Compare Reward Credit Cards

With the economy on the upswing, credit card issuers are offering better and better rewards cards. Whether you want to spend your rewards on airlines, hotels, or just get cash back, there are some great options to choose from right now. In addition to offers like 2 miles per dollar spent on any purchase or 6% cash back on groceries, introductory bonuses worth $400 or more are now being offered. And many of these cards even offer 12 or 15 month 0% introductory APRs. Below is our list of the best reward credit cards from our partners that we've reviewed. If you'd like to learn more about credit cards, see our Credit Card FAQs.

Updated 08-26-2016

Reward Credit Card Comparison Chart

Name & CardPurchase APRRewardsAnnual FeeCredit Needed:
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Our Rating & Bottom Line
Our editors thoroughly research all the credit card offers we review, comparing interest rates, features, rewards programs, annual fees, late fees and other features. After weighing the information the editors give an overall star rating for each card. After our initial evaluation, we continue to monitor the credit cards and update our reviews as situations change. The ratings are the expert opinion of our editors, and not influenced by any remuneration this site may receive from card issuers. Not all products from all issuers have been evaluated.
Blue Cash Preferred® Card from American Express
0% on Purchases for 12 months, then 13.24%-23.24% Variable
Additional Rates & Fees
Additional Rates & Fees
  • Balance Transfer APR: 0% on Balance Transfers for 12 months, then 13.24%-23.24% Variable, based on creditworthiness.
  • Balance Transfer Fee: Either $5 or 3% of the amount of each transfer, whichever is greater.
  • Foreign Transaction Fee: 2.7% of each transaction after conversion to US dollars.
  • Late Payment Fee: Up to $37
  • Cash Advance Fee: Either $5 or 3% of the amount of each cash advance, whichever is greater.
  • APR for Cash Advances: 25.49%
  • Penalty APR: 29.49%
  • Returned Payment Fee: Up to $37.
Earn 6% cash back at US supermarkets (up to $6K), 5% back on travel purchases made in first 6 mos (max of $200 back), 3% back on US gas & select US dept stores; 1% back on other purchases. $150 intro bonus after spending $1K in first 3 mos. Terms apply.$95Excellent, Good
Our Rating:
6% cash back at US supermarkets on up to $6K in purchases; $150 intro bonus; 0% APR on purchases and balance transfers for 12 months. Terms apply.
Chase Sapphire Preferred® Card
16.24%-23.24% variable 50,000 bonus points after spending $4,000 in first 3 months, 2 points per $1 spent on travel and dining, 1 point per $1 spent on everything else$0 for First Year, then $95Excellent
Our Rating:
Travel rewards card winner with an average value of $2.19 for every $100 spent; Earn unlimited 2x points on travel and dining; 50K bonus points opportunity; 1:1 point transfer to other reward programs
Barclaycard Arrival Plus™ World Elite MasterCard®
16.24% or 20.24%* VariableEarn 2 miles per dollar spent on all purchases; 40,000 bonus miles when you spend $3,000 in first 90 days$89 - waived first yearExcellent/Good
Our Rating:
Terrific all-around travel card with easy rewards redemption, 40K intro bonus miles (equivalent to $400); no blackout dates or restrictions
Chase Freedom® - $150 Bonus
0% Intro APR on Purchases for 15 months, then 14.24%-23.24% variableGet a $150 Bonus after spending $500 on purchases in your first 3 months from account opening. Earn 5% cash back on up to $1,500 in combined purchases in bonus categories each quarter you activate. Unlimited 1% cash back on all other purchases. $0Good
Our Rating:
Excellent combination of cash back rewards and 0% intro APR; 5% back at wholesale clubs until end of year; Get a $150 Bonus after spending $500 on purchases in your first 3 months from account opening.
Name & CardPurchase APRRewardsAnnual FeeCredit Needed:
Don't know your credit rating? Find out what your credit score means or get a free credit score and explanation with our top-reviewed credit monitoring services.
Our Rating & Bottom Line
Our editors thoroughly research all the credit card offers we review, comparing interest rates, features, rewards programs, annual fees, late fees and other features. After weighing the information the editors give an overall star rating for each card. After our initial evaluation, we continue to monitor the credit cards and update our reviews as situations change. The ratings are the expert opinion of our editors, and not influenced by any remuneration this site may receive from card issuers. Not all products from all issuers have been evaluated.
Blue Cash Everyday® Card from American Express
0% on Purchases for 12 months, then 13.24%-23.24% Variable
Additional Rates & Fees
Additional Rates & Fees
  • Balance Transfer APR: 0% on Balance Transfers for 12 months, then 13.24%-23.24% Variable, based on creditworthiness.
  • Balance Transfer Fee: Either $5 or 3% of the amount of each transfer, whichever is greater.
  • Foreign Transaction Fee: 2.7% of each transaction after conversion to US dollars.
  • Late Payment Fee: Up to $37
  • Cash Advance Fee: Either $5 or 3% of the amount of each cash advance, whichever is greater.
  • APR for Cash Advances: 25.49%
  • Penalty APR: 29.49%
  • Returned Payment Fee: Up to $37.
