® Rewards Credit Card
Capital One<sup>®</sup> VentureOne<sup>®</sup> Rewards Credit Card0% until Dec 2015,
then 11.9% - 19.9% Variable
1.25 miles per $1 spent on all purchases; earn 20,000 miles (equal to $200 in travel) once you spend $1,000 in first 3 months$0Excellent/ Good
Our Rating:
Unlimited travel rewards combined with 0% introductory APR and no annual fee makes this a solid choice
Citi® Platinum Select® / AAdvantage® Mastercard®
Citi<sup>®</sup> Platinum Select<sup>®</sup> / AAdvantage<sup>®</sup> Mastercard<sup>®</sup>13.99%-21.99% variable50,000 bonus miles after spending $3K in first 3 mos, earn 2 miles per $1 spent on American Airline flights and 1 mile for each $1 spent on all other purchases$95, waived for first 12 monthsExcellent
Our Rating:
Best for those who like to fly American Airlines, with perks like priority boarding and first checked bag free
Barclaycard Arrival™ World Mastercard®
Barclaycard Arrival™ World Mastercard<sup>®</sup>14.99% or 18.99% VariableEarn 2 miles per $1 spent on travel & dining, 1 mile per dollar spent on all other purchases; 20,000 bonus miles when you spend $1,000 in 1st 3 monthsNoneExcellent
Our Rating:
Solid travel card with easy rewards redemption and extra bonuses for travel redemptions, no foreign transaction fees and a 12-month 0% intro APR on balance transfers
Name & Card Purchase APR Rewards Annual Fee Credit Needed: Our Rating & Bottom Line
Citi® Hilton HHonors™ Reserve Card
Citi<sup>®</sup> Hilton HHonors™ Reserve Card15.24% variable2 free nights after spending $2,500 in first 4 months, earn 10 points for each $1 spent at participating hotels, 5 points for each $1 spent on airline & car rentals, 3 points for each $1 spent on all other purchases$95Excellent
Our Rating:
Great card for travelers who stay at Hilton hotels and want to enjoy HHonors Gold status and no foreign transaction fees
United MileagePlus® Explorer Card
United MileagePlus<sup>®</sup> Explorer Card15.99% Variable30,000 bonus miles after spending $1,000 in first 3 mos., 2 miles per $1 spent on United flights, 1 mile per dollar spent on all other purchases$0 first year; $95/year thereafterGood
Our Rating:
Good choice for United flyers who want to earn free flights with great perks
Citi ThankYou® Prestige Card
Citi ThankYou<sup>®</sup> Prestige Card15.24%* Variable30K points for $2,000 spent in first 3 mos; 3 points per $1 spent on flights & hotels, 2 points per $1 spent on dining & entertainment; 1 point per $1 spent on all other purchases$450Excellent
Our Rating:
Good card for those who like perks; $250 annual statement credit for flights; 30,000 bonus point opportunity
Citi® Hilton HHonors™ Visa Signature® Card
Citi<sup>®</sup> Hilton HHonors™ Visa Signature<sup>®</sup> Card15.24% - 19.24%* Variable40,000 bonus points after spending $1,000 in first 4 months, earn 6 points for each $1 spent at participating hotel, 3 points for each $1 spent on purchases at supermarkets, drugstores and gas stations, 2 points for each $1 spent on all other purchasesNoneExcellent
Our Rating:
Great card for travelers who stay at Hilton hotels, free hotel stays after spending $1,000 within first 4 months, includes bonus points for non-travel purchases
Name & Card Purchase APR Rewards Annual Fee Credit Needed: Our Rating & Bottom Line
Gold Delta SkyMiles® Credit Card from American Express
Gold Delta SkyMiles<sup>®</sup> Credit Card from American Express15.24 -19.24% Variable30,000 bonus miles after spending $1,000 in first 3 months; 2 miles per $1 spent on Delta flights, 1 mile per $1 on eligible purchases$0 introductory annual fee for the first year, then $95Excellent
Our Rating:
Best for those who want to earn free Delta flights and upgrades; flight value of $0.63; annual fee waived first year
Journey℠ Student Rewards from Capital One®
Journey℠ Student Rewards from Capital One<sup>®</sup>19.8% Variable1% cash back on all purchases$0Average/ Fair/ Limited
Our Rating:
Great choice for students, designed to help build good credit, cash back bonus for paying bill on time
