If you have a limited credit history, or past or current credit issues, you may not qualify for all credit cards. Luckily, secured credit cards are a great option. Secured cards are guaranteed by your funds, which act as a security deposit in case you default on the loan with the credit card company. The nice thing about secured cards is that they work, act and look just like regular credit cards, which is important if you need to rebuild your credit. In fact, most of these cards will report your payment history to credit bureaus and reporting agencies to help boost your credit history. Prepaid cards are another great option for those with poor credit, although they won't help improve your credit like secured cards do. Prepaid cards act like a debit card, requiring you to deposit the amount you wish to spend ahead of time. We review secured cards from our partners in this section, but if you're interested in prepaid cards take a look at our Prepaid Cards reviews. To learn more about credit cards, see our Credit Card FAQs.
Disclaimer: This content is not provided or commissioned by the credit card issuers. Opinions expressed here are author's alone, not those of the credit card issuers, and have not been reviewed, approved or otherwise endorsed by the credit card issuers. This site may be compensated through the affiliate program of the credit card issuers.
How to Rebuild Your Credit Score with a Credit Card
Having poor credit can be a real headache. Poor credit means high interest rates on your credit cards and auto loans. It also means you'll be more likely to be turned down for future loans, and you'll miss out on earning valuable credit card rewards. If you're able to get a mortgage, expect to pay [...]
Chase Freedom Offers $200 Bonus
Just in time for the holiday season, Chase Freedom is offering a limited-time $200 intro bonus after spending $500 in the first 3 months of card ownership. That's a pretty hefty bonus just for making your regular purchases, particularly in the season people tend to be spending more money on gifts, vacations, meals and other [...]
Personal and Business Credit Cards: What's the Difference?
With so many different kinds of credit cards out there, from cash back and travel rewards to 0% intro APR, it can be difficult to decide which card is best for you. To make matters more complicated, you might come across small business credit cards that offer similar rewards but that are marketed toward people [...]
Credit Cards with the Best Intro Bonuses
Credit card issuers want your business, and to get it they're offering some fairly spectacular introductory bonuses, like $440 in statement credits and over $900 worth of airline miles. Even if you're not in the market for a new credit card, these generous bonuses might cause you to reconsider. And if you are looking for [...]
Credit Card Rewards: Are They Valuable?
Credit cards rewards are a great way to earn perks while you use your card. There are a variety of rewards to choose from, including cash back and points that can be redeemed for travel or gift cards to use in stores, restaurants, gas stations or for online shopping. The credit card rewards options are almost endless, [...]
Federal Benefits to be Issued on Chip and PIN Cards
Starting next year, federal benefits will be distributed on government-issued chip and PIN debit cards, also known as EMV cards, as stated by an executive order signed by President Obama earlier this month. They are intended to replace the currently issued magnetic stripe debit cards. People who receive assistance from Social Security, Supplemental Nutrition Assistance Program [...]
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