Earn 5% back on travel purchases made in first 6 mos (max of $200 back), 3% cash back at US supermarkets (up to $6K), 2% cash back on US gas & select dept stores; 1% cash back on other purchases. $100 bonus after spending $1K in first 3 mos. Terms apply.$0Excellent, Good
Our Rating:
5% on travel purchases made in first 6 mos; $100 bonus; unlimited cash back; 12-mo 0% APR on purchases and balance transfers. Terms apply.
Capital One® Venture® Rewards Credit Card
13.24% - 23.24% (Variable)Unlimited 2x miles on all purchases, one-time 40,000 bonus miles once you spend $3,000 on purchases within the first 3 months$0 intro for first year; $59 after thatExcellent, Good
Our Rating:
Great travel card with flexible reward usage, 40,000 intro bonus miles (equivalent to $400 in travel), no blackout dates or restrictions
Chase Freedom Unlimited ℠
0% Intro APR on Purchases for 15 months, then 14.24%-23.24% variableEarn a $150 Bonus after you spend $500 on purchases in your first 3 months from account opening, Unlimited 1.5% cash back$0Good
Our Rating:
Unlimited 1.5% cash back; 0% Intro APR on Purchases and balance transfers for 15 months; $150 bonus opportunity
Citi® Double Cash Card – 18 month BT offer
13.24% - 23.24%* (Variable)1% cash back on all purchases plus another 1% cash back as you pay for those purchases, whether you pay in full or over time$0*Excellent, Good
Our Rating:
1% cash back when you buy PLUS 1% back when you pay = 2x cash back on all purchases; 18-mo 0% APR on balance transfers
Name & CardPurchase APRRewardsAnnual FeeCredit Needed:
Don't know your credit rating? Find out what your credit score means or get a free credit score and explanation with our top-reviewed credit monitoring services.
Our Rating & Bottom Line
Our editors thoroughly research all the credit card offers we review, comparing interest rates, features, rewards programs, annual fees, late fees and other features. After weighing the information the editors give an overall star rating for each card. After our initial evaluation, we continue to monitor the credit cards and update our reviews as situations change. The ratings are the expert opinion of our editors, and not influenced by any remuneration this site may receive from card issuers. Not all products from all issuers have been evaluated.
Starwood Preferred Guest® Credit Card from American Express
15.49%-19.49% Variable
Additional Rates & Fees
Additional Rates & Fees
  • Balance Transfer APR: 15.49%-19.49% Variable, based on creditworthiness.
  • Balance Transfer Fee: Either $5 or 3% of the amount of each transfer, whichever is greater.
  • Foreign Transaction Fee: N/A
  • Late Payment Fee: Up to $37
  • Cash Advance Fee: Either $5 or 3% of the amount of each cash advance, whichever is greater.
  • APR for Cash Advances: 25.49%
  • Penalty APR: 29.49%
  • Returned Payment Fee: Up to $37.
2 Starpoints® per $1 of eligible purchases charged directly with hotels & resorts participating in SPG® program, 1 Starpoint® per $1 spent on eligible purchases. Terms apply.$0 introductory annual fee for the first year, then $95.Excellent, Good
Our Rating:
Great travel card for those who enjoy Starwood hotels; 25K bonus point opportunity. Terms apply
Discover it® - Cashback Match™
0% for 12 months,
then 11.24% – 23.24% Variable
Double your cash back at end of 1st year; 5% cash back on purchases within select categories up to the quarterly maximum; 1% on all other purchases$0Excellent, Good, Average
Our Rating:
Double your cash back at end of 1st year; 12-month 0% intro APR on purchases & balance transfers.
NHL® Discover it® Card
0% for 12 months,
then 11.24% – 23.24% Variable
5% cash back on purchases within select categories up to the quarterly maximum; 1% on all other purchases$0Excellent, Good, Average
Our Rating:
Double your cash back at end of 1st year; 12-month 0% intro APR on purchases & balance transfers.
Hyatt Credit Card from Chase
16.24% variable2 nights at a Hyatt after spending $1,000 in first 3 mos; 3 points for every $1 spent at Hyatt locations; 2 points per $1 spent at restaurants, on airline tickets and at at car rental agencies; 1 point per $1 spent on all other purchases$0 introductory annual fee the first year, then $75Good
Our Rating:
Travel Analysis winner for hotel value; 2 free nights after first purchase
Name & CardPurchase APRRewardsAnnual FeeCredit Needed:
Don't know your credit rating? Find out what your credit score means or get a free credit score and explanation with our top-reviewed credit monitoring services.
Our Rating & Bottom Line
Our editors thoroughly research all the credit card offers we review, comparing interest rates, features, rewards programs, annual fees, late fees and other features. After weighing the information the editors give an overall star rating for each card. After our initial evaluation, we continue to monitor the credit cards and update our reviews as situations change. The ratings are the expert opinion of our editors, and not influenced by any remuneration this site may receive from card issuers. Not all products from all issuers have been evaluated.