UPromise World Mastercard®
UPromise World Mastercard<sup>®</sup>0% for 12 months,
then 12.99% or 20.99% (Variable)
4% cash back for eating at participating Upromise restaurants, 3% for gas at Exxon or Mobile, 2% for movies, 1% cash back on all other purchasesNoneExcellent
Our Rating:
Smart choice for those saving for college or who want to pay off a college loan; 0% APR for 12 months on purchases & balance transfers; $50 cash back after 1st use
Credit One Bank® Platinum Card
Credit One Bank<sup>®</sup> Platinum Card17.90% - 23.90% variableRegular Visa card for those with poor or no credit$35 - $99 annual feeRegular reporting to 3 major credit bureaus
Our Rating:
Good non-secured credit card for those with poor credit, 1% cash back on gas, 3-bureau credit reporting.
Name & Card Purchase APR Rewards Annual Fee Credit Needed: Our Rating & Bottom Line
The Hawaiian Airlines® World Elite Mastercard®
The Hawaiian Airlines<sup>®</sup> World Elite Mastercard<sup>®</sup>15.99% or 24.99%* Variable2 miles per $1 spent on Hawaiian Airlines purchases; 1 mile per $1 on all other purchases$89/yrExcellent
Our Rating:
If you travel Hawaiian Airlines frequently this card is for you; 35,000 bonus miles; no foreign transaction fees
British Airways Visa Signature® Card
British Airways Visa Signature<sup>®</sup> Card15.99% Variable50,000 bonus miles after spending $2,000 in first 3 months, 2.5 Avios miles per $1 spent on British Airway flights, 1.25 Avios miles per dollar spent on all other purchases$0 intro for first year; $95 after thatGood
Our Rating:
Good pick for frequent British Airways flyers who want to earn rewards and flights
The Frontier Airlines World Mastercard®
The Frontier Airlines World Mastercard<sup>®</sup>15.99% or 24.99%* Variable40,000 bonus miles (1 free flight) after spending $1,000 in first 90 days; 2 miles per $1 spent on FlyFrontier.com purchases; 1 mile per $1 on all other purchases$69/yrExcellent
Our Rating:
Good for frequent Frontier flyers; 0% APR on balance transfers for 12 months; 40,000 bonus point opportunity.
US Airways® Premier World MasterCard®
US Airways<sup>®</sup> Premier World MasterCard<sup>®</sup> 15.99%, 19.99% or 24.99% Variable2 miles per $1 spent on US Airways purchases; 1 mile per $1 on all other purchases$89/yrExcellent
Our Rating:
Good pick for frequent US Airways flyers; 0% APR on balance transfers for 15 months; 40,000 bonus point opportunity.
Name & Card Purchase APR Rewards Annual Fee Credit Needed: Our Rating & Bottom Line
Simmons First Visa® Platinum Rewards
Simmons First Visa<sup>®</sup> Platinum Rewards9.25% Variable1 point per $1 spent$0Excellent
Our Rating:
Combines very low ongoing APR and no balance transfer fees with travel rewards program
American Express® Premier Rewards Gold Card
American Express<sup>®</sup> Premier Rewards Gold CardN/A3 points per $1 spent on flights booked directly with airlines; 2 points per $1 spent at U.S. gas stations and supermarkets; 1 point per $1 spent on eligible purchases.$0 introductory annual fee for the first year, then $175Excellent
Our Rating:
High annual fee but includes unique Gold card benefits; 25,000 bonus point opportunity
Citi ThankYou® Premier Card
Citi ThankYou<sup>®</sup> Premier Card13.99% - 22.99% (V)*20k points for $2k spent in 1st 3 mos, 30k points for $3k spent in 1st 3 mos of 2nd year; 3 points per $1 spent on restaurants & entertainment, 2 points per $1 on airfare and hotels, 1 point per $1 on all else$125, waived for first 12 months*Excellent
Our Rating:
$200 gift card for $2,000 spent in first 3 months; earn rewards to spend on cash, travel and more.
Amex EverydaySM Credit Card
Amex Everyday<sup>SM</sup> Credit Card0% for 15 months,
then 12.99%-21.99% (Variable)
10,000 bonus points & 1 yr of Amazon Prime after spending $1K in first 3 mos, 2 points per $1 spent at U.S. supermarkets (on up to $6K annually, then 1 point), 1 point per $1 spent on eligible purchases.$0Excellent
Our Rating:
Enjoy AmEx benefits without the annual fee; potential to earn 20% more points
