Compare Reward Credit Cards

With the economy on the upswing, credit card issuers are offering better and better rewards cards. Whether you want to spend your rewards on airlines, hotels, or just get cash back, there are some great options to choose from right now. In addition to offers like 2 miles per dollar spent on any purchase or 6% cash back on groceries, introductory bonuses worth $400 or more are now being offered. And many of these cards even offer 12 or 15 month 0% introductory APRs. Below is our list of the best reward credit cards. If you'd like to learn more about credit cards, see our FAQ.

Reward Credit Card Reviews & Prices

Updated 04-24-2014

Name & Card Purchase APR Rewards Annual Fee Credit Needed: Our Rating & Bottom Line
Barclaycard Arrival™ World Mastercard® - Earn 2x on All Purchases
Barclaycard Arrival™ World Mastercard® - Earn 2x on All Purchases
0% for 12 months, then 14.99% or 18.99%* VariableEarn 2 miles per dollar spent on all purchases; 40,000 bonus miles when you spend $3,000 in first 90 days$89 - Waived first yearExcellent/ Good
Our Rating:
Travel rewards card winner with a value of $2 for every $100 spent, 12 month 0% intro APR & 40k intro bonus miles (equivalent to $400)
BankAmericard Cash Rewards™ Credit Card
BankAmericard Cash Rewards™ Credit Card
0% Intro for 12 billing cycles,
then 12.99%-22.99% variable
Earn 2% cash back at grocery stores and 3% on gas for the first $1,500 in combined grocery store and gas purchases each quarter, 1% cash back on other purchases, $100 online-exclusive bonus opportunity$0Excellent
Our Rating:
Combines great cash back rewards with an Introductory APR offer; $100 online-exclusive bonus opportunity
Blue Cash Preferred® Card from American Express
Blue Cash Preferred® Card from American Express
0% for 15 months, then 12.99%-21.99% Variable6% cash back at US supermarkets (up to $6K), 3% cash back on US gas & select US dept stores; 1% cash back on other purchases. 100 Reward Dollars intro bonus.$75Excellent
Our Rating:
Up to 6% cash back on everyday spending with unlimited cash back; 100 Reward Dollars bonus; 0% APR on purchases and balance transfers for 15 months
Capital One® Venture® Rewards Credit Card
Capital One® Venture® Rewards Credit Card
13.9% - 20.9% variableUnlimited 2x miles on all purchases, one-time 20,000 bonus miles when you spend $2,000 in 1st 3 months$0 intro for first year; $59 after thatExcellent/ Good
Our Rating:
Terrific all-around travel card with easy rewards redemption, no blackout dates or restrictions
Name & Card Purchase APR Rewards Annual Fee Credit Needed: Our Rating & Bottom Line
Chase Freedom® - $100 Bonus
Chase Freedom® - $100 Bonus
0% for the first 15 months,
then 13.99% - 22.99% Variable
$100 bonus after spending $500 in first 3 months; 1% cash back on all purchases, 5% in rotating spending categoriesNoneGood
Our Rating:
Excellent combination of cash back rewards and 0% intro APR; $100 bonus opportunity
Starwood Preferred Guest® Credit Card from American Express
Starwood Preferred Guest® Credit Card from American Express
15.24%-19.24% (Variable)4-5 points per $1 spent on qualifying Starwood Preferred Guest® hotels and resorts, 1 point per $1 spent on everything else$0 introductory annual fee for the first year, then $65Excellent
Our Rating:
Great travel card with high hotel redemption value of $2.61; 25K bonus point opportunity
Chase Sapphire Preferred®
Chase Sapphire Preferred®
15.99% variable2 points per $1 spent on travel and dining, 1 point per $1 spent on everything else, plus additional points on eligible airfare purchases and other online purchases made through Chase$0 first year; $95/year thereafterGood
Our Rating:
Earn unlimited 2x points on travel and dining; 40,000 bonus points after spending $3,000 in first 3 months; annual 7% dividend bonus; 1:1 point transfer to other reward programs
Capital One® Quicksilver® Cash Rewards Credit Card
Capital One® Quicksilver® Cash Rewards Credit Card
0% until Jan 2015,
then 12.9% - 22.9% (V)
$100 cash back after spending $500 in first 3 months, 1.5% cash back on all purchases$0Excellent/ Good
Our Rating:
1.5% cash back on all purchases; 0% intro APR on purchases & balance transfers; $100 bonus opportunity
Name & Card Purchase APR Rewards Annual Fee Credit Needed: Our Rating & Bottom Line
Blue Cash Everyday® Card from American Express
Blue Cash Everyday® Card from American Express
0% for 15 months, then 12.99%-21.99% Variable3% cash back at US supermarkets (up to $6K), 2% cash back on US gas & select dept stores; 1% cash back on other purchases. 50 Reward Dollars intro bonus.$0Excellent