BankAmericard Cash Rewards Credit Card
0% Introductory APR on purchases for 12 billing cycles, then 13.24% - 23.24% Variable APR on purchasesEarn 3% cash back on gas, 2% back at wholesale clubs & grocery stores up to $2,500 gas/wholesale club/grocery store quarterly spend, 1% back on other purchases, $100 online bonus after spending at least $500 on purchases in first 90 days.$0Excellent/Good
Our Rating:
2% back at wholesale clubs; introductory APR offer; $100 online cash rewards bonus offer
Susan G. Komen® Credit Card
0% Introductory APR on purchases for 12 billing cycles, then 13.24% - 23.24% Variable APR on purchasesEarn 3% cash back on gas, 2% back at wholesale clubs & grocery stores up to $2,500 gas/wholesale club/grocery store quarterly spend, 1% back on other purchases, $100 online bonus after spending at least $500 on purchases in first 90 days.$0Excellent/Good
Our Rating:
2% back at wholesale clubs; cash back rewards card that contributes to breast cancer cause; $100 online cash rewards bonus offer
MLB BankAmericard Cash Rewards MasterCard®
0% Introductory APR on purchases for 12 billing cycles, then 13.24% - 23.24% Variable APR on purchasesEarn 3% cash back on gas, 2% back at wholesale clubs & grocery stores up to $2,500 gas/wholesale club/grocery store quarterly spend, 1% back on other purchases, $100 online bonus after spending at least $500 on purchases in first 90 days.$0Excellent/Good
Our Rating:
2% back at wholesale clubs; display your favorite MLB colors while earning great cash back rewards; $100 online cash rewards bonus offer; Introductory APR offer
Barclaycard CashForward™ World MasterCard®
0% for 12 months, then 15.24%, 19.24% or 23.24%* Variable1.5% cash back on all purchases, $100 bonus after spending $500 in first 90 days$0Excellent
Our Rating:
1.5% on all purchases; $100 bonus; unlimited cash back; 12-mo 0% APR on purchases and balance transfers.
Name & CardPurchase APRRewardsAnnual FeeCredit Needed:
Don't know your credit rating? Find out what your credit score means or get a free credit score and explanation with our top-reviewed credit monitoring services.
Our Rating & Bottom Line
Our editors thoroughly research all the credit card offers we review, comparing interest rates, features, rewards programs, annual fees, late fees and other features. After weighing the information the editors give an overall star rating for each card. After our initial evaluation, we continue to monitor the credit cards and update our reviews as situations change. The ratings are the expert opinion of our editors, and not influenced by any remuneration this site may receive from card issuers. Not all products from all issuers have been evaluated.
Discover it® chrome
0% for 12 months,
then 11.24% – 23.24% Variable
2% cash back on up to $1,000 quarterly in combined purchases on restaurants & gas; 1% on all other purchases$0Excellent, Good, Average
Our Rating:
Double your cash back at end of 1st year; Cash back rewards without registering quarterly; 12-month 0% intro APR on purchases & balance transfers
Discover it® Miles
0% for first 12 months,
then 11.24% – 23.24% Variable
Your miles are matched at end of first year, 1.5 miles per $1 spent on all purchases$0Excellent, Good, Average
Our Rating:
Great overall travel rewards card; Your miles are matched at end of first year
Wells Fargo Propel American Express® Credit Card
0% intro APR for 15 months, then 13.24%-25.24% variableEarn 3 points per $1 spent on gas, 2 points per $1 spent at restaurants and 1 point per $1 spent on all other purchase$0 Excellent / Good
Our Rating:
10% ongoing bonus and rewards program makes this a good choice for Wells Fargo customers; 0% intro APR for 15 months on purchases and balance transfers
BuyPower Card from Capital One® - Get The Card That Helps You Get The Car
0% for first 12 months, then 13.15% - 23.15% Variable5% earnings on first $5,000 in purchases annually, 2% earnings on all purchases after thatNoneExcellent/Good
Our Rating:
If you're in the market for a Chevrolet, Buick, GMC or Cadillac, this card will help get you in the driver's seat
Name & CardPurchase APRRewardsAnnual FeeCredit Needed:
Don't know your credit rating? Find out what your credit score means or get a free credit score and explanation with our top-reviewed credit monitoring services.
Our Rating & Bottom Line
Our editors thoroughly research all the credit card offers we review, comparing interest rates, features, rewards programs, annual fees, late fees and other features. After weighing the information the editors give an overall star rating for each card. After our initial evaluation, we continue to monitor the credit cards and update our reviews as situations change. The ratings are the expert opinion of our editors, and not influenced by any remuneration this site may receive from card issuers. Not all products from all issuers have been evaluated.