Name & Card Purchase APR Rewards Annual Fee Credit Needed: Our Rating & Bottom Line
Amex EverydaySM Preferred Credit Card
Amex Everyday<sup>SM</sup> Preferred Credit Card0% for 15 months,
then 12.99%-21.99% (Variable)
15,000 bonus points & 1 yr of Amazon Prime after spending $1,000 in first 3 mos, 3 points per $1 spent at U.S. supermarkets (on up to $6K annually, then 1 point), 2 points per $1 spent at U.S. gas stations, 1 point per $1 spent on eligible purchases.$95Excellent
Our Rating:
Get Amex benefits previously only given to charge card members, multiple ways to use earned points
Citi ThankYou® Preferred Card - Earn up to 30,000 Bonus Points
Citi ThankYou<sup>®</sup> Preferred Card - Earn up to 30,000 Bonus Points12.99% - 22.99% (V)*30K points for $2,000 spent in first 3 mos; 2 points per $1 spent on dining and entertainment; 1 point per $1 spent on all other purchases$0*Excellent
Our Rating:
Earn rewards to spend on cash, travel and more; 30,000 bonus point opportunity
Citi ThankYou® Preferred Card - Earn up to 20,000 Bonus Points
Citi ThankYou<sup>®</sup> Preferred Card - Earn up to 20,000 Bonus Points0% for 12 months, then 12.99% - 22.99% (V)*20K points for $1,500 spent in first 3 mos; 2 points per $1 spent on dining and entertainment; 1 point per $1 spent on all other purchases$0*Excellent
Our Rating:
Earn rewards to spend on cash, travel and more; 20,000 bonus point opportunity
NFL Extra Points Credit Card
NFL Extra Points Credit Card14.99%, 19.99% or 24.99% Variable2 points per $1 spent on NFL or team purchases; 1 point per $1 for on all other purchasesNoneGood to Excellent
Our Rating:
Great for NFL lovers who want to earn football rewards or cashback for purchases; $100 statement credit after $500 in purchases
Name & Card Purchase APR Rewards Annual Fee Credit Needed: Our Rating & Bottom Line
The Platinum Card® from American Express
The Platinum Card<sup>®</sup> from American ExpressN/A40,000 bonus points after spending $3,000 in first 3 months; 2 points per $1 for booking travel with amextravel.com; 1 point per $1 spent on other purchases$450 annual feeExcellent
Our Rating:
The Exclusive charge card with many travel benefits and exclusive privileges, somewhat pricey.
The Barnes & Noble Mastercard®
The Barnes & Noble Mastercard<sup>®</sup>13.99% or 24.99%* Variable5% back at Barnes & Noble; 1 point per $1 on all other purchasesNoneGood to Excellent
Our Rating:
Earn 5% back at Barnes & Noble, $25 B&N gift card after first purchase
Williams-Sonoma Visa® Signature Card
Williams-Sonoma Visa<sup>®</sup> Signature Card13.74%, 17.74% or 21.74%* Variable3 points per $1 spent at Williams-Sonoma; 1 point per $1 for on all other purchasesNoneGood to Excellent
Our Rating:
Good for Williams-Sonoma lovers or those who have their bridal registry with Williams-Sonoma
Ace Rewards® PlatinumVisa Card
Ace Rewards<sup>®</sup> PlatinumVisa Card13.99%-22.99% Variable10 points per $1 spent in popular quarterly categories, 5 points per $1 spent on Ace purchases; 2 points per $1 spent on gas and groceries; 1 point per $ spent on other purchases. $100 intro bonus.$0Excellent
Our Rating:
If you like to shop at Ace, this card will earn points you can redeem at Ace Hardware stores
Name & Card Purchase APR Rewards Annual Fee Credit Needed: Our Rating & Bottom Line
L.L.Bean Visa® Card
L.L.Bean Visa<sup>®</sup> Card13.99%, 16.99% or 19.99%* Variable3% per $1 spent at L.L.Bean; 1% per $1 for on all other purchasesNoneGood to Excellent
Our Rating:
Nice pick for L.L.Bean lovers - earn coupons towards future L.L.Bean purchases
Harley-Davidson® Visa® Credit Card
Harley-Davidson<sup>®</sup> Visa<sup>®</sup> Credit Card13.99% - 22.99% (Variable)Earn 3 points on every $1 spent at Harley-Davidson dealerships, 2 points for every $1 spent at gas stations, restaurants, bars & lodging, 1 point per $1 spent on everything elseNoneExcellent
Our Rating:
A good fit for Harley-Davidson aficionados who want to earn points for Harley-Davidson gear, parts and more

