If you have a limited credit history, or past or current credit issues, you may not qualify for all credit cards. Luckily, secured credit cards are a great option. Secured cards are guaranteed by your funds, which act as a security deposit in case you default on the loan with the credit card company. The nice thing about secured cards is that they work, act and look just like regular credit cards, which is important if you need to rebuild your credit. In fact, most of these cards will report your payment history to credit bureaus and reporting agencies to help boost your credit history. Prepaid cards are another great option for those with poor credit, although they won't help improve your credit like secured cards do. Prepaid cards act like a debit card, requiring you to deposit the amount you wish to spend ahead of time. We review secured cards from our partners in this section, but if you're interested in prepaid cards take a look at our Prepaid Cards reviews. To learn more about credit cards, see our Credit Card FAQs.
Disclaimer: This content is not provided or commissioned by the credit card issuers. Opinions expressed here are author's alone, not those of the credit card issuers, and have not been reviewed, approved or otherwise endorsed by the credit card issuers. This site may be compensated through the affiliate program of the credit card issuers.
Citi Double Cash Card: New Cash Back Card on the Block
The CitiŽ Double Cash Card (a NextAdvisor advertiser) is Citi's attempt to be a major player in the cash back credit card game. In recent years Citi has had great 0% Intro APR cards but has not been able to compete with some other major issuers when it came to the quality of their cash back [...]
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Have you ever thought of how an excellent credit score may impact your life? It's no secret that there are a number of benefits to having a high score. Simply put, it can affect many of your current and future financial decisions. If your credit is excellent, for instance, you have a better chance at [...]
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Are you looking for a credit card that allows you to earn cash for each purchase you make? If so, you're in luck. We've researched the best cash back credit cards and found the top four that will earn you the most bang for your buck on all of your regular purchases at grocery stores, [...]
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Prepaid cards are becoming increasingly popular and appealing to a broader range of customers by offering better features and functionality. Convenience-wise, they can be used in physical stores and online just like debit cards or credit cards and many people appreciate no credit check is required to obtain a card. To use the card you load [...]
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