BankAmericard Travel Rewards® Credit Card
0% Introductory APR on purchases for 12 billing cycles, then 15.24% - 23.24% Variable APR on purchasesEarn 1.5 points per $1 spent on all purchases; 20,000 bonus points after spending at least $1,000 in purchases in first 90 days$0Excellent/Good
Our Rating:
Great value of 1.5 points for every $1 in purchases plus an Introductory APR offer; 20,000 bonus points offer; no foreign transaction fees
Capital One® Quicksilver® Cash Rewards Credit Card
0% intro on purchases for 9 months, then 13.24% - 23.24% (Variable)$100 cash back after you spend $500 on purchases within the first 3 months, 1.5% cash back on all purchases$0Excellent, Good
Our Rating:
1.5% cash back on all purchases; 0% intro APR on purchases & balance transfers; $100 bonus opportunity
Wells Fargo Cash Wise Visa® Credit Card
0% intro APR for 15 months, then 13.24%-25.24% variableEarn 1.5% cash back on all net purchases$0 Excellent / Good
Our Rating:
Best for Wells Fargo customers who want to earn 1.5% cash back; 0% intro APR for 15 months on purchases and balance transfers
Virgin America Visa Signature® Card
24.99%, 19.99% or 15.98% (Variable)10,000 bonus points after spending $1K in first 90 days; 3 points for every $1 spent on Virgin America; 1 point per $1 spent on all other purchases$49Excellent
Our Rating:
Travel Analysis winner for best flight value; Great for frequent Virgin America flyers; 10,000 bonus point opportunity
Name & CardPurchase APRRewardsAnnual FeeCredit Needed:
Don't know your credit rating? Find out what your credit score means or get a free credit score and explanation with our top-reviewed credit monitoring services.
Our Rating & Bottom Line
Our editors thoroughly research all the credit card offers we review, comparing interest rates, features, rewards programs, annual fees, late fees and other features. After weighing the information the editors give an overall star rating for each card. After our initial evaluation, we continue to monitor the credit cards and update our reviews as situations change. The ratings are the expert opinion of our editors, and not influenced by any remuneration this site may receive from card issuers. Not all products from all issuers have been evaluated.
Capital One® VentureOne® Rewards Credit Card
0% intro on purchases for 12 months, then 12.24% - 22.24% (Variable)1.25 miles per $1 spent on all purchases; earn 20,000 miles (equal to $200 in travel) once you spend $1,000 on purchases within the first 3 months$0Excellent, Good
Our Rating:
Unlimited travel rewards combined with 0% introductory APR and no annual fee makes this a solid choice
Barclaycard Arrival™ World MasterCard®
16.24%, 20.24% or 24.24%* VariableEarn 2 miles per $1 spent on travel & dining, 1 mile per dollar spent on all other purchases; 20,000 bonus miles when you spend $1,000 in 1st 90 days$0Excellent/Good
Our Rating:
Solid travel card with easy rewards redemption and extra bonuses for travel redemptions, no foreign transaction fees and a 12-month 0% intro APR on balance transfers
Capital One® QuicksilverOne® Cash Rewards Credit Card
0% intro on purchases for 9 months, then 23.24% (Variable)Unlimited 1.5% cash back on all purchases$39Average, Fair, Limited
Our Rating:
Smart pick for those with average credit; 1.5% cash back on all purchases; 0% intro APR on purchases and balance transfers
Hilton HHonorsTM Surpass® Card from American Express
15.49%-19.49% Variable
Additional Rates & Fees
Additional Rates & Fees
  • Balance Transfer APR: 15.49% - 19.49% Variable, based on creditworthiness.
  • Balance Transfer Fee: Either $5 or 3% of the amount of each transfer, whichever is greater.
  • Foreign Transaction Fee: 2.7% of each transaction after conversion to US dollars.
  • Late Payment Fee: Up to $37.
  • Cash Advance Fee: Either $5 or 3% of the amount of each cash advance, whichever is greater.
  • APR for Cash Advances: 25.49%
  • Penalty APR: 29.49%
  • Returned Payment Fee: Up to $37.
75,000 bonus miles after spending $3,000 in first 3 mos; earn 12 points per $1 spent at participating hotels, 6 points per $1 spent at U.S. supermarkets, restaurants and gas stations, 3 points per $1 spent on all other purchases. Terms apply. $75Excellent, Good
Our Rating:
Great card for travelers who stay at Hilton hotels, 75K bonus point opportunity, includes bonus points for non-travel purchases. Terms apply.
Name & CardPurchase APRRewardsAnnual FeeCredit Needed:
Don't know your credit rating? Find out what your credit score means or get a free credit score and explanation with our top-reviewed credit monitoring services.
Our Rating & Bottom Line
Our editors thoroughly research all the credit card offers we review, comparing interest rates, features, rewards programs, annual fees, late fees and other features. After weighing the information the editors give an overall star rating for each card. After our initial evaluation, we continue to monitor the credit cards and update our reviews as situations change. The ratings are the expert opinion of our editors, and not influenced by any remuneration this site may receive from card issuers. Not all products from all issuers have been evaluated.
Citi® / AAdvantage® Platinum Select® MasterCard®
14.24% - 22.24%* (Variable)30,000 bonus miles after spending $1K in first 3 mos, earn 2 miles per $1 spent on American Airlines flights and 1 mile for each $1 spent on all other purchases$95, waived for first 12 months*Excellent, Good
Our Rating:
Best for those who like to fly American Airlines, with perks like priority boarding and first checked bag free
United MileagePlus® Explorer Card
16.24%-23.24% variable 30,000 bonus miles after spending $1,000 in first 3 mos., 2 miles per $1 spent on United flights, 1 mile per dollar spent on all other purchases$95Good
Our Rating:
Good choice for United flyers who want to earn free flights with great perks
Gold Delta SkyMiles® Credit Card from American Express
15.49%-19.49% Variable
Additional Rates & Fees
Additional Rates & Fees
  • Balance Transfer APR: 15.49%-19.49% Variable, based on creditworthiness.