Our Rating:
Up to 3% cash back on everyday spending; 50 Rewards Dollars bonus; unlimited cash back; 15-mo 0% APR on purchases and balance transfers
GM Card from Capital One
GM Card from Capital One
0% for first 12 months, then 11.90% - 19.90% (V)5% earnings on first $5,000 in purchases annually, 2% earnings on all purchases after thatNoneExcellent/Good
Our Rating:
If you're in the market for a GM car, this card will help get you in the driver's seat
BankAmericard Travel Rewards® Credit Card
BankAmericard Travel Rewards® Credit Card
0% Intro for 12 billing cycles,
then 14.99% - 22.99% variable
Earn 1.5 points per $1 spent on all purchases; 10,000 online-exclusive bonus points after spending at least $500 in purchases in first 90 days$0Excellent
Our Rating:
Great value of 1.5 points for every $1 in purchases plus an Introductory APR offer; no foreign transaction fees
United MileagePlus® Explorer Card
United MileagePlus® Explorer Card
15.24%30,000 bonus miles after spending $1,000 in first 3 mos., 2 miles per $1 spent on United flights, 1 mile per dollar spent on all other purchases$0 first year; $95/year thereafterGood
Our Rating:
Good choice for United flyers who want to earn free flights with great perks; flight redemption value of $1.75
Name & Card Purchase APR Rewards Annual Fee Credit Needed: Our Rating & Bottom Line
Citi ThankYou® Premier Card
Citi ThankYou® Premier Card
13.99% - 22.99% (V)*20k points for $2k spent in 1st 3 mos, 30k points for $3k spent in 1st 3 mos of 2nd year; 3 points per $1 spent on restaurants & entertainment, 2 points per $1 on airfare and hotels, 1 point per $1 on all else$125, waived for first 12 months*Excellent
Our Rating:
$200 gift card for $2,000 spent in first 3 months; earn rewards to spend on cash, travel and more.
Amex EverydaySM Credit Card
Amex Everyday<sup>SM</sup> Credit Card
0% for 15 months,
then 12.99%-21.99% (Variable)
10,000 bonus points after spending $1K in first 3 mos, 2 points per $1 spent at supermarkets, 1 point per $1 spent on all other purchases.$0Excellent
Our Rating:
Enjoy AmEx benefits without the annual fee; potential to earn 20% more points; 0% intro APR period
Barclaycard Arrival™ World Mastercard® - Earn 1x on All Purchases
Barclaycard Arrival™ World Mastercard® - Earn 1x on All Purchases
0% for 12 months, then 14.99% or 18.99% VariableEarn 2 points per $1 spent on travel & dining, 1 mile per dollar spent on all other purchases; 20,000 bonus miles when you spend $1,000 in 1st 3 monthsNoneExcellent
Our Rating:
Solid travel card with easy rewards redemption and extra bonuses for travel redemptions, no foreign transaction fees and a 12-month 0% intro APR on purchases
Citi ThankYou® Preferred Card - Earn up to 20,000 Bonus Points
Citi ThankYou® Preferred Card - Earn up to 20,000 Bonus Points
0% for 7 months, then 12.99% - 22.99% (V)*20K points for $1,500 spent in first 3 mos; 2 points per $1 spent on dining and entertainment; 1 point per $1 spent on all other purchases$0*Excellent
Our Rating:
Earn rewards to spend on cash, travel and more; 20,000 bonus point opportunity
Name & Card Purchase APR Rewards Annual Fee Credit Needed: Our Rating & Bottom Line
Capital One® VentureOne® Rewards Credit Card
Capital One® VentureOne® Rewards Credit Card
0% until April 2015,
then 11.9% - 19.9% (V)
1.25 miles per $1 spent on all purchases; earn 20,000 miles (equal to $200 in travel) once you spend $2,000 in first 3 months$0Excellent/ Good
Our Rating:
Unlimited travel rewards combined with 0% introductory APR and no annual fee makes this a solid choice
Citi® Platinum Select® / AAdvantage® World Mastercard®
Citi® Platinum Select® / AAdvantage® World Mastercard®
13.99%-21.99% variable30,000 bonus miles opportunity, earn 2 miles per $1 spent on American Airline flights and 1 mile for each $1 spent on all other purchases$95, waived for first 12 monthsExcellent
Our Rating:
Best for those who like to fly American Airlines, with perks like priority boarding and first checked bag free
Chase Sapphire®
Chase Sapphire®
15.99% Variable2 points per $1 spent at restaurants, 1 point per $1 spent on everything else, plus additional points on eligible airfare purchases and other online purchases made through ChaseNoneGood
Our Rating:
Unlimited reward points; 10,000 bonus points after spending $500 in first 3 months; redeem for cash or merchandise
Capital One® QuicksilverOne® Cash Rewards Credit Card
Capital One® QuicksilverOne® Cash Rewards Credit Card
0% until Jan 2015,