Disclaimer: This content is not provided or commissioned by the credit card issuers. Opinions expressed here are author's alone, not those of the credit card issuers, and have not been reviewed, approved or otherwise endorsed by the credit card issuers. This site may be compensated through the affiliate program of the credit card issuers.

*See credit card application page for additional details.

Select Next Advisor Blog Posts

NextAdvisor.com Survey Reveals Holiday Spending Habits
It?s that joyous time of year when Americans will spend billions on gifts for loved ones and friends. Millions of consumers turn to credit cards and other forms of payments to purchase all of these gifts. As people begin planning out their annual holiday shopping trip, we started wondering: What kinds of gifts do people [...]

How to Rebuild Your Credit Score with a Credit Card
Having poor credit can be a real headache. Poor credit means high interest rates on your credit cards and auto loans. It also means you'll be more likely to be turned down for future loans, and you'll miss out on earning valuable credit card rewards. If you're able to get a mortgage, expect to pay [...]

Chase Freedom Offers $200 Bonus
Just in time for the holiday season, Chase Freedom is offering a limited-time $200 intro bonus after spending $500 in the first 3 months of card ownership. That's a pretty hefty bonus just for making your regular purchases, particularly in the season people tend to be spending more money on gifts, vacations, meals and other [...]

Personal and Business Credit Cards: What's the Difference?
With so many different kinds of credit cards out there, from cash back and travel rewards to 0% intro APR, it can be difficult to decide which card is best for you. To make matters more complicated, you might come across small business credit cards that offer similar rewards but that are marketed toward people [...]

Credit Cards with the Best Intro Bonuses
Credit card issuers want your business, and to get it they're offering some fairly spectacular introductory bonuses, like $440 in statement credits and over $900 worth of airline miles. Even if you're not in the market for a new credit card, these generous bonuses might cause you to reconsider. And if you are looking for [...]

Credit Card Rewards: Are They Valuable?
Credit cards rewards are a great way to earn perks while you use your card. There are a variety of rewards to choose from, including cash back and points that can be redeemed for travel or gift cards to use in stores, restaurants, gas stations or for online shopping. The credit card rewards options are almost endless, [...]


Advertiser Disclosure: NextAdvisor.com is a consumer information site that offers free, independent reviews and ratings of online services. We receive advertising revenue from most but not all of the companies whose products and services we review. For credit cards, we review cards from all of the top 10 US issuers by purchase volume (according to Issue 1035 of The Nilson Report, Feb 2014) excluding issuers that require additional accounts to be a cardholder and private label issuers. We may also review cards from other issuers in select cases. We do not review all products in a given category. We are independently owned and operated and all opinions expressed on this site are our own.