  • Balance Transfer Fee: Either $5 or 3% of the amount of each transfer, whichever is greater.
  • Foreign Transaction Fee: N/A
  • Late Payment Fee: Up to $37
  • APR for Cash Advances: 25.49%
  • Penalty APR: 29.49%
  • Returned Payment Fee: Up to $37.
30,000 bonus miles after spending $1,000 in first 3 months; 2 miles per $1 spent on Delta flights, 1 mile per $1 on eligible purchases. Terms apply.$0 introductory annual fee for the first year, then $95.Excellent, Good
Our Rating:
Best for those who want to earn free Delta flights and upgrades; flight value of $1.47; annual fee waived first year. Terms apply.
Marriott Rewards® Premier Credit Card
16.24%-23.24% variable80,000 bonus points after spending $3,000 in first 3 months; 5 points for every $1 spent at Marriott locations; 2 points for every $1 spent on qualifying airline, dining, and rental car purchases; 1 point per $1 spent on all other purchases$85Good
Our Rating:
Great for Marriott regulars who want to earn 5 points for each $1 spent at Marriott; 80,000 points after spending $3,000 in first 3 months
Name & CardPurchase APRRewardsAnnual FeeCredit Needed:
Don't know your credit rating? Find out what your credit score means or get a free credit score and explanation with our top-reviewed credit monitoring services.
Our Rating & Bottom Line
Our editors thoroughly research all the credit card offers we review, comparing interest rates, features, rewards programs, annual fees, late fees and other features. After weighing the information the editors give an overall star rating for each card. After our initial evaluation, we continue to monitor the credit cards and update our reviews as situations change. The ratings are the expert opinion of our editors, and not influenced by any remuneration this site may receive from card issuers. Not all products from all issuers have been evaluated.
UPromise World Mastercard®
14.24%, 20.24% or 23.24% Variable5% cash back for eating at participating Upromise restaurants, 2% for purchases at eligible dept stores & movies, 1% cash back on all other purchasesNoneExcellent
Our Rating:
Smart choice for those saving for college or who want to pay off a college loan; 0% APR for 15 months on balance transfers; $50 cash back after 1st use
Hilton HHonors™ Card from American Express
15.49%-19.49% Variable
Additional Rates & Fees
Additional Rates & Fees
  • Balance Transfer APR: 15.49%-19.49% Variable, based on creditworthiness.
  • Balance Transfer Fee: Either $5 or 3% of the amount of each transfer, whichever is greater.
  • Foreign Transaction Fee: 2.7% of each transaction after conversion to US dollars.
  • Late Payment Fee: Up to $37
  • Cash Advance Fee: Either $5 or 3% of the amount of each cash advance, whichever is greater.
  • APR for Cash Advances: 25.49%
  • Penalty APR: 29.49%
  • Returned Payment Fee: Up to $37.
50,000 bonus miles after spending $750 in first 3 mos; earn 7 points per $1 spent at participating hotels, 5 points per $1 spent at U.S. supermarkets, restaurants and gas stations, 3 points per $1 spent on all other purchases. Terms apply. $0Excellent, Good
Our Rating:
Great card for travelers who stay at Hilton hotels, 20,000 bonus point opportunity, includes bonus points for non-travel purchases. Terms apply.
Citi® Hilton HHonors™ Visa Signature® Card
15.49% - 19.49%* (Variable)75,000 bonus points after spending $2,000 in first 3 months, earn 6 points for each $1 spent at participating hotel, 3 points for each $1 spent on purchases at supermarkets, drugstores and gas stations, 2 points for each $1 spent on all other purchases$0Excellent
Our Rating:
Great card for travelers who stay at Hilton hotels, 75,000 bonus point opportunity, includes bonus points for non-travel purchases
IHG® Rewards Club Select Credit Card
16.24% variable70,000 bonus points after spending $2,000 in first 3 mos; 5 points for every $1 spent at IHG hotels; 2 points per $1 spent at gas stations, grocery stores & restaurants; 1 point per $1 spent on all other purchases$0 introductory annual fee the first year, then $49Good/Excellent
Our Rating:
IHG hotel lovers will earn free nights with this card; 70,000 bonus point opportunity
Name & CardPurchase APRRewardsAnnual FeeCredit Needed:
Don't know your credit rating? Find out what your credit score means or get a free credit score and explanation with our top-reviewed credit monitoring services.
Our Rating & Bottom Line
Our editors thoroughly research all the credit card offers we review, comparing interest rates, features, rewards programs, annual fees, late fees and other features. After weighing the information the editors give an overall star rating for each card. After our initial evaluation, we continue to monitor the credit cards and update our reviews as situations change. The ratings are the expert opinion of our editors, and not influenced by any remuneration this site may receive from card issuers. Not all products from all issuers have been evaluated.