then 22.9% (V)
Unlimited 1.5% cash back on all purchases$39Average/ Fair/ Limited
Our Rating:
Smart pick for those with average credit; 1.5% cash back on all purchases; 0% intro APR on purchases
Name & Card Purchase APR Rewards Annual Fee Credit Needed: Our Rating & Bottom Line
TrueEarnings® Card from Costco and American Express
TrueEarnings® Card from Costco and American Express
15.24% Variable3% cash back on US gas (including Costco, up to $4K/yr); 2% cash back at restaurants; 2% cash back on travel (including Costco); 1% cash back on other purchasesNo Annual Fee with your paid Costco MembershipExcellent
Our Rating:
No annual fee and a generous cash back rewards program make this a great choice for Costco members & others
Discover it® Card - Balance Transfer
Discover it® Card - Balance Transfer
0% for first 6 months,
then 10.99% - 22.99% (Variable)*
5% cash back on purchases within select categories; 1% on all other purchasesNoneExcellent
Our Rating:
Combines an 18-month 0% intro APR on balance transfers with a low ongoing APR
Discover it® Card
Discover it® Card
0% for first 14 months,
then 10.99% - 22.99% (Variable)*
5% cash back on purchases within select categories; 1% on all other purchasesNoneExcellent
Our Rating:
Combines cash-back rewards with a 14-month 0% intro APR on purchases & balance transfers
Citi® Dividend Platinum Select® Visa® - $100 Cash Back
Citi® Dividend Platinum Select® Visa® - $100 Cash Back
0% for 12 months,
then 12.99% - 22.99% (V)*
5% cash back per $1 spent in popular categories, 1% per $1 spent on all other purchases$0*Excellent
Our Rating:
12-month 0% APR intro and balance transfer APR period, $100 bonus after spending first $500, max of $300 cash back per year after $100 bonus
Name & Card Purchase APR Rewards Annual Fee Credit Needed: Our Rating & Bottom Line
Citi® Hilton HHonors™ Visa Signature® Card
Citi® Hilton HHonors™ Visa Signature® Card
14.24% variable40,000 bonus points after spending $1,000 in first 4 months, earn 6 points for each $1 spent at participating hotel, 3 points for each $1 spent on purchases at supermarkets, drugstores and gas stations, 2 points for each $1 spent on all other purchasesNoneExcellent
Our Rating:
Great card for travelers who stay at Hilton HHonors hotels, free hotel stays after spending $1,000 within first 4 months, includes bonus points for non-travel purchases
NFL Extra Points Credit Card
NFL Extra Points Credit Card
14.99% or 22.99%* Variable2 points per $1 spent on NFL or team purchases; 1 point per $1 for on all other purchasesNoneGood to Excellent
Our Rating:
Great for NFL lovers who want to earn football rewards or cashback for purchases; $100 statement credit after $500 in purchases
Barclaycard Rewards Mastercard® - Average Credit
Barclaycard Rewards Mastercard® - Average Credit
24.99% Variable2 points per $1 on gas, grocery and utilities; 1 point per $1 on everything elseNoneAverage
Our Rating:
Great choice for those with average credit; strong rewards program
American Express® Premier Rewards Gold Card
American Express® Premier Rewards Gold Card
N/A3 points per $1 spent on flights booked with airlines; 2 points per $1 spent at U.S. gas stations and supermarkets; 1 point per $1 spent on all other purchases.$0 introductory annual fee for the first year, then $175Excellent
Our Rating:
High annual fee but includes unique Gold card benefits; 25,000 bonus point opportunity
Name & Card Purchase APR Rewards Annual Fee Credit Needed: Our Rating & Bottom Line
The Platinum Card® from American Express
The Platinum Card® from American Express
N/A40,000 bonus points after spending $3,000 in first 3 months; 2 points per $1 for booking travel with amextravel.com; 1 point per $1 spent on all other purchases$450 annual feeExcellent
Our Rating:
The Exclusive charge card with many travel benefits and exclusive privileges, somewhat pricey.
Blue Sky from American Express®
Blue Sky from American Express®
0% for 15 months,
then 17.24%-22.24% Variable
7,500 bonus points when you spend $1,000 within 3 months; 1 point per $1 spent$0Excellent
Our Rating:
Unlimited travel rewards with no blackout dates or restrictions; $1.33 flight & hotel redemption value
Gold Delta SkyMiles® Credit Card from American Express
Gold Delta SkyMiles® Credit Card from American Express
15.24 -19.24% Variable30,000 bonus miles after spending $1,000 in 3 months; 2 miles per $1 spent on Delta flights, 1 mile per $1 on all other purchases$0 introductory annual fee for the first year, then $95Excellent
Our Rating:
Best for those who want to earn free Delta flights and upgrades; flight value of $0.63; annual fee waived first year
Journey℠ Student Rewards from Capital One®
Journey℠ Student Rewards from Capital One®
19.8% variable1% cash back on all purchases$0Average/ Fair/ Limited
Our Rating:
Great choice for students, designed to help build good credit, cash back bonus for paying bill on time
Name & Card Purchase APR Rewards Annual Fee Credit Needed: Our Rating & Bottom Line
Marriott Rewards® Premier Credit Card from Chase
Marriott Rewards® Premier Credit Card from Chase
15.24% Variable50,000 bonus points after spending $1,000 in first 3 months; 5 points for every $1 spent at Marriott locations; 2 points for every $1 spent on qualifying airline, dining, and rental car purchases; 1 point per $1 spent on all other purchases$0 first year; $85/yr thereafterGood
Our Rating:
Great for Marriott regulars who want to earn 5 for each $1 spent at Marriott; free night upon account approval; 50,000 points after spending $1,000 in first 3 months
Citi® Hilton HHonors™ Reserve Card
Citi® Hilton HHonors™ Reserve Card
15.24% variable2 free nights after spending $2,500 in first 4 months, earn 10 points for each $1 spent at participating hotels, 5 points for each $1 spent on airline & car rentals, 3 points for each $1 spent on all other purchases$95Excellent
Our Rating:
Great card for travelers who stay at Hilton HHonors hotels, 2 free nights after spending $2,500 in first 4 months, HHonors Gold status and no foreign transaction fees
UPromise World Mastercard®
UPromise World Mastercard®
0% for 12 months,
then 12.99% or 20.99% (Variable)
4% cash back for eating at participating Upromise restaurants, 3% for gas at Exxon or Mobile, 2% for movies, 1% cash back on all other purchasesNoneExcellent
Our Rating:
Smart choice for those saving for college or who want to pay off a college loan; 0% APR for 12 months on purchases & balance transfers; $50 cash back after 1st use
Citi ThankYou® Preferred Card - Low Intro APRs
Citi ThankYou® Preferred Card - Low Intro APRs
0% for first 15 months,
then 12.99% - 22.99%*
Earn 2 points per $1 spent on dining at restaurants and entertainment, 1 point per $1 spent on all other purchases$0*Excellent
Our Rating:
0% APR on purchases and balance transfers for 15 months, earn rewards to spend on cash, travel and more.
Name & Card Purchase APR Rewards Annual Fee Credit Needed: Our Rating & Bottom Line
The Barnes & Noble Mastercard®
The Barnes & Noble Mastercard®
13.99% or 24.99%* Variable5% back at Barnes & Noble; 1 point per $1 on all other purchasesNoneGood to Excellent
Our Rating:
Earn 5% back at Barnes & Noble, $25 B&N gift card after first purchase
Williams-Sonoma Visa® Signature Card
Williams-Sonoma Visa® Signature Card
13.74%, 17.74% or 21.74%* Variable3 points per $1 spent at Williams-Sonoma; 1 point per $1 for on all other purchasesNoneGood to Excellent
Our Rating:
Good for Williams-Sonoma lovers or those who have their bridal registry with Williams-Sonoma
L.L.Bean Visa® Card
L.L.Bean Visa® Card
13.99%, 16.99% or 19.99%* Variable3% per $1 spent at L.L.Bean; 1% per $1 for on all other purchasesNoneGood to Excellent
Our Rating:
Nice pick for L.L.Bean lovers - earn coupons towards future L.L.Bean purchases
Harley-Davidson® Visa® Credit Card
Harley-Davidson® Visa® Credit Card
13.99% - 22.99% (Variable)Earn 3 points on every $1 spent at Harley-Davidson dealerships, 2 points for every $1 spent at gas stations, restaurants, bars & lodging, 1 point per $1 spent on everything elseNoneExcellent
Our Rating:
A good fit for Harley-Davidson aficionados who want to earn points for Harley-Davidson gear, parts and more
Name & Card Purchase APR Rewards Annual Fee Credit Needed: Our Rating & Bottom Line
Citi® Dividend® Card for College Students
Citi® Dividend® Card for College Students
13.99% - 23.99% (V)
(0% for 7 months)*
5% cash back for every $1 you spend in popular rotating categories, 1% per $1 spent on all other purchases.$0*Good
Our Rating:
Strong student choice with 7-month 0% APR on purchases, earn up to $300 cash back each year on card purchases

Disclaimer: This content is not provided or commissioned by the credit card issuers. Opinions expressed here are author's alone, not those of the credit card issuers, and have not been reviewed, approved or otherwise endorsed by the credit card issuers. This site may be compensated through the affiliate program of the credit card issuers.

*See credit card application page for additional details.

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