Amtrak Guest Rewards® World MasterCard®
13.24% - 23.24% Variable APR on purchasesEarn 3 points per $1 spent with Amtrak, 2 points per $1 on other qualifying travel purchases, 1 point per $1 on all other purchases; 20,000 bonus points after spending at least $1,000 in purchases in first 90 days$79Excellent/Good
Our Rating:
Good for those who frequently travel on Amtrak; no foreign transaction fees
The Mastercard Titanium Card
15.24% Variable1 point per $1 spent on eligible purchases$195Excellent
Our Rating:
Good fit for those interested in an upscale credit card
Citi Prestige® Card
15.49%* (Variable)40K points for $4,000 spent in first 3 mos; 3 points per $1 spent on flights & hotels, 2 points per $1 spent on dining & entertainment; 1 point per $1 spent on all other purchases$450Excellent
Our Rating:
Good card for those who like perks; $250 annual statement credit for flights; 40,000 bonus point opportunity equal to $532 in flights
Citi ThankYou® Premier Card
14.24% to 23.24% Variable3 points per $1 spent on travel (including gas), 2 points per $1 on restaurants & entertainment, 1 point per $1 on all else$95, waived for first 12 monthsExcellent
Our Rating:
Earn rewards to spend on cash, travel and more.
Name & CardPurchase APRRewardsAnnual FeeCredit Needed:
Don't know your credit rating? Find out what your credit score means or get a free credit score and explanation with our top-reviewed credit monitoring services.
Our Rating & Bottom Line
Our editors thoroughly research all the credit card offers we review, comparing interest rates, features, rewards programs, annual fees, late fees and other features. After weighing the information the editors give an overall star rating for each card. After our initial evaluation, we continue to monitor the credit cards and update our reviews as situations change. The ratings are the expert opinion of our editors, and not influenced by any remuneration this site may receive from card issuers. Not all products from all issuers have been evaluated.
Expedia®+ Card from Citi
15.24% - 23.24%* (Variable)3 points per $1 spent on eligible Expedia purchases; 1 point per $1 on other purchases$0*Excellent
Our Rating:
Best for those who book their travel through Expedia
Expedia®+ Voyager Card from Citi
14.24% - 22.24%* (Variable)4 points per $1 spent on eligible Expedia purchases; 2 points per $1 spent on dining out and entertainment; 1 point per $1 on other purchases$95*Excellent
Our Rating:
Best for those who book their travel through Expedia
The Hawaiian Airlines® World Elite Mastercard®
16.24%, 20.24% or 25.24% Variable2 miles per $1 spent on Hawaiian Airlines purchases; 1 mile per $1 on all other purchases$89/yrExcellent
Our Rating:
If you travel Hawaiian Airlines frequently this card is for you; 35,000 bonus miles; no foreign transaction fees
Club CarlsonSM Premier Rewards Visa Signature® Card
14.24% - 23.24% Variable50,000 bonus miles after first purchase, 10 points per $1 spent at participating Carlson Rezidor hotels, 5 points per $1 spent on all other eligible purchases$75Excellent
Our Rating:
If you like to stay at Radisson and other hotels in this group, it's a smart pick. 85,000 bonus point opportunity.
Name & CardPurchase APRRewardsAnnual FeeCredit Needed:
Don't know your credit rating? Find out what your credit score means or get a free credit score and explanation with our top-reviewed credit monitoring services.
Our Rating & Bottom Line
Our editors thoroughly research all the credit card offers we review, comparing interest rates, features, rewards programs, annual fees, late fees and other features. After weighing the information the editors give an overall star rating for each card. After our initial evaluation, we continue to monitor the credit cards and update our reviews as situations change. The ratings are the expert opinion of our editors, and not influenced by any remuneration this site may receive from card issuers. Not all products from all issuers have been evaluated.
British Airways Visa Signature® Card
16.24% variable50,000 bonus miles after spending $2,000 in first 3 months, 3 Avios miles per $1 spent on British Airway flights, 1 Avios miles per dollar spent on all other purchases$95Good
Our Rating:
Good pick for frequent British Airways flyers who want to earn rewards and flights
The Frontier Airlines World Mastercard®
16.24% or 25.24% Variable2 miles per $1 spent on FlyFrontier.com purchases; 1 mile per $1 on all other purchases$0Excellent
Our Rating:
Good for frequent Frontier flyers; 0% APR on balance transfers for 12 months; $100 voucher opportunity
Simmons First Visa® Platinum Rewards
9.25% Variable1 point per $1 spent$0Excellent
Our Rating:
Combines very low ongoing APR and no balance transfer fees with travel rewards program
Journey® Student Rewards from Capital One®
20.24% (Variable)1% cash back on all purchases$0Average, Fair, Limited
Our Rating:
Great choice for students, designed to help build good credit, cash back bonus for paying bill on time
Name & CardPurchase APRRewardsAnnual FeeCredit Needed:
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Our Rating & Bottom Line
Our editors thoroughly research all the credit card offers we review, comparing interest rates, features, rewards programs, annual fees, late fees and other features. After weighing the information the editors give an overall star rating for each card. After our initial evaluation, we continue to monitor the credit cards and update our reviews as situations change. The ratings are the expert opinion of our editors, and not influenced by any remuneration this site may receive from card issuers. Not all products from all issuers have been evaluated.
Premier Rewards Gold Card from American Express
N/A
Additional Rates & Fees
Additional Rates & Fees
  • Foreign Transaction Fee: N/A
  • Late Payment Fee: Up to $37. However, if your account does not have a Pay Over Time feature or balance and you do not pay for two billing periods in a row, your fee will be $37 or 2.99% of the past due amount, whichever is greater.
  • APR for Cash Advances: N/A
  • Penalty APR: Without "Pay Over Time" feature, fee is greater of $37 or 2.99% of past due amount. Otherwise up to $37.
  • Returned Payment Fee: Up to $37.
3 points per $1 spent on flights booked directly with airlines; 2 points per $1 spent at US gas stations, US restaurants & US supermarkets; 1 point per $1 spent on eligible purchases. Terms apply.Introductory annual fee of $0 for the first year, then $195.Excellent, Good
Our Rating:
High annual fee but includes unique Gold card benefits; 25,000 bonus point opportunity. Terms apply.
The Amex EveryDay® Credit Card from American Express
0% on Purchases for 12 months, then 13.24%-23.24% Variable
Additional Rates & Fees
Additional Rates & Fees
  • Balance Transfer APR: 0% on Balance Transfers for 12 months, then 13.24%-23.24% Variable, based on creditworthiness.
  • Balance Transfer Fee: Either $5 or 3% of the amount of each transfer, whichever is greater.
  • Foreign Transaction Fee: 2.7% of each transaction after conversion to US dollars.
  • Late Payment Fee: Up to $37
  • Cash Advance Fee: Either $5 or 3% of the amount of each cash advance, whichever is greater.
  • APR for Cash Advances: 25.49%
  • Penalty APR: 29.49%
  • Returned Payment Fee: Up to $37.
10,000 bonus points after spending $1K in first 3 mos, 2 points per $1 spent at U.S. supermarkets (on up to $6K annually, then 1 point), 1 point per $1 spent on eligible purchases. Terms apply.$0Excellent, Good
Our Rating:
Enjoy AmEx benefits without the annual fee; potential to earn 20% more points. Terms apply.
The Amex EveryDay® Preferred Credit Card from American Express
0% on Purchases for 12 months, then 13.24%-23.24% Variable
Additional Rates & Fees
Additional Rates & Fees
  • Balance Transfer APR: 0% on Balance Transfers for 12 months, then 13.24%-23.24% Variable, based on creditworthiness.
  • Balance Transfer Fee: Either $5 or 3% of the amount of each transfer, whichever is greater.
  • Foreign Transaction Fee: 2.7% of each transaction after conversion to US dollars.
  • Late Payment Fee: Up to $37
  • Cash Advance Fee: Either $5 or 3% of the amount of each cash advance, whichever is greater.
  • APR for Cash Advances: 25.49%
  • Penalty APR: 29.49%
  • Returned Payment Fee: Up to $37.
15,000 bonus points after spending $1,000 in first 3 mos, 3 points per $1 spent at U.S. supermarkets (on up to $6K annually, then 1 point), 2 points per $1 spent at U.S. gas stations, 1 point per $1 spent on eligible purchases. Terms apply.$95Excellent, Good
Our Rating:
Get Amex benefits previously only given to charge card members, multiple ways to use earned points. Terms apply.
Citi ThankYou® Preferred Card
0%* intro on purchases for 15 months on Purchases, then 13.24% - 23.24%* (Variable)2 points per $1 spent on dining and entertainment; 1 point per $1 spent on all other purchases$0*Excellent
Our Rating:
Earn rewards to spend on cash, travel and more
Name & CardPurchase APRRewardsAnnual FeeCredit Needed:
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Our Rating & Bottom Line
Our editors thoroughly research all the credit card offers we review, comparing interest rates, features, rewards programs, annual fees, late fees and other features. After weighing the information the editors give an overall star rating for each card. After our initial evaluation, we continue to monitor the credit cards and update our reviews as situations change. The ratings are the expert opinion of our editors, and not influenced by any remuneration this site may receive from card issuers. Not all products from all issuers have been evaluated.
Amazon.com Rewards Visa Card
14.49% - 22.49%3% back for every $1 spent at Amazon.com; 2% back per $1 spent at gas stations, restaurants & drugstores ; 1% back per $1 spent on all other purchases$0Excellent
Our Rating:
Best for those who shop frequently at Amazon.com, $80 gift card bonus
Disney Premier Visa® Card
0% intro APR for 6 months, then 16.24%2% back for every $1 spent at Disney locations & on gas, grocery stores and restaurants; 1% back per $1 spent on all other purchases$49Excellent
Our Rating:
Best for those who enjoy shopping at Disney locations, $100 statement credit bonus
NFL Extra Points Credit Card
15.24%, 20.24% or 25.24% variable2 points per $1 spent on NFL or team purchases; 1 point per $1 for on all other purchases$0Good/Excellent
Our Rating:
Great for NFL lovers who want to earn football rewards or cashback for purchases; $100 statement credit after $500 in purchases
Disney Rewards® Visa® Card
0% intro APR for 6 months, then 16.24%1% back per $1 spent on all purchases$0Excellent
Our Rating:
Best for those who enjoy shopping at Disney locations, $50 statement credit bonus
Name & CardPurchase APRRewardsAnnual FeeCredit Needed:
Don't know your credit rating? Find out what your credit score means or get a free credit score and explanation with our top-reviewed credit monitoring services.
Our Rating & Bottom Line
Our editors thoroughly research all the credit card offers we review, comparing interest rates, features, rewards programs, annual fees, late fees and other features. After weighing the information the editors give an overall star rating for each card. After our initial evaluation, we continue to monitor the credit cards and update our reviews as situations change. The ratings are the expert opinion of our editors, and not influenced by any remuneration this site may receive from card issuers. Not all products from all issuers have been evaluated.
The Platinum Card® from American Express
N/A
Additional Rates & Fees
Additional Rates & Fees
  • Foreign Transaction Fee: N/A.
  • Late Payment Fee: Up to $37. However, if your account does not have a Pay Over Time feature or balance and you do not pay for two billing periods in a row, your fee will be $37 or 2.99% of the past due amount, whichever is greater.
  • Penalty APR: Without "Pay Over Time" feature, fee is greater of $37 or 2.99% of past due amount. Otherwise up to $37.
  • Returned Payment Fee: Up to $37
40,000 bonus points after spending $3,000 in first 3 months; 2 points per $1 for booking travel with amextravel.com; 1 point per $1 spent on eligible purchases. Terms apply.$450Excellent, Good
Our Rating:
The Exclusive charge card with many travel benefits and exclusive privileges, somewhat pricey. Terms apply.
The Barnes & Noble Mastercard®
14.24% or 25.24% Variable5% back at Barnes & Noble; 2 points per $1 spent at restaurants, 1 point per $1 on all other purchasesNoneGood to Excellent
Our Rating:
Earn 5% back at Barnes & Noble, $25 B&N gift card after first purchase
Williams-Sonoma Visa® Signature Card
13.99%, 17.99% or 21.99% Variable3 points per $1 spent at Williams-Sonoma; 1 point per $1 for on all other purchasesNoneGood to Excellent
Our Rating:
Good for Williams-Sonoma lovers or those who have their bridal registry with Williams-Sonoma
Ace Rewards® Platinum Visa Card
14.24%-23.24% Variable10 points per $1 spent in popular quarterly categories, 5 points per $1 spent on Ace purchases; 2 points per $1 spent on gas and groceries; 1 point per $ spent on other purchases. $100 intro bonus.$0Excellent
Our Rating:
If you like to shop at Ace, this card will earn points you can redeem at Ace Hardware stores
Name & CardPurchase APRRewardsAnnual FeeCredit Needed:
Don't know your credit rating? Find out what your credit score means or get a free credit score and explanation with our top-reviewed credit monitoring services.
Our Rating & Bottom Line
Our editors thoroughly research all the credit card offers we review, comparing interest rates, features, rewards programs, annual fees, late fees and other features. After weighing the information the editors give an overall star rating for each card. After our initial evaluation, we continue to monitor the credit cards and update our reviews as situations change. The ratings are the expert opinion of our editors, and not influenced by any remuneration this site may receive from card issuers. Not all products from all issuers have been evaluated.
The Plenti® Credit Card from Amex
0% on Purchases for 12 months, then 15.24%-25.24% Variable
Additional Rates & Fees
Additional Rates & Fees
  • Balance Transfer APR: 15.24%-25.24% Variable, based on creditworthiness.
  • Balance Transfer Fee: Either $5 or 3% of the amount of each transfer, whichever is greater.
  • Foreign Transaction Fee: 2.7% of each transaction after conversion to US dollars.
  • Late Payment Fee: Up to $37.
  • Cash Advance Fee: Either $5 or 3% of the amount of each cash advance, whichever is greater.
  • APR for Cash Advances: 25.49%
  • Penalty APR: 29.49%
  • Returned Payment Fee: Up to $37.
Earn 3 Plenti points at US supermarkets (on up to $6,000 per year in purchases), 2 points at US restaurants & 1 point on other purchases for each eligible dollar spent. Terms apply.$0Excellent, Good
Our Rating:
Odd mix of store rewards program card and credit card. Best for those who shop at Exxon, Macy's, Exxon & Rite Aid. Terms apply.
L.L.Bean Visa® Card
14.24%, 17.24% or 20.24% Variable3% per $1 spent at L.L.Bean; 1% per $1 for on all other purchases; 10% at L.L. Bean Outdoor Discovery SchoolsNoneGood to Excellent
Our Rating:
Nice pick for L.L.Bean lovers - earn coupons towards future L.L.Bean purchases
Harley-Davidson® Visa® Credit Card
14.24% - 23.24% (Variable)Earn 3 points on every $1 spent at Harley-Davidson dealerships, 2 points for every $1 spent at gas stations, restaurants, bars & lodging, 1 point per $1 spent on everything elseNoneExcellent
Our Rating:
A good fit for Harley-Davidson aficionados who want to earn points for Harley-Davidson gear, parts and more
Barclaycard Visa® with Apple rewards
14.24%, 20.24% or 27.24% Variable3x point per $1 spent at Apple; 2x points per $1 spent at restaurants; 1x point per $1 spent on all other purchasesNoneExcellent
Our Rating:
Offers special financing for Apple purchases, but is misleading

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